The Sterling Group is a highly regarded local insurance consultant based in Sterling Heights, Michigan. With their expertise and dedication, they have established themselves as a trusted partner for large, midsize, and small employers. Their office in Sterling Heights has successfully collaborated with various clients, including Jones Lang Lasalle Americas Inc, a significant employer in the activities related to the real estate industry with 30,620 members. Working closely with the HR and finance team of Jones Lang Lasalle Americas Inc, The Sterling Group facilitated the implementation of a range of tailored insurance plans. This included setting up a self-funding arrangement, as well as designing HMO plans, PPO plans, PBM, and drug plans that precisely catered to the unique needs of their members. The Sterling Group has built a strong reputation based on their experience in working with self-funded employers and their ability to meet the specific needs of clients seeking HMO and PPO coverage. They also possess extensive knowledge of pharmacy benefit managers (PBMs) and other pharmacy providers. The clients served by The Sterling Group's Sterling Heights office encompass a diverse range of industries, including Global Educational Excellence, Michigan Institute of Urology, and Automotive Credit Corporation. Their exceptional M Score, a reflection of their extensive experience and expertise, further solidifies their standing as a preferred insurance consultant. Drawing on their profound understanding of industries such as lessors of real estate, traveler accommodation, and offices of physicians, The Sterling Group delivers comprehensive insurance solutions that address the unique challenges and requirements of their clients. Through their commitment to excellence, The Sterling Group continues to provide exceptional service to clients throughout Michigan.

Health is an established insurance broker specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With their office conveniently located in West Bloomfield Township, Michigan, Health serves clients across multiple states, including Michigan, Massachusetts, and California. Their expertise spans various industries, including health practitioners, insurance, and employee benefit funds, as well as information industries. One notable example of Health's exceptional service is their successful collaboration with the Upper Peninsula Power Company, a 90-member employer operating in the electric power generation, transmission, and distribution sector. Health worked closely with the company's HR and finance teams to develop tailored insurance plans that best suited their members' unique needs. This involved setting up a self-funding arrangement, HMO plan, PPO plan, pharmacy benefit management (PBM), and drug plan. Health has extensive experience working with self-funded employers and has established strong relationships with health maintenance organizations (HMOs), preferred provider organizations (PPOs), PBMs, and other specific pharmacy providers. Their comprehensive knowledge in these areas enables them to effectively meet the diverse needs of their clients and ensure optimal coverage. With a good M Score reflecting their broad expertise, Health is known for their ability to navigate the intricacies of the insurance industry. Their commitment to providing excellent service has earned them a reputation as a reliable partner for employers seeking comprehensive insurance solutions. Notable employer clients of Health include the Board of Trustees Redwood Empire Electrical Workers Health & Welfare, Team Rehabilitation Administrative Office, Avis Ford, Ion Financial, and Mhc.

Bell-Anderson Insurance, located in Grand Rapids, MI, stands out as a reputable local brokerage firm with a specialized focus on serving midsize employers. Their expertise is particularly notable in industries such as outpatient care centers, fruit and vegetable preserving and specialty food manufacturing, and automotive repair and maintenance. This demonstrates a versatile understanding of various sector-specific needs, especially in the realm of medical and ancillary benefits. A testament to their proficiency is their diverse clientele, which includes prominent organizations like the Lewis County Mental Health Association in the outpatient care centers industry. This Washington-based client, with over 160 participants, highlights Bell-Anderson's ability to handle complex benefit needs in healthcare settings. Another key client is Machinists in the fabricated metal product manufacturing industry, also based in Washington, with 60+ participants. This reflects their adeptness in catering to the unique requirements of manufacturing sectors. Moreover, their partnership with Natural Factors Nutritional Products in the fruit and vegetable preserving and specialty food manufacturing industry, serving 230+ participants, showcases their capacity to manage extensive benefit plans for larger employee groups. This range of clientele indicates not only a broad expertise across various industries but also an ability to provide tailored solutions for each employer's specific needs. Bell-Anderson's local and regional focus ensures that they maintain a deep understanding of the market dynamics and regulatory environment in these areas, which is invaluable for employers seeking a knowledgeable and reliable insurance partner. Their demonstrated experience with midsize employers makes them a considerable choice for businesses looking to navigate the complexities of employee benefits effectively.

Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Bris Employee Benefit Solutions in Detroit, MI, stands out as a comprehensive insurance brokerage, specializing in delivering tailored solutions for a wide spectrum of employer sizes, from small to large businesses. This large office is particularly skilled in managing the complex needs of self-funded clients, offering deep insights into critical aspects such as stop loss, limits, pharmacy costs, and broader HR consulting services. Their expertise extends across diverse industries, including motor vehicle parts manufacturing, plastics product manufacturing, and steel product manufacturing from purchased steel. This breadth of knowledge allows them to cater to the unique challenges and opportunities within these sectors. The Detroit office has been instrumental in servicing prominent local clients, demonstrating their capacity to handle sizable and intricate employee benefits programs. Key clients include American Plastic Toys in the plastics product manufacturing industry, with over 90 participants, highlighting their proficiency in medium-scale operations. They also cater to larger entities like Bmw Kar Wash Dba Jax Kar Wash in the oilseed and grain farming industry, with more than 190 participants, and Conti Services in the management of companies and enterprises sector, supporting over 460 participants. These collaborations illustrate their versatility and capability to address varied client needs effectively. As part of a local brokerage firm, Bris Employee Benefit Solutions brings a personalized touch to their services, combining local market understanding with a broad spectrum of industry knowledge. Their adaptability to work with employers of all sizes, coupled with their extensive experience in various industries, makes them a valuable partner for businesses seeking comprehensive and customized employee benefit solutions.

Kapnick Insurance Group is an independent insurance brokerage dedicated to providing the best corporate risk, personal insurance, employee benefits, risk management, and financial strategy solutions to their clients across the US and internationally. We simplify the complex. We innovate. We partner. Our consultants and industry experts empower our clients with the strength, knowledge, and direction they need to minimize and manage risks in order to reduce costs. Currently celebrating our 75th year in business!