Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Wilshire Benefits Group, situated in Troy, MI, stands out as a reputable insurance broker, specializing in providing tailored solutions for employer benefits. With a robust track record, this office location is adept at servicing a diverse clientele, particularly excelling in supporting self-funded clients and catering to the needs of local and regional employers. One notable strength lies in their demonstrated expertise across various nondepository credit intermediation industries. This proficiency is exemplified through their successful partnership with Towne Mortgage Company Dba Americu Mortgage Towne Mortgage Company, a key player in the nondepository credit intermediation sector in Michigan, boasting over 280 participants. Such strategic collaborations underscore the broker's deep understanding of the unique challenges and nuances within specific industries. Affiliated with a local brokerage firm, Wilshire Benefits Group brings a localized approach to their services, ensuring a nuanced understanding of the region's business landscape. Their experience extends seamlessly to midsize employers, showcasing a versatile skill set that aligns with the dynamic needs of businesses in this category. In evaluating this office location, employers can rely on Wilshire Benefits Group's proven proficiency, client-focused approach, and a successful track record in navigating the complexities of employer benefits within the vibrant business environment of Troy, MI.

USI Insurance Services is a nationally recognized insurance broker with expertise in serving clients of all sizes, ranging from large corporations to midsize and small employers. With a strong focus on meeting the specific needs of their clients, USI Insurance Services has extensive experience working with self-funded employers, HMOs, and PPOs. Headquartered in Grand Rapids, Michigan, USI Insurance Services operates a local office that has gained recognition for their exceptional work with clients in various industries. One notable example is their collaboration with Signal Holding, a specialty trade contractors employer with 130 members. USI Insurance Services partnered closely with Signal Holding's HR and finance teams to develop tailored healthcare plans, including a HMO plan, PPO plan, and a specialized pharmacy benefit management (PBM) program, designed to meet the unique needs of Signal Holding's workforce. USI Insurance Services in Grand Rapids has garnered an excellent reputation, reflected in their impressive M Score, which is one of the highest attainable. Their extensive expertise extends across industries such as personal services, lessors of real estate, and specialty trade contractors. While serving clients throughout Michigan and Ohio, USI Insurance Services' Grand Rapids office has built strong relationships with notable employer clients, including Atonne Group, LLC, Dykema, Mill Steel Company, and Associated Management Companies. With their commitment to delivering personalized insurance solutions and their broad range of experience and expertise, USI Insurance Services in Grand Rapids remains a trusted partner for businesses seeking comprehensive insurance coverage and strategic consulting.

Bris Employee Benefit Solutions in Detroit, MI, stands out as a comprehensive insurance brokerage, specializing in delivering tailored solutions for a wide spectrum of employer sizes, from small to large businesses. This large office is particularly skilled in managing the complex needs of self-funded clients, offering deep insights into critical aspects such as stop loss, limits, pharmacy costs, and broader HR consulting services. Their expertise extends across diverse industries, including motor vehicle parts manufacturing, plastics product manufacturing, and steel product manufacturing from purchased steel. This breadth of knowledge allows them to cater to the unique challenges and opportunities within these sectors. The Detroit office has been instrumental in servicing prominent local clients, demonstrating their capacity to handle sizable and intricate employee benefits programs. Key clients include American Plastic Toys in the plastics product manufacturing industry, with over 90 participants, highlighting their proficiency in medium-scale operations. They also cater to larger entities like Bmw Kar Wash Dba Jax Kar Wash in the oilseed and grain farming industry, with more than 190 participants, and Conti Services in the management of companies and enterprises sector, supporting over 460 participants. These collaborations illustrate their versatility and capability to address varied client needs effectively. As part of a local brokerage firm, Bris Employee Benefit Solutions brings a personalized touch to their services, combining local market understanding with a broad spectrum of industry knowledge. Their adaptability to work with employers of all sizes, coupled with their extensive experience in various industries, makes them a valuable partner for businesses seeking comprehensive and customized employee benefit solutions.

Joseph Aiello & Associates in Detroit, MI, boasts a robust and expansive office, positioning itself as a go-to insurance broker for employer benefits buyers. With a diverse portfolio of clients, this larger office has garnered significant expertise in catering to the unique needs of midsize, large, and small employers. Their extensive experience extends across industries, particularly excelling in motor vehicle parts manufacturing and petroleum and coal products manufacturing. A standout feature of this brokerage is their proficiency in working with self-funded clients, making them an invaluable resource for comprehending stop loss, limits, pharmacy costs, and other HR consulting aspects. Their knowledge is not confined to theory; Joseph Aiello & Associates has demonstrated practical expertise through successful collaborations with notable clients such as Elringklinger Automotive Manufacturing, Metalworking Lubricants Company, and Elringklinger Usa. These partnerships underscore their adeptness in navigating the intricacies of various sectors, ranging from automotive manufacturing to petroleum and coal products. Affiliated with a local brokerage firm, this office embodies a commitment to the community while leveraging the collective strength of a larger network. Employers evaluating this location can rely on Joseph Aiello & Associates for tailored solutions, backed by a wealth of experience, industry-specific insight, and a proven track record of delivering insurance solutions that meet the unique needs of businesses in Detroit, MI.

Wilshire Benefits Group is a reputable insurance broker located in Troy, Michigan. With a focus on delivering exceptional service and tailored solutions, they have built a solid reputation in the industry. Their expertise lies in working with self-funded employers, providing them with comprehensive solutions to meet their unique needs. Additionally, Wilshire Benefits Group has extensive experience collaborating with HMOs and PPOs, ensuring that clients receive the best possible coverage options. One standout example of their work is their partnership with The Care Team, a prominent employer in the home health care services industry. Wilshire Benefits Group worked closely with their HR and finance team to establish a self-funding arrangement, along with a customized HMO plan, PPO plan, PBM, and drug plan tailored specifically to the needs of The Care Team's 380 members. This successful collaboration highlights their ability to understand and address the specific requirements of their clients. Wilshire Benefits Group's client portfolio includes a diverse range of employers, from large corporations like 365 Retail Markets and Delaco Steel to smaller companies like Great Lakes Home Care LLC and Mayco International. They serve clients not only in Michigan but also in Missouri and Georgia, expanding their reach and impact. With their wealth of experience and expertise, Wilshire Benefits Group has garnered an impressive reputation within the industry. They consistently receive high ratings from clients, attributed to their exceptional customer service and in-depth knowledge. Their strong expertise extends to various industries, including offices of physicians, management, scientific and technical consulting services, and plastics product manufacturing. Wilshire Benefits Group's commitment to delivering top-notch insurance solutions has earned them one of the highest M Scores possible, further highlighting their excellence and versatility.

Rose Street Advisors is a highly reputable local insurance consultant located in Kalamazoo, Michigan. With an impressive track record, they have established themselves as one of the top brokerages in the region. They cater to a diverse range of clients, including large, midsize, and small employers, across various industries such as health care and social assistance, fabricated metal product manufacturing, and health practitioners. One noteworthy example of their expertise is their collaboration with Beacon Specialized Living, an employer in the health care and social assistance sector with 1,310 members. Rose Street Advisors worked closely with Beacon Specialized Living's HR and finance team to develop customized insurance solutions. They successfully implemented a self-funding arrangement, along with a tailored HMO plan, PPO plan, pharmacy benefits management (PBM), and drug plan to meet the unique needs of their members. Reviews from satisfied clients highlight Rose Street Advisors' exceptional customer service and industry knowledge, which have earned them a high rating. Their profound experience with self-funded employers, HMOs, PPOs, PBMs, and other pharmacy providers allows them to deliver tailored solutions that align with their clients' requirements. The breadth of their client base is further demonstrated by their roster of notable employers, including Grace Health, Michigan Turkey Producers, and Residential Opportunities Inc. As a result of their extensive experience and expertise, Rose Street Advisors possesses one of the highest M Scores possible, affirming their ability to deliver exceptional results across client sizes, industries, and product offerings.

Great people are hard to find and harder to keep. The success of your company rides on the shoulders of your workforce, so naturally, you want the best. But, in an intensely competitive marketplace, winning and retaining high-caliber people is harder than ever. The truth is, exceptionally talented professionals deserve world-class compensation and benefits. At LoVasco, we exist to help you offer them your best. Together, we'll design, develop, and deploy total rewards strategies that prove your company is the place for employees to thrive. Disclosure: • Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., LoVasco Consulting Group is independently owned and operated. • Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. • This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. • The testimonials/ recommendations used do not pertain to the provision of investment advisory services, may not be representative of the experiences of other clients, and are not indicative of future performance or success. • California Insurance License#0I92441

A part of Hub Midwest East, Grace & Porta Benefits is an independent agency specializing in employee benefits consultation. We are here to simplify the employee benefits process, making for happier employers and healthier employees. We work with passion and pride to help employers meet their goals for employee benefits through listening and forming creative solutions. At Grace & Porta Benefits, we understand that when selecting health care plans, choosing the right benefits is only part of the decision. Let us make sure your company is cared for after that decision is made.