Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Tricoast Advisors LLC, based in the bustling business hub of Grand Rapids, MI, stands as a larger office with a proven track record in the insurance brokerage landscape. Renowned for their adept handling of self-funded clients, this office serves as a reliable partner for businesses seeking comprehensive solutions tailored to their unique needs. Their ability to support both local and regional employers underscores their commitment to providing flexible and effective insurance strategies. Among their notable clientele, Tricoast Advisors counts Allied Mechanical Services in the building equipment contractors sector, Brighton Employment in the petroleum and petroleum products merchant wholesalers industry, and Clm Enterprises in the home health care services domain. These partnerships showcase the office's versatility, managing participant numbers ranging from 130 to over 570, across diverse industries such as general freight trucking, local messengers and local delivery, forging, and stamping. As a pivotal component of a local brokerage firm, Tricoast Advisors seamlessly combines industry expertise with a personalized approach. Their significant experience with midsize employers and demonstrated success with small employers further solidify their standing as a reliable and adaptive ally for businesses navigating the complexities of insurance planning in the dynamic landscape of Grand Rapids, MI.

Coverys, operating from a significant office in Lansing, MI, has carved out a notable presence in the insurance brokerage sector, particularly distinguished by their adept handling of self-funded clients. Their expertise is most prominently showcased in the hospitals industry, where they have successfully catered to both midsize and large employers, reflecting their versatility and comprehensive understanding of diverse organizational needs. Key highlights of their client portfolio include Mackinac Straits Health System and Otsego Memorial Hospital Association. Mackinac Straits, a stalwart in the hospitals industry based in Michigan, has entrusted Coverys with over 200 participants. Similarly, Otsego Memorial Hospital Association, another prominent name in the Michigan hospitals industry, has a robust collaboration with Coverys, encompassing more than 450 participants. These collaborations underscore Coverys' ability to manage complex, large-scale insurance needs effectively. As a local brokerage firm, Coverys brings a unique blend of community-focused service and broad industry knowledge. This local grounding allows them to offer tailored solutions that align closely with the regional nuances and requirements of Michigan-based employers. Their expertise is not just limited to handling large employer groups; Coverys also exhibits a strong track record with midsize employers, demonstrating their flexibility and adaptability in providing bespoke insurance solutions across a spectrum of employer sizes and needs. In summary, Coverys in Lansing, MI, stands out as a robust and reliable partner for employers seeking comprehensive, locally-informed insurance brokerage services, especially within the hospital industry. Their proven track record with both midsize and large employers, coupled with their focus on self-funded clients, makes them a commendable choice for businesses in need of nuanced and expert insurance solutions.

OVD Insurance provides employee benefits and group health insurance to all sizes of employers in the Grand Rapids-Wyoming, MI Metro Area. OVD Insurance's office has an M Score of 5, one of the highest scores possible, representing a wide range of experiences and positive customer feedback. OVD Insurance is a local insurance broker serving the greater Michigan/Wyoming region. Their culture, drive, and people are what set them apart.

We believe that every business owner deserves to go to bed at night happy about what they do and with the peace-of-mind that their business is in good shape. We believe this because a happy business owner is more likely to be a profitable business owner. And a profitable business owner is good for the community, good for the economy, and good for our business. At Solutionpoint Consulting, the client matters.

Steve Olson, part of the esteemed Berends-Hendricks-Stuit office in Grand Rapids, MI, is a standout insurance broker, offering valuable expertise to local and regional employers. With a strong focus on self-funded clients, this office excels in providing tailored support to businesses seeking robust and customized benefits solutions. Highlighting their proficiency are partnerships with industry leaders such as Apache Logistics in general freight trucking, H Eikenhout and Sons in lumber and construction materials merchant wholesalers, and Hsd Holding Co D/B/A Holland Special Delivery in general freight trucking. These collaborations, with participant counts ranging from 180 to 320+, underscore the office's ability to navigate diverse industries, including general freight trucking and nonresidential building construction. As a key player in a local brokerage firm, Steve Olson and his team bring forth a unique blend of local insights and national resources. This strategic advantage positions them as trusted advisors for midsize employers in Grand Rapids, MI, seeking comprehensive and tailored benefits packages. Beyond the transactional aspect, the office's commitment to midsize employers is evident in their demonstrated experience, ensuring a consultative approach that aligns with the specific needs and goals of businesses in the dynamic landscape of employee benefits. In Grand Rapids, MI, Steve Olson's office at Berends-Hendricks-Stuit is a reliable partner for employers navigating the complexities of insurance solutions.

BHS Insurance is a highly experienced insurance broker catering to a diverse range of clients, including large, midsize, and small employers. With a strong focus on self-funded clients, BHS Insurance possesses extensive expertise in working with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to tailor insurance plans to meet the unique needs of each client. They also stand out in the market due to their exceptional ability to carve out drug and pharmacy plans. Situated in Grandville, Michigan, BHS Insurance operates as a local insurance consultant with an impressive track record. One notable success story is their collaboration with Wedgwood Christian Services, an employer in the services industry with 170 members. BHS Insurance worked closely with the HR and finance team at Wedgwood Christian Services to establish a customized self-funding arrangement, along with an HMO plan, PPO plan, Pharmacy Benefit Manager (PBM), and drug plan specifically designed to address the needs of their members. This particular location of BHS Insurance boasts a wide range of expertise across industries such as plastics product manufacturing, individual and family services, and educational services. Their services extend beyond Grandville, serving clients in Michigan, Pennsylvania, and North Carolina. Notable employer clients include A G Business Solutions LLC, Adac Plastics Inc, Arbor Circle, and Area Community Service Employment & Training Council. Renowned for their comprehensive experience, BHS Insurance has earned one of the highest M Scores attainable, reflecting their vast knowledge and proficiency in serving clients of varying sizes, industries, and product requirements. Clients can rely on BHS Insurance to provide tailored insurance solutions, leveraging their deep understanding of the market and commitment to meeting individual client needs.

Layton Financial Services, nestled in the vibrant business landscape of Grand Rapids, MI, stands as a seasoned insurance broker with a noteworthy track record. Specializing in employer benefits, this office boasts extensive expertise in tailoring comprehensive medical and ancillary benefit solutions for local and regional businesses. Their adept understanding of the unique needs of the Grand Rapids market positions them as a valuable partner for employers seeking tailored insurance solutions. Among their notable clientele is Safari Circuits, a prominent player in semiconductor and electronic component manufacturing. Layton Financial Services has successfully curated benefit packages for Safari Circuits, catering to the diverse needs of over 170 participants. This exemplifies the broker's ability to navigate complex industries and deliver personalized solutions that align with the specific requirements of their clients. As an integral part of a respected local brokerage firm, Layton Financial Services brings a blend of local insight and broader industry knowledge to the table. Their commitment to understanding the intricacies of the Grand Rapids business environment is reflected in their ability to provide effective, customized insurance solutions for employers of varying sizes and industries. With a proven track record and a focus on client satisfaction, Layton Financial Services emerges as a reliable partner in navigating the intricate landscape of employer benefits.