We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

USI Insurance Services is a nationally recognized insurance broker with expertise in serving clients of all sizes, ranging from large corporations to midsize and small employers. With a strong focus on meeting the specific needs of their clients, USI Insurance Services has extensive experience working with self-funded employers, HMOs, and PPOs. Headquartered in Grand Rapids, Michigan, USI Insurance Services operates a local office that has gained recognition for their exceptional work with clients in various industries. One notable example is their collaboration with Signal Holding, a specialty trade contractors employer with 130 members. USI Insurance Services partnered closely with Signal Holding's HR and finance teams to develop tailored healthcare plans, including a HMO plan, PPO plan, and a specialized pharmacy benefit management (PBM) program, designed to meet the unique needs of Signal Holding's workforce. USI Insurance Services in Grand Rapids has garnered an excellent reputation, reflected in their impressive M Score, which is one of the highest attainable. Their extensive expertise extends across industries such as personal services, lessors of real estate, and specialty trade contractors. While serving clients throughout Michigan and Ohio, USI Insurance Services' Grand Rapids office has built strong relationships with notable employer clients, including Atonne Group, LLC, Dykema, Mill Steel Company, and Associated Management Companies. With their commitment to delivering personalized insurance solutions and their broad range of experience and expertise, USI Insurance Services in Grand Rapids remains a trusted partner for businesses seeking comprehensive insurance coverage and strategic consulting.

Tricoast Advisors LLC, based in the bustling business hub of Grand Rapids, MI, stands as a larger office with a proven track record in the insurance brokerage landscape. Renowned for their adept handling of self-funded clients, this office serves as a reliable partner for businesses seeking comprehensive solutions tailored to their unique needs. Their ability to support both local and regional employers underscores their commitment to providing flexible and effective insurance strategies. Among their notable clientele, Tricoast Advisors counts Allied Mechanical Services in the building equipment contractors sector, Brighton Employment in the petroleum and petroleum products merchant wholesalers industry, and Clm Enterprises in the home health care services domain. These partnerships showcase the office's versatility, managing participant numbers ranging from 130 to over 570, across diverse industries such as general freight trucking, local messengers and local delivery, forging, and stamping. As a pivotal component of a local brokerage firm, Tricoast Advisors seamlessly combines industry expertise with a personalized approach. Their significant experience with midsize employers and demonstrated success with small employers further solidify their standing as a reliable and adaptive ally for businesses navigating the complexities of insurance planning in the dynamic landscape of Grand Rapids, MI.

We believe that every business owner deserves to go to bed at night happy about what they do and with the peace-of-mind that their business is in good shape. We believe this because a happy business owner is more likely to be a profitable business owner. And a profitable business owner is good for the community, good for the economy, and good for our business. At Solutionpoint Consulting, the client matters.

We are an outsource risk management company and independent insurance agent focused on delivering the best service to our customers. Our passion for innovative strategies helps customers overcome risk, delivering greater peace of mind. Business Risk Management - Running a business comes with risks. Smart planning with a trusted risk consultant and human resources consultant can help you alleviate or avoid those risks, keeping your business running in the event of loss, accident or liability. Ottawa Kent is a leading specialist in advance planning for the protection of business interests. Our consultative approach sets us apart, allowing us to evaluate risk, provide custom advice, and recommend appropriate and efficient ways to protect each company's interests. Personal Insurance - We specialize in fostering a trusted advisor relationship, continually focused on your total protection. Our clients gain the security and power to survive financially in the event of sickness, accidents or loss of income. For clients with significant assets or liability, we offer one-on-one consultation that goes beyond insurance. . Since 1973, our philosophy has been that the things you value most in life deserve more than a quick insurance policy transaction. Whether you need to safeguard your home, business or employees, our professionals deliver the right solutions.

Coldbrook Insurance Group offers Business Insurance/property and casualty coverage, employee benefits, and personal lines Insurance products and services. That is what you see when you look at us – the professional team here at Coldbrook Insurance Group, sees deeper. Although a Michigan based and focused insurance agency, we also serve clients throughout the Midwest and all over the country. At Coldbrook Insurance Group we offer niche- specific insurance programs developed for the Auto Dealership, Community Association, Physician’s Practice, Tool and Die, and Wood Product industries. As a full service independent insurance agency our goal is to help simplify complex insurance issues for our current and prospective clients.

Towers Watson is a highly reputable regional insurance consultant with an office strategically situated in Grand Rapids, Michigan. With their vast experience and expertise, they have become a trusted partner for various clients, ranging from large corporations to midsize and small employers. One exemplary case is their collaboration with Avon Rubber & Plastics Inc, an employer in the rubber product manufacturing industry with over 660 members. Towers Watson worked closely with Avon Rubber & Plastics Inc's HR and finance team to develop a tailored self-funding arrangement, as well as a comprehensive healthcare package that included a customized HMO plan, PPO plan, PBM, and drug plan. This personalized approach ensured that the unique needs of Avon Rubber & Plastics Inc's members were met. Towers Watson has consistently demonstrated their proficiency in working with self-funded employers, as well as their ability to cater to the requirements of both clients and PPOs. Additionally, their extensive knowledge and expertise in the realm of pharmacy benefit management (PBM) and collaboration with specific pharmacy providers have earned them a commendable reputation. In addition to Avon Rubber & Plastics Inc, Towers Watson serves a diverse clientele, including notable employers such as Alixpartners LLP, Atlanta Fulton County Zoo Inc, Autoliv North America Inc (OTC), among others. Their exceptional services extend across multiple states, including Michigan, North Carolina, Wisconsin, Utah, Louisiana, Indiana, and Georgia. Towers Watson's exceptional track record and deep understanding of various industries, including 0, rubber product manufacturing, and motor vehicle parts manufacturing, have led to their impressive M Score, which is one of the highest attainable. This signifies their ability to deliver outstanding solutions that align with the distinct requirements of their clients, regardless of company size or industry.

Layton Financial Services, nestled in the vibrant business landscape of Grand Rapids, MI, stands as a seasoned insurance broker with a noteworthy track record. Specializing in employer benefits, this office boasts extensive expertise in tailoring comprehensive medical and ancillary benefit solutions for local and regional businesses. Their adept understanding of the unique needs of the Grand Rapids market positions them as a valuable partner for employers seeking tailored insurance solutions. Among their notable clientele is Safari Circuits, a prominent player in semiconductor and electronic component manufacturing. Layton Financial Services has successfully curated benefit packages for Safari Circuits, catering to the diverse needs of over 170 participants. This exemplifies the broker's ability to navigate complex industries and deliver personalized solutions that align with the specific requirements of their clients. As an integral part of a respected local brokerage firm, Layton Financial Services brings a blend of local insight and broader industry knowledge to the table. Their commitment to understanding the intricacies of the Grand Rapids business environment is reflected in their ability to provide effective, customized insurance solutions for employers of varying sizes and industries. With a proven track record and a focus on client satisfaction, Layton Financial Services emerges as a reliable partner in navigating the intricate landscape of employer benefits.