M&M Benefit Group is a highly reputable local insurance broker with an office situated in Novi, Michigan. Their unwavering commitment to exceptional customer service and expertise has earned them high ratings and positive reviews from clients. With a focus on serving clients of large and midsize employers, M&M Benefit Group has established itself as a trusted partner in the insurance industry. An exemplary illustration of M&M Benefit Group's capabilities lies in their collaboration with Success Mortgage Partners, Inc., a prominent employer in the offices of real estate agents and brokers industry with 750 members. M&M Benefit Group worked closely with the HR and finance team of Success Mortgage Partners, Inc. to create customized insurance solutions tailored to the unique needs of their members. This included the setup of a comprehensive HMO plan, PPO plan, PBM, and drug plan, ensuring comprehensive coverage and benefits for their employees. In addition to Success Mortgage Partners, Inc., M&M Benefit Group also serves esteemed employer clients like Kaul Safety International D/B/A Choctaw-Kaul Distribution. Their expertise spans across various industries, including offices of real estate agents and brokers and miscellaneous nondurable goods merchant wholesalers. With a strong presence in Pennsylvania, the Novi office of M&M Benefit Group extends its top-notch services to clients in the state. Their local expertise and dedication to delivering tailored insurance solutions have solidified their position as a reliable partner for large and midsize employers in Pennsylvania and beyond.

Kapnick Insurance Group's Detroit, MI office stands as a robust hub within the larger network, equipped to cater to the diverse insurance needs of local and regional employers. With a proven track record of servicing midsize employers, this office showcases a wealth of experience in the intricacies of the insurance landscape. The team exhibits particular strength in collaborating with self-funded clients, demonstrating a nuanced understanding of the unique challenges and opportunities inherent in this approach. Noteworthy is their extensive client portfolio, featuring prominent names such as Ajax Paving Industries, a leader in highway, street, and bridge construction with over 110 participants; Alta Enterprises, a major player in specialized freight trucking with 430+ participants; and Burgaflex North America, a key player in miscellaneous manufacturing boasting 270+ participants. The office's expertise spans across industries, including depository credit intermediation, steel product manufacturing from purchased steel, and specialized freight trucking. As a vital component of a local brokerage firm, the Detroit office is deeply embedded in the community, leveraging local insights for the benefit of their clients. With a commitment to delivering tailored solutions and a focus on midsize enterprises, Kapnick Insurance Group's Detroit location emerges as a strategic partner for employers seeking comprehensive and customized insurance solutions.

Health is an established insurance broker specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With their office conveniently located in West Bloomfield Township, Michigan, Health serves clients across multiple states, including Michigan, Massachusetts, and California. Their expertise spans various industries, including health practitioners, insurance, and employee benefit funds, as well as information industries. One notable example of Health's exceptional service is their successful collaboration with the Upper Peninsula Power Company, a 90-member employer operating in the electric power generation, transmission, and distribution sector. Health worked closely with the company's HR and finance teams to develop tailored insurance plans that best suited their members' unique needs. This involved setting up a self-funding arrangement, HMO plan, PPO plan, pharmacy benefit management (PBM), and drug plan. Health has extensive experience working with self-funded employers and has established strong relationships with health maintenance organizations (HMOs), preferred provider organizations (PPOs), PBMs, and other specific pharmacy providers. Their comprehensive knowledge in these areas enables them to effectively meet the diverse needs of their clients and ensure optimal coverage. With a good M Score reflecting their broad expertise, Health is known for their ability to navigate the intricacies of the insurance industry. Their commitment to providing excellent service has earned them a reputation as a reliable partner for employers seeking comprehensive insurance solutions. Notable employer clients of Health include the Board of Trustees Redwood Empire Electrical Workers Health & Welfare, Team Rehabilitation Administrative Office, Avis Ford, Ion Financial, and Mhc.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Joseph Aiello & Associates in Detroit, MI, boasts a robust and expansive office, positioning itself as a go-to insurance broker for employer benefits buyers. With a diverse portfolio of clients, this larger office has garnered significant expertise in catering to the unique needs of midsize, large, and small employers. Their extensive experience extends across industries, particularly excelling in motor vehicle parts manufacturing and petroleum and coal products manufacturing. A standout feature of this brokerage is their proficiency in working with self-funded clients, making them an invaluable resource for comprehending stop loss, limits, pharmacy costs, and other HR consulting aspects. Their knowledge is not confined to theory; Joseph Aiello & Associates has demonstrated practical expertise through successful collaborations with notable clients such as Elringklinger Automotive Manufacturing, Metalworking Lubricants Company, and Elringklinger Usa. These partnerships underscore their adeptness in navigating the intricacies of various sectors, ranging from automotive manufacturing to petroleum and coal products. Affiliated with a local brokerage firm, this office embodies a commitment to the community while leveraging the collective strength of a larger network. Employers evaluating this location can rely on Joseph Aiello & Associates for tailored solutions, backed by a wealth of experience, industry-specific insight, and a proven track record of delivering insurance solutions that meet the unique needs of businesses in Detroit, MI.

Allied Insurance Managers Rochester Hills is a privately owned insurance agency headquartered in Rochester Hill, MI and operating in 35 states. Allied specializes in customized employee benefit programs for businesses large and small.

Macqueen & Associates, a local insurance consultant headquartered in Berkley, Michigan, is dedicated to serving large and midsize employers. With a strong emphasis on client satisfaction, they possess extensive experience in working with HMOs and PPOs to meet the unique needs of their clients. A notable example of their expertise in this office location is their partnership with the Board of Trustees, Iron Workers Local No. 25, an employer with 2020 members in the nonresidential building construction industry. Macqueen & Associates collaborated closely with their HR and finance team to design a comprehensive HMO plan, as well as a customized PBM and drug plan tailored to the specific requirements of the members. This showcases their ability to provide specialized insurance solutions that prioritize the well-being of the insured individuals. Macqueen & Associates stands out with their exceptional M Score, one of the highest possible. This rating reflects their vast experience and expertise across different client sizes, industries, and products. Their deep understanding of the insurance landscape enables them to deliver comprehensive coverage and valuable insights to their clients. With a strong focus on building equipment contractors, business and professional organizations, as well as insurance and employee benefit funds, Macqueen & Associates boasts a broad range of industry expertise. Their office in Berkley, Michigan, caters to clients in the state as well as in West Virginia. Among their esteemed employer clients in this location are the Board of Trustees Michiana Electrical Workers Health & Welfare Fund, Board of Trustees Ibew Local 17 Health and Welfare Fund, Board of Trustees Iuoe Local 324 Health & Welfare Fund, and Board of Trustees of The Ua Local Union No. 51 Health & Welfare Plan. In conclusion, Macqueen & Associates is a highly regarded local insurance consultant based in Berkley, Michigan, specializing in serving large and midsize employers. Their strong experience with HMOs and PPOs, coupled with their commitment to delivering tailored insurance solutions, distinguishes them in the industry. With a diverse range of expertise spanning multiple industries, Macqueen & Associates is a trusted partner for businesses seeking comprehensive and customized insurance coverage.