Creative Benefits, Inc. is an employee benefits consulting and brokerage firm with offices in Newtown Square and Kingston, Pennsylvania. We support small, mid-sized and large employers in the tri-state area and across the country in a variety of industries. It is our mission to create optimal solutions in employee benefits that 'insures' the right coverage for every stage of life. Through this page, it is our goal to guide you through ongoing change from a compliance and legislation perspective; as well as keep you up to date on industry news and informed of benefit-related changes and new product offerings. We've got you covered!

Gibson's Plymouth, IN office is a prominent player in the insurance brokerage landscape, boasting a larger office equipped to cater to the diverse needs of employers. With a robust track record, this location specializes in collaborating with self-funded clients, extending its support to local and regional employers. Noteworthy is their extensive experience spanning various industries. Notable clients such as Adventure Homes, a key player in transportation equipment manufacturing, As Holdings in building material and supplies dealing, and Bci Solutions in iron and steel mills and ferroalloy manufacturing underscore their versatile expertise. Across sectors like converted paper product manufacturing, motor vehicle parts manufacturing, and iron and steel mills, Gibson's Plymouth office showcases exceptional proficiency. Aligned with a regional insurance broker firm, this office is well-versed in navigating the intricacies of midsize, large, and small employers. Their demonstrated success with clients of varying sizes speaks to their adaptability and commitment to tailoring solutions to meet individual needs. With a wealth of industry knowledge and a strategic regional affiliation, Gibson's Plymouth, IN office is a reliable partner for employers seeking comprehensive and tailored insurance solutions.

Gibson, a regional insurance consultant, operates from their office in South Bend, Indiana, serving clients across multiple states including Indiana, Michigan, California, Illinois, Virginia, Ohio, Arizona, Washington, Florida, and Missouri. While some customers have expressed lower reviews, Gibson's comprehensive expertise and experience make them a valuable partner for insurance solutions. A notable example of their successful collaboration in South Bend is with Linn Products, Inc., a renowned employer in the forging and stamping industry with 210 members. Gibson worked closely with Linn Products' HR and finance team to establish a self-funding arrangement and design a customized insurance package, including HMO plans, PPO plans, and pharmacy benefits, tailored to the unique needs of their members. Gibson caters to clients of all sizes, including large, midsize, and small employers. Their exceptional track record has positioned them as one of the leading brokerages in the South Bend, IN market. They boast one of the highest M Scores attainable, a testament to their extensive experience and expertise in various industries, client sizes, and insurance products. With a strong specialization in industries such as miscellaneous manufacturing, management of companies and enterprises, and insurance-related activities, Gibson can provide tailored insurance solutions that align with the unique needs of businesses in these sectors. The client roster of Gibson's South Bend office includes notable employers such as 80/20, LLC, A4 Corporate Services LLC, Alliance Physical Therapy Partners, and American Licorice Co. Their extensive experience with self-funded clients, as well as their proficiency in working with HMOs, PPOs, and pharmacy providers, positions Gibson as a reliable and knowledgeable insurance consultant for businesses seeking comprehensive coverage and exceptional service.

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Located in Elkhart, Indiana, the Everence Association office stands out as a prominent insurance broker, catering to the diverse needs of local and regional employers. With a focus on medical and ancillary benefits, this larger office boasts a team of experts well-versed in the intricacies of employer benefits. Their extensive experience spans various industries, including accounting, tax preparation, bookkeeping, and payroll services, as well as nursing and residential care facilities. What sets Everence Association apart is its demonstrated expertise in working with midsize employers, showcasing a nuanced understanding of the unique challenges and requirements faced by businesses of this scale. As part of a local brokerage firm, they bring a personalized touch to their services, ensuring that each client receives tailored solutions to meet their specific needs. This office has successfully served notable clients, such as Everence Services and The Congregational Home Dba Brewster Place, with participant numbers exceeding 620 and 130, respectively. The broker's proficiency extends beyond the conventional, providing comprehensive support to clients in the accounting, tax preparation, bookkeeping, and payroll services industries, as well as the nursing and residential care facilities sector. With a proven track record and a commitment to excellence, Everence Association in Elkhart, IN, stands as a reliable partner for employers seeking comprehensive and effective benefits solutions.

HUB International, a leading national insurance broker, is proud to serve clients across Indiana through its office located in South Bend. With a strong presence in the South Bend market, HUB International stands out as one of the top brokerages due to its extensive experience and expertise in working with large and midsize employers. At the South Bend office, HUB International has partnered with various notable employers, including North American Signs Inc, a prominent player in the electrical equipment and component manufacturing industry. Collaborating closely with their HR and finance team, HUB International successfully designed and implemented a tailored Preferred Provider Organization (PPO) plan, catering to the unique needs of North American Signs Inc's 80 members. Furthermore, HUB International has established itself as a trusted insurance advisor for esteemed clients like Big C Lumber, Forest River Inc, Lofted Products LLC, and Lyons Industries, Inc. Their impressive portfolio showcases their proficiency in working with a diverse range of industries, particularly in motor vehicle manufacturing and plastics product manufacturing. One of HUB International's core strengths lies in its expertise with self-funded employers, enabling them to navigate complex insurance landscapes effectively. This experience, coupled with their extensive industry knowledge and wide-ranging capabilities, has contributed to their excellent M Score, reflecting their reputation as a reliable and trustworthy partner. For businesses seeking comprehensive insurance solutions in Indiana, HUB International's South Bend office stands ready to provide personalized guidance, tailored plans, and unmatched expertise, ensuring that clients receive the optimal coverage to safeguard their assets and employees.

Gallagher's South Bend, IN office is a trusted insurance broker with a strong focus on providing comprehensive employee benefits solutions to local and regional employers. Specializing in medical and ancillary benefits, they showcase exceptional expertise in tailoring insurance packages to meet the unique needs of businesses in the area. With a proven track record, Gallagher South Bend serves a diverse clientele, including top players like Alliance RV and American Technology Components. Alliance RV, a major player in the motor vehicle dealers industry, benefits from Gallagher's services with a plan covering 840+ participants. Similarly, American Technology Components, operating in the motor vehicle and motor vehicle parts and supplies merchant wholesalers industry, relies on Gallagher for a customized insurance solution supporting 40+ participants. The office boasts in-depth knowledge across various sectors, particularly excelling in the motor vehicle and motor vehicle parts and supplies merchant wholesalers industries. As a part of a large national insurance brokerage firm, clients benefit not only from local expertise but also from the vast resources and capabilities that come with being associated with a renowned industry player. Gallagher South Bend stands out as a reliable partner, offering tailored solutions that prioritize the well-being of both employers and their valued employees.

Burt Advisory Group, located in Elkhart, Indiana, stands out as a significant player in the insurance brokerage industry, particularly for midsize to large employers. Their substantial office size is a testament to their capability to handle diverse client needs, especially in the medical and ancillary benefits sector. Their expertise shines in working with local and regional employers, tailoring strategies that align with each business's unique requirements. Notably, Burt Advisory Group has built a strong portfolio with top customers across various industries. For instance, they have collaborated with Beacon Health System, a prominent player in the hospitals industry in Indiana, catering to over 5920 participants. This demonstrates their ability to manage extensive and complex benefit plans. Furthermore, their proficiency extends to the accounting, tax preparation, bookkeeping, and payroll services sector, exemplified by their successful relationship with Everence Services in Indiana, involving more than 540 participants. This indicates their versatility and adaptability to different industry needs. Their expertise is not limited to local industries. The Congregational Home Dba Brewster Place in the nursing and residential care facilities industry based in Kansas, with 130+ participants, is another example of their expansive reach and capability to deliver specialized services beyond their immediate geographical location. Being part of a local brokerage firm, Burt Advisory Group combines the personalized attention of a local provider with the resources and expertise typically associated with larger firms. This balance makes them a suitable choice for employers who value a more tailored approach to their benefits management, without compromising on the depth and breadth of services offered. Their proven track record with both midsize and large employers underlines their capacity to scale solutions and offer strategic benefits planning that aligns with the specific goals and challenges of each business. This adaptability and client-focused approach position Burt Advisory Group as a reliable partner for employer benefits planning and management.