Welcome to Lowery Benefit Services - Together, let’s create benefit programs that meet the needs of you, your business and your employees. Founded in 1977, few organizations have the depth of knowledge and expertise in employee benefits & HR management as Lowery Benefit Services. We work with an extensive list of top carriers, networks, providers and other industry vendors to provide our clients with the best value and service. We believe that every client is unique. That's why our first priority is to establish a foundation of mutual trust and shared values by treating each client as an individual with unique needs. OUR PORTFOLIO OF SERVICES: Group Benefit Design – focuses on cost containment, employee engagement, & automation. Voluntary Benefits – focuses on increasing financial wellness of your employees. Employee Wellness and Health Management – focuses on increasing the physical & mental wellness of your employees. Compliance & Administration - effective compliance strategies and resources allowing you more time to focus on running your business while remaining fully compliant with all federal rules and regulations. HR Resources – value add HR Library and ability to consult with live SPHR/PHR certified consultants to solve your most complex HR issues. Automated Benefits and Payroll – user friendly and provided by top industry vendors. OUR CREDENTIALS – MEMBERSHIPS, CERTIFICATIONS & DESIGNATIONS Lowery Benefits Services is a proud member of the National Association of Health Underwriters (NAHU) and the local chapter of NAHU, the St. Louis Association of Health Underwriters (SLAHA). The professionals of our firm hold the following various industry designations and certifications in their perspective specialties: -CPA – Certified Public Accountant -CLU - Chartered Life Underwriter -ChFC – Chartered Financial Consultant -RHU – Registered Health Underwriter -GBDS – Group Benefit Disability Specialist -CDHC – Consumer Driven Healthcare Certified

FGMK is a leading professional services firm providing assurance, tax and advisory services to privately held businesses, global public companies, entrepreneurs, high-net-worth individuals and not-for-profit organizations. FGMK is among the largest accounting firms in Chicago and one of the top ranked accounting firms in the United States. OUR VISION. To identify opportunities that create value for our clients while continuously expanding our services to address their unique needs. The collective experience of our professionals is the base from which we deliver personalized services with expertise and effectiveness. Committed to leading with a purpose, we take a proactive approach to attaining clear and meaningful results. OUR MISSION. To uphold a standard of excellence among accounting and consulting firms by providing comprehensive expertise to our clients. While continuing to exceed client expectations, we foster internal growth through career development, training and support for our valued and dedicated team of professionals. OUR LOCATIONS ____________________________ 333 W. Wacker Drive | 6th Floor Chicago, IL 60606 312.818.4300 ____________________________ 2801 Lakeside Drive | 3rd Floor Bannockburn, IL 60015 847.374.0400 ____________________________

At The Nutter Group, Inc., our mission is simple: we help clients offer top-notch, tech-driven benefits to their employees while controlling costs and maintaining their unique culture. As trusted advisors, we take pride in our exceptional team's industry expertise. Our value lies in our meticulous benefit management plans and long-standing, integrity-driven partnerships with clients.

Commercial Group Intermediaries, situated in the bustling heart of Chicago, Illinois, stands out as a significant player in the realm of insurance brokerage, particularly renowned for its adept handling of self-funded clients. This office, notable for its larger size, is part of a respected local brokerage firm. It has carved a niche in catering to the unique needs of midsize employers, showcasing a remarkable versatility across various industries. The expertise of Commercial Group Intermediaries in Chicago is particularly evident in their work with a diverse array of top customers. They have successfully managed the insurance and employee benefit needs of Machinery Movers Riggers & Mach Erect Local 136 Health & Welfare Fun, a key entity in the insurance and employee benefit funds industry in Illinois. This organization, with over 120 participants, is a testament to the broker's proficiency in handling intricate insurance requirements. Another noteworthy client is Unytite, located in Illinois and operating in the machine shops, turned product, screw, nut, and bolt manufacturing sector. Servicing over 90 participants, this relationship highlights the broker's capability in addressing the specialized needs of manufacturing industries. Furthermore, the broker's reach extends beyond Illinois, as evidenced by their work with the Forest County Potawatomi Community in Wisconsin. This client, involved in the religious, grantmaking, civic, professional, and similar organizations industry, with an impressive 2880+ participants, underscores the broker's extensive experience and adaptability. Commercial Group Intermediaries' prowess is not just confined to specific sectors. Their broad expertise encompasses machine shops, turned product, screw, nut, and bolt manufacturing, insurance and employee benefit funds, and the varied realm of religious, grantmaking, civic, professional, and similar organizations. In summary, this Chicago-based office of Commercial Group Intermediaries is a robust and versatile choice for employers seeking knowledgeable, experienced, and locally-focused insurance brokerage services, capable of tailoring solutions to a wide range of industries and organizational sizes.

The companies comprising the Farmers Insurance Group of Companies® currently make up one of the country's largest insurers of vehicles, homes and small businesses, and provide a wide range of other specialty insurance and financial services products. In business since 1928, today at Farmers® we proudly serve more than 10 million households with more than 19 million individual insurance policies across all 50 states through the efforts of nearly 48,000 exclusive and independent agents and approximately 21,000 employees. Our experience provides a rich history and legacy of service and strong customer relationships, while our focus on smart innovation, technology and entrepreneurship helps us to stay creative, to continually improve our product offerings and to drive the evolution of the insurance industry. Farmers Insurance Exchange®, the largest of the three primary insurance insurers that make up Farmers Insurance, is recognized as one of the largest U.S. companies on the 2017 Fortune 500 list. At Farmers®, we understand that every encounter with customers is an opportunity to differentiate ourselves with our personalized service and have an overall positive impact on their lives. We pride ourselves on helping the individuals and businesses we serve become smarter and better prepared to protect the things that matter most to them. We are also deeply committed to giving back. The Farmers culture is built around opportunities to volunteer and help improve the communities in which we work and live.

The past decade has seen a noticeable shift in consumer behavior. Today, we’re living in a world where direct-to-consumer purchasing has become the status quo. We’re able to bypass third parties and directly purchase and manage a customized collection of television shows, household products, and even prescriptions on our own time and from the comfort of our own homes. It’s time for the healthcare industry to do the same and launch itself into the modern world. Vault Strategies is a leader in healthcare insurance reform and the parent company of both Precise Benefits Group, a licensed general insurance agency, and Vault Captive Insurance, a licensed insurance company. Together, we are proud to offer customized health insurance benefit packages that offer measurable value for our customers. This value comes through significant cost reduction, product innovation, customization, and improved health outcomes of those we insure. We can meet these goals based upon our corporate structure that eliminates complexity and our innovative prevention programs that work proactively to keep our clients healthy. As we continue to grow by referrals and reputation, we are excited about the opportunity to change the face of healthcare insurance for our customers throughout the country.

United Benefit Advisors® (UBA) is the nation's leading independent employee benefits advisory organization with more than 200 offices throughout the United States, Canada, and Europe. UBA empowers 2,000+ advisors to maintain independence while capitalizing on each other's shared knowledge and market presence to provide best-in-class services and solutions.

Despite our size, Relation feels like a family company. Here, a handshake matters. Because we believe trust is the foundation of every successful relationship. We'll take time to listen and get to know you. Understand your challenges... and provide practical solutions. Because you deserve more than an insurance company. You deserve a partner, a teammate, a friend in the business. So we start with trust, then work to connect the dots to help you save time and regain control over insurance decisions, whether personal or professional - so you, your family, and your organization can be healthier and safer.

Nestled in Bloomington, IL, Snyder Insurance stands as a formidable and larger office, specializing in delivering comprehensive insurance solutions to the local and regional business landscape. With a sharp focus on medical and ancillary benefits, they showcase notable expertise in tailoring plans that meet the specific needs of employers. Snyder Insurance's impact is evident through their diverse clientele. Noteworthy among their top customers are Kccdd in the vocational rehabilitation services industry, Marine Bank in depository credit intermediation, and Tentac Enterprises in activities related to real estate. These businesses benefit from Snyder Insurance's adept handling, with participant numbers ranging from 70 to 210+. As a key player in the local brokerage firm scene, Snyder Insurance brings a nuanced understanding of the regional dynamics, reflecting in their demonstrated experience in serving both midsize and small employers. Their proficiency spans across industries, encompassing activities related to real estate, vocational rehabilitation services, and depository credit intermediation. Snyder Insurance emerges as a reliable partner for employers in Bloomington, IL, offering tailored benefit solutions that align seamlessly with the distinctive requirements of businesses in the region.

Risk Advisors and insurance brokers offering detailed risk management and customized insurance services for physicians, corporations and individuals.