Keystone started in 1983 when four independent insurance agencies teamed up to pool their experience and expertise. Determined and scrappy in the face of a difficult market, this small group believed that agencies could be stronger and more successful if they linked arms. Today, that passion and spirit that started Keystone continues. Growing to almost 300 independent agency partners, Keystone provides its agents with a community of like-minded agencies, industry expertise, and access to specialized products for their clients. Keystone is ranked fourth on Insurance Journal's 2020 list of Top 20 Privately-Held Property/Casualty Agency Partnerships. For more information, go to www.keystoneinsgrp.com.

Strefling Insurance Agency, Inc. specializes in solutions for business owners and individuals facing the upcoming Affordable Health Care Act through a Defined Contribution concept. We educate and help implement the Defined Contribution platform for employers in which they make available monthly contributions (allowances) that employees choose to spend. Employees can use their monthly allowance to reimburse their monthly health insurance premiums and eligible medical expenses 100% tax free. Strefling Insurance Agency, Inc. was established in 1964 and is a full service independent insurance agency located in Bridgman Michigan. We offer all lines of insurance including personal lines (auto, home, umbrella, health, etc..) along with business solutions for workers compensation, commercial packages, commercial automobile, etc.

Located in Elkhart, Indiana, the Everence Association office stands out as a prominent insurance broker, catering to the diverse needs of local and regional employers. With a focus on medical and ancillary benefits, this larger office boasts a team of experts well-versed in the intricacies of employer benefits. Their extensive experience spans various industries, including accounting, tax preparation, bookkeeping, and payroll services, as well as nursing and residential care facilities. What sets Everence Association apart is its demonstrated expertise in working with midsize employers, showcasing a nuanced understanding of the unique challenges and requirements faced by businesses of this scale. As part of a local brokerage firm, they bring a personalized touch to their services, ensuring that each client receives tailored solutions to meet their specific needs. This office has successfully served notable clients, such as Everence Services and The Congregational Home Dba Brewster Place, with participant numbers exceeding 620 and 130, respectively. The broker's proficiency extends beyond the conventional, providing comprehensive support to clients in the accounting, tax preparation, bookkeeping, and payroll services industries, as well as the nursing and residential care facilities sector. With a proven track record and a commitment to excellence, Everence Association in Elkhart, IN, stands as a reliable partner for employers seeking comprehensive and effective benefits solutions.

General Insurance Services is an independent insurance agency serving Northwest Indiana. For more than 80 years, we've helped our clients manage their risk to protect what matters most. We’ve set out to be an agency built on strong ethics, enduring relationships, and an undeniable passion for what we do. It is the deep understanding of our client’s needs, combined with our knowledge and expertise, that allows us to successfully deliver sound advice and adhere to our mission of securing the futures of the communities we serve.

Laven Insurance Agency's South Bend, IN office stands out as a trusted partner for employer benefits, boasting strong expertise in catering to local and regional businesses. Specializing in medical and ancillary benefits, they have a proven track record of providing valuable solutions to enhance employee well-being. With a focus on the medical equipment and supplies manufacturing industry, Laven Insurance Agency has successfully partnered with notable clients, including Culver Tool & Engineering. This industry leader, based in IN, with over 200 participants, relies on Laven's tailored insurance solutions to meet the unique needs of its workforce. Laven's commitment to understanding the intricacies of medical equipment and supplies manufacturing sets them apart, ensuring comprehensive coverage and support for their clients in this specialized field. Being part of a local brokerage firm further enhances their ability to navigate the specific challenges faced by businesses in the region. This affiliation underscores Laven Insurance Agency's commitment to local insights, allowing them to offer personalized services tailored to the nuances of the South Bend business landscape. For employers seeking a knowledgeable and community-focused insurance broker, Laven Insurance Agency in South Bend, IN, emerges as a strategic and reliable partner in crafting effective benefits packages.

BKC | Brink Key & Chludzinski is a reputable local insurance broker known for its exceptional customer service and expertise in serving midsize employers. With an office situated in Portage, Michigan, they have established themselves as a trusted partner for businesses in the area. Client reviews consistently highlight BKC | Brink Key & Chludzinski's commitment to providing top-notch service and their extensive knowledge of the insurance industry. Their dedication to delivering personalized solutions has earned them high ratings from satisfied clients. The Portage office of BKC | Brink Key & Chludzinski caters to clients across New York, demonstrating their ability to serve businesses beyond their immediate location. Among their valued employer clients is the Kalamazoo County Sheriff's Office, showcasing their expertise in serving organizations in the public sector. BKC | Brink Key & Chludzinski has developed strong expertise across a wide range of industries, with a notable focus on services (except public administration). This expertise allows them to navigate the unique challenges and risks associated with these sectors, providing tailored insurance solutions that meet the specific needs of their clients. With a commitment to excellence and a comprehensive understanding of insurance in the services industry, BKC | Brink Key & Chludzinski is well-equipped to provide reliable coverage and support to their clients in Portage, Michigan, and beyond. Their local presence, combined with their industry expertise, positions them as a trusted partner for midsize employers seeking comprehensive insurance solutions.