Altiqe offers top quality, custom designed benefits plans to employers – applying supply chain management strategies to control healthcare costs rather than using traditional methods. Altiqe works with company executives to break through the benefits status quo to end the insane annual cycle of “quote the plan & get a rate increase” that works for all the other parties…but not for you, not for your cash flow and P&L. With our help & guidance, companies like yours can take control of your healthcare budget, actually reducing your healthcare costs, capturing EBITDA trapped in your benefits budget, and increasing the ROI on your benefits by communicating the value of your benefits package to your employees.

Excel Benefits is an independent insurance agency based in San Antonio, TX, providing tailored group benefits solutions since 1991. They specialize in customizable offerings—including medical, dental, life, and disability plans—designed to help employers attract and retain top talent. With access to over 30 top carriers, Excel delivers unbiased guidance and flexible strategies to meet the unique needs of each client. Their team combines advanced technology with hands-on service to streamline quoting, benefits administration, and ongoing support. Known for their expertise in innovative funding approaches like level-funded and reference-based plans, Excel Benefits is a trusted partner for organizations seeking cost-effective, competitive employee benefits.

For over 150 years, ANCO Insurance has been serving clients and supporting communities across the state of Texas and beyond. Founded in 1873 as J. G. Anderson & Company, the team at ANCO has continually adjusted to economic and market conditions to provide insurance products for individuals and businesses in a variety of industries across the globe. Today we strive to fulfill our mission of providing strategic, thoughtful insurance solutions that create consistent value and long-term relationships. Whether you’re navigating the complexities of employee benefits packages, business insurance, or seeking personal coverage for your home and health, ANCO Insurance is like a part of your team. Let us help you find solutions and provide options that can help you focus on what matters most, no matter where you are. Your success and well-being are at the core of everything we do – because at ANCO Insurance, it’s not just about policies; it’s about enhancing your life and business journey. Get started with our client-focused approach that lets you make informed choices and focus on what matters most. Contact us at (800) 749-1733 or online at anco.com.

For over 150 years, ANCO Insurance has been serving clients and supporting communities across the state of Texas and beyond. Founded in 1873 as J. G. Anderson & Company, the team at ANCO has continually adjusted to economic and market conditions to provide insurance products for individuals and businesses in a variety of industries across the globe. Today we strive to fulfill our mission of providing strategic, thoughtful insurance solutions that create consistent value and long-term relationships. Whether you’re navigating the complexities of employee benefits packages, business insurance, or seeking personal coverage for your home and health, ANCO Insurance is like a part of your team. Let us help you find solutions and provide options that can help you focus on what matters most, no matter where you are. Your success and well-being are at the core of everything we do – because at ANCO Insurance, it’s not just about policies; it’s about enhancing your life and business journey. Get started with our client-focused approach that lets you make informed choices and focus on what matters most. Contact us at (800) 749-1733 or online at anco.com.

For over 150 years, ANCO Insurance has been serving clients and supporting communities across the state of Texas and beyond. Founded in 1873 as J. G. Anderson & Company, the team at ANCO has continually adjusted to economic and market conditions to provide insurance products for individuals and businesses in a variety of industries across the globe. Today we strive to fulfill our mission of providing strategic, thoughtful insurance solutions that create consistent value and long-term relationships. Whether you’re navigating the complexities of employee benefits packages, business insurance, or seeking personal coverage for your home and health, ANCO Insurance is like a part of your team. Let us help you find solutions and provide options that can help you focus on what matters most, no matter where you are. Your success and well-being are at the core of everything we do – because at ANCO Insurance, it’s not just about policies; it’s about enhancing your life and business journey. Get started with our client-focused approach that lets you make informed choices and focus on what matters most. Contact us at (800) 749-1733 or online at anco.com.

Our approach is rooted in a genuine LOVE for our clients and a commitment to collaborative success. It’s not just about providing services; it’s about fostering lasting relationships that help your business thrive. Your trust in us is the foundation of our work. We’re not here to sell; we’re here to serve as your trusted ally, offering empathy, support, and a shared vision for the future. When you partner with Bear Benefits you’re gaining a team that’s invested in your success and dedicated to walking the path of growth with you, hand in hand.