Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Mayer Insurance Agency, a local insurance broker headquartered in Apple Valley, Minnesota, is renowned for its exceptional customer service and expertise. With a strong presence across the state, this office of Mayer Insurance Agency caters to a diverse range of clients, providing comprehensive insurance solutions tailored to their unique needs. Among their esteemed employer clients, Tealwood Senior Living and Senior Care Communities LLC stand out as prime examples. Mayer Insurance Agency has demonstrated its commitment to excellence by working closely with Tealwood Senior Living, a prominent employer in the health care and social assistance industry. Collaborating with their HR and finance team, Mayer Insurance Agency set up a customized self-funding arrangement designed specifically to address the unique needs of Tealwood's 700 members. The expertise of Mayer Insurance Agency extends beyond their work with Tealwood Senior Living. They possess in-depth knowledge of the health care and social assistance industries, enabling them to offer specialized insurance coverage and risk management solutions. Their strong understanding of the intricacies of these sectors allows them to effectively navigate the challenges faced by their clients and provide tailored insurance plans. With their office located in Apple Valley, Mayer Insurance Agency has established itself as a trusted partner in the local business community. Their commitment to customer satisfaction and their ability to deliver personalized insurance solutions have garnered high praise from clients across the state. Whether working with large or midsize employers, Mayer Insurance Agency is dedicated to providing top-notch service and expertise in meeting their clients' insurance needs.

Westlund Associates is a machinery company based out of 102 Main St S # 206, Hutchinson, Minnesota, United States.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

AssuredPartners: Your Trusted Insurance Broker in Duluth, Minnesota Located in Duluth, Minnesota, AssuredPartners is a national insurance broker known for its exceptional services and expertise. With a strong focus on meeting the unique needs of their clients, they have established themselves as a reliable partner in the insurance industry. One shining example of their successful work is their collaboration with TBI Residential & Community Services, a prominent employer in the health care and social assistance sector, boasting 230 members. AssuredPartners worked closely with TBI's HR and finance team to set up a self-funding arrangement, a specialized pharmacy benefit management (PBM), and a drug plan tailored specifically to the needs of their members. AssuredPartners has extensive experience working with self-funded employers, as well as a deep understanding of HMOs and their clients' diverse requirements. They have established solid relationships with PBMs and other pharmacy providers, allowing them to offer comprehensive solutions to their clients. Serving a wide range of clients, including large, midsize, and small employers, AssuredPartners has earned a stellar reputation in the industry. Some of their notable employer clients in the Duluth area include LHB Inc, Mada Insurance Incorporated, The Lakes Community Health Center Inc, and Duluth Regional Care Center. Their services extend throughout Minnesota and Wisconsin, catering to a diverse clientele. Boasting a commendable M Score, AssuredPartners' expertise spans various sectors, excluding public administration. They are particularly well-versed in serving the needs of the health care and social assistance industries, as well as utility system construction. In the Duluth, MN market, AssuredPartners stands among the top brokerages, thanks to their extensive experience and exceptional customer service, which has garnered high praise from satisfied clients. When it comes to insurance brokerage, AssuredPartners is your trusted partner, offering a wide range of services tailored to meet your specific needs

Direct Benefits, Inc is a highly regarded local insurance consultant, operating out of their office in Saint Paul, Minnesota. With a focus on serving clients of all sizes, including large, midsize, and small employers, they offer comprehensive insurance solutions tailored to meet their specific needs. A notable example of their expertise can be seen through their partnership with Cliff Viessman Trucking, Inc, a leading employer in the general freight trucking industry, boasting 380 members. Direct Benefits worked closely with Cliff Viessman Trucking's HR and finance team to establish a self-funding arrangement, as well as a tailored Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and drug plan that catered specifically to the unique requirements of their members. Direct Benefits, Inc demonstrates a wealth of experience in working with self-funded clients, highlighting their expertise in managing such programs effectively. Additionally, they have a strong track record of collaborating with clients to meet their needs and achieve optimal results, particularly in the realm of PPO plans. Their partnerships with PBMs and other pharmacy providers further underscore their commitment to delivering comprehensive healthcare solutions. Operating across multiple states, including Minnesota, North Dakota, South Dakota, Nebraska, Iowa, Oregon, Michigan, Georgia, and Colorado, Direct Benefits, Inc serves a diverse client base. Some of their notable employer clients include American Bancor, Ltd., Cliff Viessman Trucking, Inc, Crosscountry Courier Inc, and Kaeding Management Group. Direct Benefits, Inc prides itself on their

Winona Agency, a local insurance broker located in Winona, Minnesota, is a trusted partner for businesses of all sizes. Their expertise lies in working with self-funded employers, and they have successfully collaborated with Fastenal Company & Subsidiaries, a prominent employer in the building material and supplies dealers industry. Winona Agency's skilled team collaborated closely with the HR and finance departments of Fastenal Company & Subsidiaries to establish a customized self-funding arrangement that catered to the unique needs of their 12,040 members. With a diverse client base encompassing large, midsize, and small employers, Winona Agency has established a strong reputation for their exceptional service and industry knowledge. Some notable clients of this particular office include Mada Insurance Incorporated, Merchants Bank, and Halcon Corporation. Additionally, Winona Agency extends its services beyond Minnesota and serves clients throughout Ohio. Thanks to their extensive experience and expertise in various industries, such as 0, motor vehicle and motor vehicle parts and supplies merchant wholesalers, and management of companies and enterprises, Winona Agency possesses a commendable M Score. They have emerged as one of the leading brokerages in the Winona, MN market, offering comprehensive insurance solutions and strategic guidance to their valued clients. Whether it's designing specialized coverage plans or navigating complex insurance requirements, Winona Agency is committed to delivering exceptional results and ensuring the financial protection of their clients' businesses.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Pharos Employee Benefits, Inc. is a reputable local insurance broker with an office in Eagan, Minnesota. Known for their exceptional customer service and expertise, they have received high ratings from clients. With a focus on serving clients across Pennsylvania, they cater to a diverse range of employers, including midsize and small businesses. One notable example of their work is their collaboration with Universal Services Inc, a 150-member employer in the specialty trade contractors industry. Working closely with the HR and finance team at Universal Services Inc, Pharos Employee Benefits, Inc. provided tailored insurance solutions to meet their unique needs. With a client portfolio that includes Universal Services Inc and Ellie Family Services, Pharos Employee Benefits, Inc. has built strong relationships with employers in various industries. Their office in Eagan, Minnesota allows them to efficiently serve their clients and provide personalized insurance consulting services. Pharos Employee Benefits, Inc. possesses a deep understanding of specialty trade contractors and health practitioners industries, showcasing their expertise in these sectors. Their knowledge and experience enable them to develop comprehensive insurance solutions that align with the specific requirements of their clients. As a local insurance broker, Pharos Employee Benefits, Inc. is committed to delivering exceptional service and expertise to midsize and small employers. Their office in Eagan, Minnesota acts as a hub for their operations, ensuring efficient and effective support for their clients' insurance needs. Overall, Pharos Employee Benefits, Inc. is a trusted partner for businesses in need of insurance solutions in Pennsylvania. With their strong expertise, commitment to customer service, and track record of success, they continue to establish themselves as a reliable choice in the industry.

King and Companies is an employee group benefit firm and independent insurance agency. We are a minority-owned women business, founded in 2002. With over 20 years of experience, our expertise provides high- quality and knowledgeable service, delivering trustworthy performance that meets the needs of each individual client. King and Companies provides guidance in finding the right insurance coverage for your business by working with a variety of programs and plans. Locally based in Burnsville, Minnesota, we provide the human touch to insurance and financial services through innovation and client satisfaction. We take care of their clients and are there for them, whether its to assist with a claim, provide rates, or just answer questions. Our goal is to build long-term rewarding relationships to effectively achieve our clients goals. King and Companies was one of the first, if not the only, insurance consultant business to create our own benefit portal technology. We did not PURCHASE a human resource and benefit software program, we CREATED one. We work with high-tech, low-tech and no-tech clients. Yes....no-tech clients still exist. We're passionate about what we do, and we're good at it!

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.