At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

For over 30 years, clients have relied on the professionals at Katz/Pierz to design and manage benefit programs that meet their unique needs while providing exceptional service to benefit administrators, employees, and their families every day. Katz/Pierz is now a division of World. Katz/Pierz provides strategic benefit advice supported by technology and backed by a team of knowledgeable professionals. Our programs help clients attract and retain valued employees, and our enthusiastic staff is always available to help those employees and their families navigate today’s complex healthcare system.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.

Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Capacity Benefits & Financial Services Group LLC is a trusted local insurance consultant, conveniently located in Mahwah, New Jersey. With a solid reputation for excellence, they have successfully collaborated with various clients, including the esteemed New York Law School. Working closely with the educational institution's HR and finance team, Capacity Benefits & Financial Services Group LLC skillfully crafted a tailored self-funding arrangement, PPO plan, PBM, and drug plan to meet the unique needs of the school's 150 members. With extensive experience in serving self-funded employers, Capacity Benefits & Financial Services Group LLC has developed a deep understanding of their distinct requirements. They excel in working with clients and PPOs to ensure optimal member satisfaction. Additionally, their expertise extends to collaborating with PBMs and other specialized pharmacy providers, further enhancing the comprehensive services they offer. Operating across diverse industries and serving clients ranging from large to midsize employers, this particular office of Capacity Benefits & Financial Services Group LLC boasts an impressive clientele. Noteworthy employers, including Association of Community Service Agents Inc, Boston Insurance Employee Benefit Trust - Dfe, Silver Ventures, and System Freight, have entrusted their insurance needs to this highly competent team. Geographically, Capacity Benefits & Financial Services Group LLC extends its services throughout New York, New Jersey, Texas, Connecticut, the District of Columbia, and New Mexico. Their exceptional track record has earned them one of the highest M Scores attainable, reflecting their vast experience and expertise across client sizes, industries, and products. In addition to their proficiency in insurance consulting, Capacity Benefits & Financial Services Group LLC possesses strong knowledge in industries such as general freight trucking, investment pools and funds, and financial investment activities. This comprehensive expertise equips them to provide top-notch service and tailored solutions to meet the specific needs of each client they serve.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

benefEx clears your path toward a sustainable, affordable health care and employee benefit system — one that will actually satisfy the majority of your participants. Our exclusive PReACTIVE INSIGHT® process — forged by combining the complementary disciplines of economics and psychology — guarantees a unique, concierge-type approach to benefit design, brokerage, and consulting. Carefully measuring your employees' perceptions and preferences about benefit programs — while protecting their anonymity — helps us provide a customized roadmap that can guide your progress through the benefit challenges of today — and tomorrow. If you're losing the health care game, benefEx can help you change the rules!