Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Koppinger & Associates is a team of dedicated and experienced advisors committed to helping clients better understand specific needs in protecting their business assets, reputation, and bottom line. They help their clients build strong organizations by driving growth and generating results with solutions that take their business to the next level.

Health is an established insurance broker specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With their office conveniently located in West Bloomfield Township, Michigan, Health serves clients across multiple states, including Michigan, Massachusetts, and California. Their expertise spans various industries, including health practitioners, insurance, and employee benefit funds, as well as information industries. One notable example of Health's exceptional service is their successful collaboration with the Upper Peninsula Power Company, a 90-member employer operating in the electric power generation, transmission, and distribution sector. Health worked closely with the company's HR and finance teams to develop tailored insurance plans that best suited their members' unique needs. This involved setting up a self-funding arrangement, HMO plan, PPO plan, pharmacy benefit management (PBM), and drug plan. Health has extensive experience working with self-funded employers and has established strong relationships with health maintenance organizations (HMOs), preferred provider organizations (PPOs), PBMs, and other specific pharmacy providers. Their comprehensive knowledge in these areas enables them to effectively meet the diverse needs of their clients and ensure optimal coverage. With a good M Score reflecting their broad expertise, Health is known for their ability to navigate the intricacies of the insurance industry. Their commitment to providing excellent service has earned them a reputation as a reliable partner for employers seeking comprehensive insurance solutions. Notable employer clients of Health include the Board of Trustees Redwood Empire Electrical Workers Health & Welfare, Team Rehabilitation Administrative Office, Avis Ford, Ion Financial, and Mhc.

Goodman Venegas is a Tier II certified minority supplier and industry leader for property & casualty insurance, employee benefits and personal lines. Our exclusive Greater Value Assessment has been helping businesses and families leverage their strengths and reduce their risks. Which mean A+ rated insurance carriers will compete harder for your business. Call TODAY to find out how our Strategic Insurance Solutions can benefit you! Goodman Venegas Insurance Agency 2800 Livernois Suite 170 Troy, MI 48083 Toll Free: (800) 588-3350 Local: (248) 740-9090 Fax: (248) 740-9191

Cambridge Financial Services, located in the vibrant city of Detroit, MI, stands out as a substantial and proficient office within the local brokerage firm landscape. This office is particularly notable for its adept handling of both midsize and large employers, showcasing a versatile range of skills tailored to meet diverse corporate needs. Their expertise is remarkably pronounced in sectors such as automobile dealers, motor vehicle manufacturing, and motor vehicle parts manufacturing, where they have established a strong foothold. Among their esteemed clientele, Cambridge Financial Services boasts a relationship with Advanced Vehicle Assemblies, a key player in the motor vehicle parts manufacturing industry. With over 170 participants, this collaboration highlights the broker's capability to manage extensive and complex insurance needs. Similarly, their work with Feldman Automotive in the automobile dealers sector, supporting over 430 participants, further underscores their proficiency in handling large-scale insurance portfolios. Moreover, their partnership with Garber Management Group, catering to 250 participants in the same industry, reinforces their specialized knowledge and experience in the automobile dealers sector. What sets Cambridge Financial Services apart is their proficiency in dealing with self-funded clients, a testament to their ability to provide customized solutions that align with the specific financial strategies of their clients. This skill is invaluable for local and regional employers who seek a partner that understands the nuances of self-funded insurance plans. In summary, Cambridge Financial Services in Detroit is a dynamic and capable broker, well-equipped to handle the intricate insurance needs of a wide range of industries, particularly excelling in the automobile-related sectors. Their expertise in managing diverse employer sizes, from midsize to large, makes them a go-to choice for businesses seeking robust and tailored insurance solutions.

OVD Insurance provides employee benefits and group health insurance to all sizes of employers in the Grand Rapids-Wyoming, MI Metro Area. OVD Insurance's office has an M Score of 5, one of the highest scores possible, representing a wide range of experiences and positive customer feedback. OVD Insurance is a local insurance broker serving the greater Michigan/Wyoming region. Their culture, drive, and people are what set them apart.