Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Rue Insurance, a local insurance broker based in Hamilton Township, New Jersey, is dedicated to providing exceptional insurance solutions to clients across the state. With a prime office location, they have established themselves as a reliable partner for businesses of all sizes and industries. Notably, Rue Insurance has showcased their expertise in serving self-funded employers, successfully assisting numerous clients in navigating the complexities of insurance coverage. An excellent illustration of their capabilities lies in their collaboration with Galaxy Systems Inc, a professional, scientific, and technical services employer with a workforce of 500 members. Rue Insurance worked closely with Galaxy Systems' HR and finance team to develop a tailored Pharmacy Benefit Management (PBM) and drug plan, addressing the unique requirements of their employees. Furthermore, Rue Insurance has garnered an impressive reputation for their proficiency in various sectors, including professional, scientific, and technical services, miscellaneous manufacturing, and depository credit intermediation. They boast an extensive clientele that encompasses prominent organizations such as Burris Logistics Company HQ, 1ST Constitution Bank, and Allentown, LLC, among others. With a broad spectrum of experience and a deep understanding of the insurance landscape, Rue Insurance has established themselves as one of the leading brokerages in the Trenton, NJ market. Their commitment to delivering personalized solutions and their strong track record across client sizes and industries has earned them a high M Score, reflecting their industry expertise and reliability. Clients across New Jersey rely on Rue Insurance's knowledge, professionalism, and dedication to protect their businesses and employees with comprehensive insurance coverage tailored to their specific needs

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

KORE is an independent insurance partner that delivers an experience unlike any other: Unconstrained in our tailored approach and adjective advice, unrivaled in our white-gloved service, and unlimited in our delivery of complete solutions to unlock possibilities. Our team of proven and handpicked professionals works with you to understand your needs and to deliver complete coverage from the most- respected carriers in the world. As an independent firm, we do not push proprietary products. Our brokerage and advisory services extend across risk management, business and operational risks, transactional risks, and claims and litigation. KORE was established in 2013 with our roots, principles, and service commitment dating back to 1972 via our predecessor companies. We are a story of achievement through continuous adaptation and evolution – relentlessly focused on helping clients navigate changing markets and evolve their insurance coverage.

Fieldstone Insurance Broker is a reputable local firm located in Rochelle Park, New Jersey. With a solid track record in the insurance industry, their services extend to clients throughout New York. One noteworthy success story is their partnership with Tcv, a prominent employer in the management of companies and enterprises industry, boasting a membership of 100 employees. Fieldstone collaborated closely with Tcv's HR and finance team to devise a tailor-made self-funding arrangement that perfectly aligned with the unique requirements of their members. This achievement exemplifies Fieldstone's commitment to delivering personalized insurance solutions for their clients. Catering to a diverse clientele, Fieldstone boasts an impressive portfolio of large and midsize employers. They have established themselves as experts in the management of companies and enterprises as well as financial investment activities industries. Their expertise in these sectors ensures that they possess a deep understanding of the specific challenges and needs faced by businesses operating within them. Fieldstone has gained considerable experience working with self-funded employers, enabling them to navigate the complexities of this insurance model adeptly. Through their comprehensive knowledge and strategic guidance, they have helped numerous organizations achieve financial stability and optimal coverage. In addition to their successful partnership with Tcv, Fieldstone serves esteemed employer clients such as Soros Fund Management LLC, solidifying their reputation as a trusted insurance broker in the region. With a focus on providing customized solutions and leveraging their expertise in multiple industries, Fieldstone Insurance Broker stands as a reliable partner for businesses seeking tailored insurance services in the New York area.

Alera Group, formed in early 2017, has over 3,500 employees serving thousands of clients nationally. We have specialists in employee benefits, property and casualty, wealth and retirement plan services. Alera Group was created by the merging of 24 high-performing, entrepreneurial offices across the United States. Now, with new partner acquisitions across the country, we are serving clients with national expertise and resources paired with local, personalized service. Today Alera Group is the 7th largest privately held employee benefits firm, the 15th largest independent insurance agency, and the 16th largest privately held insurance firm in the United States. Alera Group companies are motivated by the desire to find a better way to serve clients nationally without losing the independent thinking and values of each individual office. Alera combines the national resources of its members to deliver the best possible outcomes for clients—positively impacting our employees, clients, communities and the lives of people where we serve. We look forward to our continued growth by partnering with individuals and companies who share our vision, mission and passion. To learn more about the Alera Group and how you could join our team, please visit our website.