Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs. Currently celebrating our 75th year in business!

USI Insurance Services is a nationally recognized insurance broker with expertise in serving clients of all sizes, ranging from large corporations to midsize and small employers. With a strong focus on meeting the specific needs of their clients, USI Insurance Services has extensive experience working with self-funded employers, HMOs, and PPOs. Headquartered in Grand Rapids, Michigan, USI Insurance Services operates a local office that has gained recognition for their exceptional work with clients in various industries. One notable example is their collaboration with Signal Holding, a specialty trade contractors employer with 130 members. USI Insurance Services partnered closely with Signal Holding's HR and finance teams to develop tailored healthcare plans, including a HMO plan, PPO plan, and a specialized pharmacy benefit management (PBM) program, designed to meet the unique needs of Signal Holding's workforce. USI Insurance Services in Grand Rapids has garnered an excellent reputation, reflected in their impressive M Score, which is one of the highest attainable. Their extensive expertise extends across industries such as personal services, lessors of real estate, and specialty trade contractors. While serving clients throughout Michigan and Ohio, USI Insurance Services' Grand Rapids office has built strong relationships with notable employer clients, including Atonne Group, LLC, Dykema, Mill Steel Company, and Associated Management Companies. With their commitment to delivering personalized insurance solutions and their broad range of experience and expertise, USI Insurance Services in Grand Rapids remains a trusted partner for businesses seeking comprehensive insurance coverage and strategic consulting.

Joseph Aiello & Associates in Detroit, MI, boasts a robust and expansive office, positioning itself as a go-to insurance broker for employer benefits buyers. With a diverse portfolio of clients, this larger office has garnered significant expertise in catering to the unique needs of midsize, large, and small employers. Their extensive experience extends across industries, particularly excelling in motor vehicle parts manufacturing and petroleum and coal products manufacturing. A standout feature of this brokerage is their proficiency in working with self-funded clients, making them an invaluable resource for comprehending stop loss, limits, pharmacy costs, and other HR consulting aspects. Their knowledge is not confined to theory; Joseph Aiello & Associates has demonstrated practical expertise through successful collaborations with notable clients such as Elringklinger Automotive Manufacturing, Metalworking Lubricants Company, and Elringklinger Usa. These partnerships underscore their adeptness in navigating the intricacies of various sectors, ranging from automotive manufacturing to petroleum and coal products. Affiliated with a local brokerage firm, this office embodies a commitment to the community while leveraging the collective strength of a larger network. Employers evaluating this location can rely on Joseph Aiello & Associates for tailored solutions, backed by a wealth of experience, industry-specific insight, and a proven track record of delivering insurance solutions that meet the unique needs of businesses in Detroit, MI.

Wilshire Benefits Group is a reputable insurance broker located in Troy, Michigan. With a focus on delivering exceptional service and tailored solutions, they have built a solid reputation in the industry. Their expertise lies in working with self-funded employers, providing them with comprehensive solutions to meet their unique needs. Additionally, Wilshire Benefits Group has extensive experience collaborating with HMOs and PPOs, ensuring that clients receive the best possible coverage options. One standout example of their work is their partnership with The Care Team, a prominent employer in the home health care services industry. Wilshire Benefits Group worked closely with their HR and finance team to establish a self-funding arrangement, along with a customized HMO plan, PPO plan, PBM, and drug plan tailored specifically to the needs of The Care Team's 380 members. This successful collaboration highlights their ability to understand and address the specific requirements of their clients. Wilshire Benefits Group's client portfolio includes a diverse range of employers, from large corporations like 365 Retail Markets and Delaco Steel to smaller companies like Great Lakes Home Care LLC and Mayco International. They serve clients not only in Michigan but also in Missouri and Georgia, expanding their reach and impact. With their wealth of experience and expertise, Wilshire Benefits Group has garnered an impressive reputation within the industry. They consistently receive high ratings from clients, attributed to their exceptional customer service and in-depth knowledge. Their strong expertise extends to various industries, including offices of physicians, management, scientific and technical consulting services, and plastics product manufacturing. Wilshire Benefits Group's commitment to delivering top-notch insurance solutions has earned them one of the highest M Scores possible, further highlighting their excellence and versatility.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Austin Benefits Group is a full-service insurance brokerage offering employee benefits and group health insurance. Austin Benefits Group provides coverage to all sizes of employers in the Detroit-Warren-Dearborn metro area. With over 100,100 employers in the greater Detroit area, the key to attracting top talent is having highly rated employee benefits. Austin Benefits Group Bloomfield Hills is a local insurance broker serving the greater Bloomfield Hills region. At Austin Benefits Group, they offer life insurance licenses, financial services advisors, and an office location in Bloomfield Hills. Austin Benefits Group is the top rated M Score of 5. They provide experience and expertise with every step of the process for Health Care Reform and rising costs of health care.

MFC Benefits owned by William Schoof, is a growing Employee Benefits & HR Solutions firm. Since 1986, we have assisted clients with knowledgeable benefits guidance and exemplary service. Our philosophy is passionately focused to design customer-specific insurance programs that will provide our clients with comprehensive solutions and help manage the key components of a successful employee benefit package. The MFC Benefits strength is that we can help meet any employee benefit and HR objectives by developing benefit designs to control costs and support the needs of your employees while alleviating some of the challenges of the current employee benefits environment. We will work on your behalf for commissions received from the carriers selected rather than charging consulting fees. MFC Benefits is a resource rich company that delivers tailored benefits solutions to local and national organizations. Our business and customer service practices, high level of expertise, and ability to design customer-specific programs and solutions provides our clients with comprehensive solutions to implement and manage the key components of a successful employee benefits package. We believe MFC Benefits is best qualified to proactively partner with your company to: - Evaluate, design, and deliver coverage alternatives. - Achieve the most effective access to insurance carriers. - Educate your employees regarding benefits and utilization. * Assist in enrollments and employee coverage changes. * Assist your HR with employee communication. * Help keep your HR up to date on Health Reform changes effecting your employee offerings. - Effectively communicate and increase employee knowledge and overall satisfaction.