Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Diversified Insurance specializes in commercial property and casualty insurance, as well as all aspects of risk management. We design risk reduction solutions, help you implement them, and consistently monitor your progress. Our approach makes your business safer, more profitable, and more attractive in the insurance marketplace.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

The Capital Group in Washington, DC, emerges as a prominent insurance broker, boasting a very large office and serving as a comprehensive resource for employer benefits. With a substantial focus on self-funded clients, this office offers valuable insights into stop-loss and limits, along with expertise in pharmacy costs and other HR consulting services. This Washington, DC location showcases its versatility through successful collaborations with top-tier clients, including Atlas Research in management, scientific, and technical consulting services, the Center For Nonprofit Advancement in educational services, and Dynamic Concepts in the telecommunications industry. These partnerships, with participant numbers ranging from 120 to an impressive 1340+, underscore The Capital Group's ability to navigate diverse sectors and cater to businesses of varying sizes. As part of a local brokerage firm, The Capital Group brings a localized touch to their service, ensuring a nuanced understanding of the Washington, DC business landscape. Their significant experience spans midsize, large, and small employers, demonstrating a commitment to tailoring solutions to meet the distinctive needs of businesses across the spectrum. Employers in the Washington, DC area can rely on The Capital Group's expertise across computer systems design and related services, management, scientific, and technical consulting services, as well as architectural, engineering, and related services industries for comprehensive and customized benefits solutions.

RCM&D is ranked among the top independent insurance advisory firms in the United States. Our specialized teams provide strategic solutions and consulting for risk management, insurance and employee benefits. Founded in 1885, we leverage over a century of experience along with strong local, national and global reach to meet all of your business objectives. RCM&D Self-Insured Services Company (SISCO) is a Third Party Administrator and a trusted partner in claim management, consulting and advisory services for clients that are self-insured, fully insured, or utilize captive or high deductible programs. Our expertise coupled with our technological resources ensure budget certainty, reduced costs and the overall efficiency of your claim process. In 2020, RCM&D entered a strategic merger with Oswald Companies to form Unison Risk Advisors. Unison Risk Advisors represents one of the nation's largest privately held and employee-owned insurance brokerage and risk management firms. It ranks among the 30 largest brokerage firms and among the top 5 largest independently owned firms in the country. Unison Risk Advisors is committed to an independent brokerage service model guided by the belief that clients are best served by professionally managed and well-resourced firms that can act independently upon the client's best interests.

IIABA 2021 Best Practices Agency - HMS INSURANCE ASSOCIATES, INC. was selected in 2016 to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Our status was renewed in 2017, 2018, 2019, 2020, 2021, and 2022 for the 7th consecutive year. On average, only 250 independent agencies throughout the U.S. qualify each year for inclusion in the Best Practices Study. An IIABA affiliated state association or an insurance company must first nominate the agency which then must qualify based on outstanding customer retention, growth, stability and financial management. Founded in 1943, we celebrate more than 80 years of service to the region. HMS Insurance Associates, Inc. joined Marsh & McLennan Agency, LLC in 2023, enhancing our capabilities to serve clients both regionally and across the country. Our office of operations is located in Hunt Valley, Maryland; just north of the Baltimore area. We specialize in commercial insurance, surety bonding, captives, risk management services, personal home and auto, and employee benefit solutions for individuals and business owners. Our team of more than 135 insurance professionals are dedicated to providing superior customer service along with competitively priced insurance and risk management products. And our team of in-house claims mediators will be there for you when an unexpected loss occurs. Follow our LinkedIn Showcase pages for information and related articles pertaining to specific insurance divisions and services. Or visit our website for more information about HMS and how we can serve all your insurance and risk management needs.

Located in Baltimore, Maryland, the office of Howard D Goldmann III distinguishes itself as a trusted insurance broker, specializing in employer benefits with a strong emphasis on medical and ancillary coverage. Renowned for its local and regional expertise, the office caters to a diverse array of businesses, with a notable focus on the legal services industry. One of the shining examples of their client portfolio is Miles & Stockbridge PC, a prominent legal services firm in Maryland boasting 150+ participants. The firm has established itself as a go-to resource for companies in the legal sector, showcasing an in-depth understanding of the unique challenges and needs within this industry. As part of a local brokerage firm, Howard D Goldmann III's office stands out for its commitment to personalized service and a keen understanding of the intricacies of the regional business landscape. Their proficiency extends beyond conventional insurance services, delving into the complexities of employer benefits, making them an invaluable partner for businesses seeking comprehensive coverage. With a track record of successful partnerships and a deep-rooted connection to the local community, this Baltimore-based location offers a blend of experience and local insight that positions it as a reliable choice for employers looking to navigate the intricacies of employee benefits with confidence.