Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Dickstein Associates Agency, located in New York, NY, is a notable insurance broker, particularly renowned for its expertise in serving local and regional employers. This larger office, being a part of a local brokerage firm, demonstrates a robust understanding of the unique needs and challenges faced by businesses in this area. One of their significant strengths lies in their comprehensive knowledge of medical and ancillary benefits, which is critical for companies aiming to offer competitive and comprehensive employee benefit packages. Their proficiency in these areas is particularly beneficial for midsize employers, as they can provide tailored solutions that balance cost-effectiveness with extensive coverage. A testament to their capability is their successful partnership with Ipkeys Technologies, a prominent player in the computer systems design and related services industry based in New Jersey. Dickstein Associates has adeptly managed benefits for over 140 participants at Ipkeys, showcasing their ability to handle complex benefits structures for a significant number of employees effectively. Furthermore, the agency's specialization extends to the broader computer systems design and related services industries, highlighting their adaptability and in-depth industry-specific knowledge. This expertise allows them to design benefits plans that are not only comprehensive but also aligned with the specific needs of industries that are rapidly evolving and highly technical. Overall, Dickstein Associates Agency stands out for its local focus, industry-specific expertise, and commitment to delivering customized benefits solutions that cater to the nuanced needs of midsize employers in the New York region.

KORE is an independent insurance partner that delivers an experience unlike any other: Unconstrained in our tailored approach and adjective advice, unrivaled in our white-gloved service, and unlimited in our delivery of complete solutions to unlock possibilities. Our team of proven and handpicked professionals works with you to understand your needs and to deliver complete coverage from the most- respected carriers in the world. As an independent firm, we do not push proprietary products. Our brokerage and advisory services extend across risk management, business and operational risks, transactional risks, and claims and litigation. KORE was established in 2013 with our roots, principles, and service commitment dating back to 1972 via our predecessor companies. We are a story of achievement through continuous adaptation and evolution – relentlessly focused on helping clients navigate changing markets and evolve their insurance coverage.

Creative Benefit Plans Inc., based in New York, NY, stands out as a local brokerage firm adept at catering to the specific needs of regional employers, particularly in the architectural, engineering, and related services industries. With a notable client like Thermo System in New Jersey, which has over 240 participants, their proficiency in handling large-scale employee benefits is evident. Their services extend to a wide array of sectors, including restaurants, non-profits, physicians, hospitality, accountants, mechanics, service industry, manufacturing, retail, lawyers, engineers, and fashion. This diversity showcases their ability to tailor solutions to various industry requirements. They offer comprehensive group insurance solutions for businesses, encompassing medical, dental, vision, group life, disability, state-mandated, and voluntary benefits. In addition to these, they also cater to individual insurance needs with products like life insurance, disability insurance, long-term care, and medical insurance. Moreover, their expertise in pension planning is highlighted by their offerings in 401(k) and 403(b) plans, indicating a holistic approach to employee benefits and personal financial planning. Overall, Creative Benefit Plans Inc. emerges as a versatile and experienced player in the insurance brokerage industry, adept at handling a wide spectrum of client needs across various industries. Their comprehensive range of services ensures tailored solutions for both employers and individual clients, making them a strong candidate for any employer benefits buyer evaluating their New York office.

Innovative Benefit Planning is an employee benefit planning and financial services company that combines innovation with integrity for companies across the United States. Our people and experience, coupled with sound financial services, have helped thousands of organizations and their employees achieve their employee benefit planning goals and more.

CBSI, based in Trenton, NJ, stands out as a noteworthy insurance brokerage, particularly for its adept handling of employer benefits. Characterized as a larger office, this branch of CBSI is part of a local brokerage firm that has established a notable presence in the region. Their expertise shines in catering to both small and midsize employers, demonstrating a keen understanding of the unique needs and challenges faced by these businesses. The team at CBSI Trenton is particularly adept in dealing with industries such as accounting, tax preparation, bookkeeping, and payroll services. Their proficiency is further highlighted by their successful partnerships with top customers like Sax, which operates within the accounting and payroll services sector and has over 140 participants. This showcases their ability to manage complex benefits packages for a sizable workforce. Additionally, CBSI's prowess extends to the healthcare sector, where they have shown great skill in working with health practitioners. A prime example is their collaboration with Reformed Church Home in New Jersey, catering to over 60 participants. This experience underscores their capacity to navigate the intricacies of medical and ancillary benefits, which are critical in the healthcare industry. What sets CBSI in Trenton apart is their deep-rooted understanding of local and regional market dynamics. This local expertise, combined with their broad experience across various industries, makes them a valuable partner for employers looking to navigate the complexities of employee benefits. Their approach is tailored, ensuring that each client, regardless of size, receives dedicated and expert service.

Glenn Insurance, Inc., situated in the vibrant hub of Atlantic City, NJ, is a trusted insurance broker renowned for its profound expertise in catering to the needs of local and regional employers. Specializing in medical and ancillary benefits, this office location stands out for its commitment to providing tailored solutions that meet the unique requirements of diverse businesses. With a focus on the educational services industry, Glenn Insurance, Inc. has successfully served top-tier clients, such as Shepard School, a prominent institution in New Jersey boasting over 80 participants. The firm's stellar track record extends beyond individual clients to encompass a broad spectrum of educational services industries, showcasing their versatile proficiency in addressing specific sector needs. As an integral part of a local brokerage firm, this branch embodies a commitment to community and understands the nuances of the regional market. Employers seeking a partner with an in-depth understanding of the local landscape will find Glenn Insurance, Inc. to be a strategic ally in navigating the complexities of employee benefits. Whether it's leveraging their extensive experience or collaborating with businesses to design comprehensive benefit packages, Glenn Insurance, Inc. in Atlantic City exemplifies a dedication to excellence and a customer-centric approach that sets them apart in the competitive insurance brokerage landscape.