Financial Benefit Services in Washington, DC, stands as a formidable insurance broker, strategically positioned within a larger office. With a robust focus on employer benefits, this branch boasts extensive experience in catering to the needs of local and regional employers. Their proficiency spans various industries, including employment services, educational services, and nursing and residential care facilities. One notable aspect of Financial Benefit Services is their affiliation with a regional insurance broker firm, providing clients with the assurance of broader resources and expertise. Demonstrating adaptability, this broker excels in serving both midsize and small employers, showcasing a versatile skill set that aligns with the diverse needs of businesses. The office's clientele includes prominent names such as Carlos Rosario International Public Charter School, an educational services institution in DC with over 140 participants; Davis Long Term Care Group, a nursing and residential care facilities provider in ME with 310+ participants; and Leisure World of Maryland Corporation, engaged in activities related to real estate in MD with a participant count exceeding 200. Financial Benefit Services distinguishes itself not only through its impressive client portfolio but also through its nuanced understanding of medical and ancillary benefits. For employers seeking a reliable partner in navigating the complexities of insurance, this Washington, DC office emerges as a compelling choice.

We are a full service employee benefits, actuarial, investment, and compensation consulting firm with over 40 years of experience providing consulting services to clients in the Public and Corporate Sectors, Nonprofit Organizations, as well as for the Federal Government. We build long-term partnerships with our clients by delivering understandable, insightful, and impactful solutions to complex benefits issues so that they can best manage future financial risks and provide valuable benefits to their employees.

IIABA 2021 Best Practices Agency - HMS INSURANCE ASSOCIATES, INC. was selected in 2016 to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Our status was renewed in 2017, 2018, 2019, 2020, 2021, and 2022 for the 7th consecutive year. On average, only 250 independent agencies throughout the U.S. qualify each year for inclusion in the Best Practices Study. An IIABA affiliated state association or an insurance company must first nominate the agency which then must qualify based on outstanding customer retention, growth, stability and financial management. Founded in 1943, we celebrate more than 80 years of service to the region. HMS Insurance Associates, Inc. joined Marsh & McLennan Agency, LLC in 2023, enhancing our capabilities to serve clients both regionally and across the country. Our office of operations is located in Hunt Valley, Maryland; just north of the Baltimore area. We specialize in commercial insurance, surety bonding, captives, risk management services, personal home and auto, and employee benefit solutions for individuals and business owners. Our team of more than 135 insurance professionals are dedicated to providing superior customer service along with competitively priced insurance and risk management products. And our team of in-house claims mediators will be there for you when an unexpected loss occurs. Follow our LinkedIn Showcase pages for information and related articles pertaining to specific insurance divisions and services. Or visit our website for more information about HMS and how we can serve all your insurance and risk management needs.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

Hodge, Hart & Schleifer (HHS) is one of the oldest and largest insurance agencies in the Greater Washington metro area. * Insurance & Risk Services Since 1928 * Ownership – Private, Local & Active * National Footprint – Licensed where you operate HHS specializes in combining extensive industry knowledge with personal service to organizations and individuals.

Benefit Watch, LLC is a highly regarded insurance broker serving clients throughout Maryland. With their office located in Baltimore, they specialize in providing exceptional customer service and expertise to a wide range of employers. Their dedication to client satisfaction is evident through positive reviews and testimonials. One notable success story involves their collaboration with Wireless Nation, an information industry employer with 170 members. Benefit Watch, LLC worked closely with their HR and finance team to establish a self-funding arrangement and a customized Preferred Provider Organization (PPO) plan that catered to the unique needs of their members. Benefit Watch, LLC boasts an impressive roster of employer clients, including Eneric Petroleum Corporation, NMP Engineering Consultants Inc, Tri Gas & Oil, and Wireless Nation. Their comprehensive knowledge and experience extend to various industries, such as securities and commodity contracts intermediation and brokerage, petroleum and petroleum products merchant wholesalers, and architectural, engineering, and related services. With a solid M Score, Benefit Watch, LLC has earned a reputation for delivering exceptional results across companies of different sizes. They excel in working with self-funded employers, leveraging their expertise to create effective insurance solutions. Their extensive experience and understanding of the industry enable them to provide reliable guidance and support to their clients. As a local insurance broker, Benefit Watch, LLC is dedicated to serving the insurance needs of the Baltimore community and beyond. Their commitment to excellence, coupled with their wide-ranging expertise, makes them a trusted partner for employers seeking comprehensive and tailored insurance solutions.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Becker Benefit Group, a local insurance broker headquartered in Baltimore, Maryland, is dedicated to providing comprehensive insurance solutions to businesses. With a focus on serving midsize employers, Becker Benefit Group has established itself as a trusted partner in the industry. One notable example of their expertise is their collaboration with Chesapeake Spice Company, LLC, a prominent employer in the food manufacturing industry with 190 members. Working closely with the HR and finance team, Becker Benefit Group successfully implemented a tailored self-funding arrangement to address the unique needs of Chesapeake Spice Company's members. The Baltimore office of Becker Benefit Group extends its services to clients across Illinois, catering to a diverse range of businesses. Their roster of esteemed employer clients includes Chesapeake Spice Company, LLC, Homecare Maryland LLC, and St. John Properties, Inc. Becker Benefit Group boasts strong expertise across a variety of industries, including activities related to real estate, home health care services, and food manufacturing. This specialized knowledge enables them to provide tailored insurance solutions that align with the unique needs of their clients. With their experience in working with self-funded employers, Becker Benefit Group ensures that businesses have the necessary support and guidance to effectively manage their insurance programs. Their commitment to exceptional service and expertise has earned them a solid reputation among their clients. Becker Benefit Group's dedication to providing comprehensive insurance solutions, paired with their industry expertise, positions them as a reliable partner for midsize employers seeking tailored coverage options.