Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Bris Employee Benefit Solutions in Detroit, MI, stands out as a comprehensive insurance brokerage, specializing in delivering tailored solutions for a wide spectrum of employer sizes, from small to large businesses. This large office is particularly skilled in managing the complex needs of self-funded clients, offering deep insights into critical aspects such as stop loss, limits, pharmacy costs, and broader HR consulting services. Their expertise extends across diverse industries, including motor vehicle parts manufacturing, plastics product manufacturing, and steel product manufacturing from purchased steel. This breadth of knowledge allows them to cater to the unique challenges and opportunities within these sectors. The Detroit office has been instrumental in servicing prominent local clients, demonstrating their capacity to handle sizable and intricate employee benefits programs. Key clients include American Plastic Toys in the plastics product manufacturing industry, with over 90 participants, highlighting their proficiency in medium-scale operations. They also cater to larger entities like Bmw Kar Wash Dba Jax Kar Wash in the oilseed and grain farming industry, with more than 190 participants, and Conti Services in the management of companies and enterprises sector, supporting over 460 participants. These collaborations illustrate their versatility and capability to address varied client needs effectively. As part of a local brokerage firm, Bris Employee Benefit Solutions brings a personalized touch to their services, combining local market understanding with a broad spectrum of industry knowledge. Their adaptability to work with employers of all sizes, coupled with their extensive experience in various industries, makes them a valuable partner for businesses seeking comprehensive and customized employee benefit solutions.

Joseph Aiello & Associates in Detroit, MI, boasts a robust and expansive office, positioning itself as a go-to insurance broker for employer benefits buyers. With a diverse portfolio of clients, this larger office has garnered significant expertise in catering to the unique needs of midsize, large, and small employers. Their extensive experience extends across industries, particularly excelling in motor vehicle parts manufacturing and petroleum and coal products manufacturing. A standout feature of this brokerage is their proficiency in working with self-funded clients, making them an invaluable resource for comprehending stop loss, limits, pharmacy costs, and other HR consulting aspects. Their knowledge is not confined to theory; Joseph Aiello & Associates has demonstrated practical expertise through successful collaborations with notable clients such as Elringklinger Automotive Manufacturing, Metalworking Lubricants Company, and Elringklinger Usa. These partnerships underscore their adeptness in navigating the intricacies of various sectors, ranging from automotive manufacturing to petroleum and coal products. Affiliated with a local brokerage firm, this office embodies a commitment to the community while leveraging the collective strength of a larger network. Employers evaluating this location can rely on Joseph Aiello & Associates for tailored solutions, backed by a wealth of experience, industry-specific insight, and a proven track record of delivering insurance solutions that meet the unique needs of businesses in Detroit, MI.

Wilshire Benefits Group is a reputable insurance broker located in Troy, Michigan. With a focus on delivering exceptional service and tailored solutions, they have built a solid reputation in the industry. Their expertise lies in working with self-funded employers, providing them with comprehensive solutions to meet their unique needs. Additionally, Wilshire Benefits Group has extensive experience collaborating with HMOs and PPOs, ensuring that clients receive the best possible coverage options. One standout example of their work is their partnership with The Care Team, a prominent employer in the home health care services industry. Wilshire Benefits Group worked closely with their HR and finance team to establish a self-funding arrangement, along with a customized HMO plan, PPO plan, PBM, and drug plan tailored specifically to the needs of The Care Team's 380 members. This successful collaboration highlights their ability to understand and address the specific requirements of their clients. Wilshire Benefits Group's client portfolio includes a diverse range of employers, from large corporations like 365 Retail Markets and Delaco Steel to smaller companies like Great Lakes Home Care LLC and Mayco International. They serve clients not only in Michigan but also in Missouri and Georgia, expanding their reach and impact. With their wealth of experience and expertise, Wilshire Benefits Group has garnered an impressive reputation within the industry. They consistently receive high ratings from clients, attributed to their exceptional customer service and in-depth knowledge. Their strong expertise extends to various industries, including offices of physicians, management, scientific and technical consulting services, and plastics product manufacturing. Wilshire Benefits Group's commitment to delivering top-notch insurance solutions has earned them one of the highest M Scores possible, further highlighting their excellence and versatility.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Great people are hard to find and harder to keep. The success of your company rides on the shoulders of your workforce, so naturally, you want the best. But, in an intensely competitive marketplace, winning and retaining high-caliber people is harder than ever. The truth is, exceptionally talented professionals deserve world-class compensation and benefits. At LoVasco, we exist to help you offer them your best. Together, we'll design, develop, and deploy total rewards strategies that prove your company is the place for employees to thrive. Disclosure: • Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., LoVasco Consulting Group is independently owned and operated. • Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. • This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. • The testimonials/ recommendations used do not pertain to the provision of investment advisory services, may not be representative of the experiences of other clients, and are not indicative of future performance or success. • California Insurance License#0I92441

MFC Benefits owned by William Schoof, is a growing Employee Benefits & HR Solutions firm. Since 1986, we have assisted clients with knowledgeable benefits guidance and exemplary service. Our philosophy is passionately focused to design customer-specific insurance programs that will provide our clients with comprehensive solutions and help manage the key components of a successful employee benefit package. The MFC Benefits strength is that we can help meet any employee benefit and HR objectives by developing benefit designs to control costs and support the needs of your employees while alleviating some of the challenges of the current employee benefits environment. We will work on your behalf for commissions received from the carriers selected rather than charging consulting fees. MFC Benefits is a resource rich company that delivers tailored benefits solutions to local and national organizations. Our business and customer service practices, high level of expertise, and ability to design customer-specific programs and solutions provides our clients with comprehensive solutions to implement and manage the key components of a successful employee benefits package. We believe MFC Benefits is best qualified to proactively partner with your company to: - Evaluate, design, and deliver coverage alternatives. - Achieve the most effective access to insurance carriers. - Educate your employees regarding benefits and utilization. * Assist in enrollments and employee coverage changes. * Assist your HR with employee communication. * Help keep your HR up to date on Health Reform changes effecting your employee offerings. - Effectively communicate and increase employee knowledge and overall satisfaction.

Macqueen & Associates, a local insurance consultant headquartered in Berkley, Michigan, is dedicated to serving large and midsize employers. With a strong emphasis on client satisfaction, they possess extensive experience in working with HMOs and PPOs to meet the unique needs of their clients. A notable example of their expertise in this office location is their partnership with the Board of Trustees, Iron Workers Local No. 25, an employer with 2020 members in the nonresidential building construction industry. Macqueen & Associates collaborated closely with their HR and finance team to design a comprehensive HMO plan, as well as a customized PBM and drug plan tailored to the specific requirements of the members. This showcases their ability to provide specialized insurance solutions that prioritize the well-being of the insured individuals. Macqueen & Associates stands out with their exceptional M Score, one of the highest possible. This rating reflects their vast experience and expertise across different client sizes, industries, and products. Their deep understanding of the insurance landscape enables them to deliver comprehensive coverage and valuable insights to their clients. With a strong focus on building equipment contractors, business and professional organizations, as well as insurance and employee benefit funds, Macqueen & Associates boasts a broad range of industry expertise. Their office in Berkley, Michigan, caters to clients in the state as well as in West Virginia. Among their esteemed employer clients in this location are the Board of Trustees Michiana Electrical Workers Health & Welfare Fund, Board of Trustees Ibew Local 17 Health and Welfare Fund, Board of Trustees Iuoe Local 324 Health & Welfare Fund, and Board of Trustees of The Ua Local Union No. 51 Health & Welfare Plan. In conclusion, Macqueen & Associates is a highly regarded local insurance consultant based in Berkley, Michigan, specializing in serving large and midsize employers. Their strong experience with HMOs and PPOs, coupled with their commitment to delivering tailored insurance solutions, distinguishes them in the industry. With a diverse range of expertise spanning multiple industries, Macqueen & Associates is a trusted partner for businesses seeking comprehensive and customized insurance coverage.

Supplemental Benefits Exchange is a reputable insurance broker with a strong presence in Plymouth, Michigan. With extensive experience catering to the needs of large and midsize employers, Supplemental Benefits Exchange has established itself as a reliable partner in the insurance industry. Their expertise particularly shines when working with self-funded employers, utilizing their knowledge to provide tailored solutions and deliver value to clients. One standout example of their capabilities is their successful collaboration with Ciena Healthcare, an employer in the health care and social assistance industry. Supplemental Benefits Exchange worked closely with Ciena Healthcare's HR and finance team to implement a self-funding arrangement, PPO plan, pharmacy benefit management, and drug plan specifically designed to address the unique requirements of their 10,440 members. Supplemental Benefits Exchange's commitment to excellence is further demonstrated by their impressive M Score, reflecting their vast experience and proficiency in serving clients across various sizes and industries. Their expertise extends to personal services, automobile dealerships, as well as ship and boat building industries. Operating in Michigan, this particular location of Supplemental Benefits Exchange caters to a diverse range of clients, including notable employers like Avalon & Tahoe, Big River Steel, Ciena Healthcare, and Dynamic HR Inc. With their local presence and deep understanding of the region, Supplemental Benefits Exchange is well-positioned to provide comprehensive insurance solutions that meet the specific needs of Michigan-based businesses. Overall, Supplemental Benefits Exchange is a trusted insurance broker with a strong track record, a wide range of expertise, and a commitment to delivering exceptional service to their clients