Brown & Brown, located in the bustling heart of Minneapolis, MN under the guidance of Julia Bertrand, stands out as a prominent insurance brokerage firm, particularly esteemed for its expertise with local and regional employers. This office has carved a niche in delivering comprehensive medical and ancillary benefits solutions, a testament to its profound understanding of employer needs and industry demands. One of the hallmark features of this Brown & Brown branch is its proficiency in serving the offices of real estate agents and brokers industries. A shining example of their client success stories is the collaboration with Collopy Real Estate, a Minnesota-based firm. Here, Brown & Brown has demonstrated its capability to manage complex insurance needs, catering to over 180 participants, which highlights their ability to handle substantial and intricate employer benefit programs. The firm’s strength lies in its dual focus: an intimate knowledge of local business landscapes coupled with the resources and reach of a large national insurance brokerage firm. This unique combination enables them to offer tailored, effective solutions that resonate with the specific needs of each client. Brown & Brown’s Minneapolis office, led by Julia Bertrand, is not just about numbers and contracts; it's about building lasting relationships and ensuring the financial safety and wellness of its clients and their employees. Their approach is holistic, considering not just the immediate insurance needs but also the long-term implications and opportunities for their clients. This office's commitment to excellence and its adeptness in navigating the complex world of employer benefits make it an excellent choice for businesses seeking reliable, insightful, and comprehensive insurance brokerage services.

Mayer Insurance Agency, a local insurance broker headquartered in Apple Valley, Minnesota, is renowned for its exceptional customer service and expertise. With a strong presence across the state, this office of Mayer Insurance Agency caters to a diverse range of clients, providing comprehensive insurance solutions tailored to their unique needs. Among their esteemed employer clients, Tealwood Senior Living and Senior Care Communities LLC stand out as prime examples. Mayer Insurance Agency has demonstrated its commitment to excellence by working closely with Tealwood Senior Living, a prominent employer in the health care and social assistance industry. Collaborating with their HR and finance team, Mayer Insurance Agency set up a customized self-funding arrangement designed specifically to address the unique needs of Tealwood's 700 members. The expertise of Mayer Insurance Agency extends beyond their work with Tealwood Senior Living. They possess in-depth knowledge of the health care and social assistance industries, enabling them to offer specialized insurance coverage and risk management solutions. Their strong understanding of the intricacies of these sectors allows them to effectively navigate the challenges faced by their clients and provide tailored insurance plans. With their office located in Apple Valley, Mayer Insurance Agency has established itself as a trusted partner in the local business community. Their commitment to customer satisfaction and their ability to deliver personalized insurance solutions have garnered high praise from clients across the state. Whether working with large or midsize employers, Mayer Insurance Agency is dedicated to providing top-notch service and expertise in meeting their clients' insurance needs.

Group Solutions, located in Minneapolis, MN, boasts a sizable office equipped to cater to the diverse needs of employers seeking comprehensive insurance solutions. With a proven track record, this local brokerage firm stands out for its extensive experience working with self-funded clients, providing adept support to both local and regional employers. Their expertise spans various industries, including beer, wine, and distilled alcoholic beverage merchant wholesalers, rail transportation, and electrical equipment manufacturing. Notable clients such as 7G Distributing, a leader in the beer, wine, and distilled alcoholic beverage merchant wholesalers sector with 150+ participants, Bmc Aggregates LC in nonmetallic mineral mining and quarrying with 160+ participants, and Bodine Electric Company in electrical equipment manufacturing with 240+ participants, underscore the broker's ability to navigate the intricacies of diverse industries. This office stands out for its significant experience in serving midsize and large employers, showcasing a nuanced understanding of the distinct challenges and opportunities inherent in both segments. Group Solutions in Minneapolis, MN, is synonymous with tailored insurance solutions, leveraging its local presence and industry-specific expertise to empower employers in safeguarding their workforce and enhancing overall well-being.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

We believe that everybody deserves a workplace culture that supports their total well-being through benefits. Since 2006, Empyrean has provided hundreds of employers of varying size, industry, and benefit plan complexity with the innovative technology and best-in-class service necessary to accelerate their benefits strategies and bring their benefits programs to life. Empyrean’s platform and services are designed to create connected employee benefit experiences that enrich lives, strengthen employer brands, and improve workplace cultures for over 5 million people. With our +YOU solution, clients can deliver a holistic employee experience to help HR and benefit leaders simplify the work technology stack for all of the HR initiatives designed to improve employee productivity, well-being, and retention. Visit us at goempyrean.com.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

We work mainly with other business owners on their financial and estate planning. Scott also does the design work on the benefit plans for their companies while my staff manages and helps with the details of the complex administration. The Morgan Planning Group,LLC is dedicated to providing assistance and advice to each and every customer. Scott and his staff pride themselves in establishing personal, long term relationships with their clients. Services provided through The Morgan Planning Group,LLC include but are not limited to: Group Employee Benefits • Group Health • Group Ancillary Benefits • Life, Vision, Disability, Dental • Administration & COBRA implementation