Sapoznick Insurance is a highly regarded regional insurance broker based in Philadelphia, Pennsylvania. With a proven track record of excellence, they have established themselves as experts in providing tailored insurance solutions to clients of all sizes and industries. One notable example of their expertise lies in their partnership with the Early Learning Coalition of Miami-Dade/Monroe, an employer in the educational services industry with 280 members. In collaboration with the coalition's HR and finance team, Sapoznick Insurance worked diligently to design and implement a comprehensive range of insurance plans specifically tailored to meet the unique needs of the coalition's members. This included the setup of a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and a specialized drug plan. Sapoznick Insurance has amassed considerable experience and proficiency in working with HMOs, PPOs, PBMs, and other pharmacy providers, ensuring their clients receive the most suitable coverage to meet their individual requirements. Their extensive client base spans across large and midsize employers, including notable companies such as Ad1 Wholesale LLC, Florida Memorial University, and Gotrg. With a strong presence in New York and Ohio, Sapoznick Insurance serves clients beyond their Philadelphia office location. They have earned an excellent M Score, reflecting their wide-ranging expertise across various industries, including educational services, traveler accommodation, and support activities for transportation. Clients can rely on Sapoznick Insurance's comprehensive understanding of insurance products, personalized service, and commitment to delivering effective solutions tailored to their specific needs.

Brokerage Concepts, located in Blue Bell, Pennsylvania, is a highly regarded regional insurance consultant providing exceptional services to clients across Pennsylvania, New York, New Jersey, and Indiana. With a vast portfolio of clients spanning large, midsize, and small employers, Brokerage Concepts has established itself as a trusted partner in the insurance industry. One notable client of this office is Wesco Aircraft Hardware Corporation, an esteemed employer in the hardware, plumbing, and heating equipment and supplies merchant wholesalers industry. Brokerage Concepts collaborated closely with Wesco's HR and finance team to devise a tailored self-funding arrangement, HMO plan, PBM, and drug plan that catered specifically to the unique needs of their 1,240 members. Beyond Wesco Aircraft Hardware Corporation, Brokerage Concepts has an impressive roster of employer clients, including Hiossen, Inc., Penske Automotive Group, Inc., Quattro Foods Group LLC, and St. Barnabas Health System. This diverse range of clients has contributed to Brokerage Concepts' exceptional reputation, reflected in their high M Score, an indicator of their extensive experience and expertise across various client sizes, industries, and insurance products. Brokerage Concepts stands out for its proficiency in electrical equipment and component manufacturing, nonferrous metal (except aluminum) production and processing, as well as bakeries and tortilla manufacturing industries. Their proficiency in working with self-funded employers, HMOs, PPOs, PBMs, and other specific pharmacy providers showcases their strong track record in ensuring client satisfaction and meeting their unique requirements. With their strategic location, industry expertise, and commitment to providing tailored insurance solutions, Brokerage Concepts continues to be the go-to insurance broker for businesses in Pennsylvania, New York, New Jersey, and Indiana.

Labor First LLC in Philadelphia, PA, stands as a trusted insurance broker with a proven track record of providing expert services to local and regional employers, specializing in medical and ancillary benefits. With a focus on industries such as general freight trucking and building equipment contractors, this office location boasts a wealth of experience that sets them apart in the competitive insurance landscape. One of Labor First LLC's strengths lies in their deep understanding of employer needs, exemplified by their impressive client portfolio. Notable among their top customers are the Board of Trustees of Local 295 IBT Employer Group Welfare Fund, a key player in the general freight trucking industry based in NY with over 530 participants. Additionally, they serve the Board of Trustees-Teamsters Local 671 Health Services in CT, a significant force in the general freight trucking industry with 830+ participants, and the Plumbers & Pipefitters LU No572 Health & Welfare Fund in TN, a leader in the building equipment contractors industry with 340+ participants. As a local brokerage firm, Labor First LLC is deeply rooted in the community, providing personalized and tailored solutions to meet the diverse needs of their clients. Their extensive expertise in navigating the complexities of insurance in various industries makes them a reliable partner for employers seeking comprehensive and effective benefits solutions.

Winston Benefits, located in the bustling heart of New York, NY, boasts a formidable presence as a very large office, offering comprehensive insurance brokerage services. Specializing in working with self-funded clients, this office is a valuable resource for employers seeking expertise in stop loss and limits, as well as insights into pharmacy costs and HR consulting. Their diverse portfolio of clientele includes renowned entities such as Fresh Direct Holdings, managing over 600 participants in the management of companies and enterprises industry in NY, Montefiore Medical Center with 2660+ participants in the hospitals industry, and Ace Asphalt of Arizona, a heavyweight in the heavy and civil engineering construction industry with 230+ participants. Winston Benefits showcases exceptional proficiency across various industries, including hospitals, retail trade, and home health care services. As part of a local brokerage firm, they bring a localized touch to their services. With extensive experience catering to midsize, large, and small employers, this broker demonstrates a nuanced understanding of the unique challenges faced by businesses of different scales. Their proven track record and strategic approach make them a reliable partner for employers navigating the complex landscape of employee benefits.

Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

HUB International, a national insurance broker, operates an office in Blue Bell, Pennsylvania. Their expertise extends to a variety of industries, including information and converted paper product manufacturing. Notably, this office has successfully partnered with Bentley Systems Inc, a prominent employer in the information industry. Collaborating closely with Bentley's HR and finance teams, HUB International tailored a comprehensive insurance solution for their 1510 employees. This encompassed a self-funding arrangement, HMO and PPO plans, a pharmacy benefit management (PBM) system, and a specialized drug plan. Leveraging their extensive network, HUB International facilitated access to top-notch PBMs and other pharmacy providers, ensuring the unique needs of Bentley's members were met effectively. The Blue Bell office of HUB International serves clients throughout Pennsylvania, catering to large and midsize employers across various industries. Notable clients include Bentley Systems Inc and Bron Tapes, among others. With a strong M Score, HUB International's Blue Bell location has established a solid reputation for its wide-ranging experience and expertise, allowing them to cater to clients of diverse sizes and industries. Drawing on their deep understanding of the insurance landscape, HUB International's professionals excel in crafting tailored solutions that meet the specific requirements of their clients. With a commitment to providing exceptional service and comprehensive coverage, HUB International stands as a reliable and trusted partner for businesses seeking insurance solutions in the Blue Bell area and beyond.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Axa Advisors, based in Philadelphia, PA, stands out as a dynamic and proficient insurance broker, particularly in catering to the specific needs of employers. As a local brokerage firm, they bring a personalized touch to their services, ensuring that their clients receive tailored solutions that align with their unique requirements. Their expertise particularly shines in working with large employers, showcasing their ability to manage complex and diverse insurance needs. A notable aspect of Axa Advisors' service portfolio is their experience with self-funded clients. This demonstrates their capacity to offer flexible and cost-effective solutions for businesses seeking more control over their health care expenses. This expertise is further enhanced by their capability to support local and regional employers, indicating a strong understanding of the local market dynamics and regulatory landscape. Their proficiency is further underscored by their successful collaboration with major clients, such as Twin River Management Group, a prominent player in the gambling industries industry based in Rhode Island. This collaboration, involving over 2140 participants, highlights Axa Advisors' capability to handle large-scale and industry-specific insurance needs efficiently. Furthermore, Axa Advisors' prowess is not limited to a single industry. They have exhibited great expertise across various sectors within the gambling industries, demonstrating their versatility and depth of knowledge. This broad industry expertise ensures that they can cater to a wide range of employer benefits needs, making them a valuable partner for businesses seeking comprehensive insurance solutions. Overall, Axa Advisors in Philadelphia, PA, presents a compelling option for employers seeking a reliable, experienced, and versatile insurance broker to manage their employee benefits program.

Precision Benefits Group, located in Philadelphia, Pennsylvania, is a highly regarded local insurance broker known for their exceptional customer service and expertise. With a focus on serving large and midsize employers, they have earned high ratings from their clients. One notable example of their work in Philadelphia is their partnership with Jillamy, a prominent employer in the freight transportation arrangement industry with 100 members. Precision Benefits Group collaborated closely with Jillamy's HR and finance team to establish a self-funding arrangement, as well as a customized PBM and drug plan, designed specifically to meet the unique needs of their members. The Philadelphia office of Precision Benefits Group serves clients across Pennsylvania, providing comprehensive insurance solutions tailored to their specific requirements. Their wide range of experience and expertise across various industries and client sizes has contributed to their positive reputation and excellent M Score. Precision Benefits Group excels in multiple sectors, including wholesale trade agents and brokers, freight transportation arrangement, and ambulatory health care services. This specialized knowledge allows them to provide expert guidance and tailored insurance coverage to clients in these industries. With a strong track record of working with self-funded employers and partnering with PBMs and other pharmacy providers, Precision Benefits Group ensures that their clients receive optimal coverage and access to essential healthcare services. Their commitment to delivering outstanding service, combined with their industry expertise, establishes Precision Benefits Group as a trusted insurance broker for large and midsize employers in Philadelphia and throughout Pennsylvania.

Based out of New York, NY, Educators is a dedicated local employee benefits broker committed to serving the needs of educational institutions and their staff. With a deep understanding of the unique challenges faced by educators, they provide tailored solutions to optimize benefits packages and enhance employee satisfaction. Educators' approach prioritizes personalization and comprehensive support. Through their website, educators-insurance.com, they offer easy access to a wealth of resources and information, empowering clients to make informed decisions about their benefits. From health insurance options to retirement planning, they navigate the complexities of the benefits landscape with expertise and care. Their client roster includes esteemed organizations such as the National Education Association of the United States and the New Jersey Education Association, reflecting their reputation for excellence and trust within the education community. Educators is more than just a broker; they're a partner dedicated to helping educational institutions thrive by ensuring their staff have access to top-tier benefits and support. Visit their website to learn more about how they can elevate your organization's benefits strategy.

Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.