Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

Custom Benefit Plans, located in the bustling heart of Atlantic City, NJ, stands out as a comprehensive insurance broker with a notably large office. This branch is particularly adept in catering to a diverse range of client sizes, from small businesses to large corporations, showcasing significant experience across various scales of operations. Their proficiency is especially pronounced in working with midsize and large employers, as well as demonstrating a keen understanding of the unique needs of small businesses. A key area of their expertise lies in handling self-funded clients. They offer valuable insights into stop loss and limits, along with a deep understanding of pharmacy costs, making them an excellent resource for businesses seeking to navigate the complexities of health insurance. Their proficiency extends to HR consulting, providing holistic solutions that encompass various aspects of employee benefits. Custom Benefit Plans in Atlantic City has a proven track record in serving prominent clients from diverse industries. Their top customers include Ferragamo USA from the apparel and merchant wholesalers industry, Ferrero USA in food manufacturing, and Formosa Plastics Corporation USA in manufacturing synthetic materials, with employee participants ranging from 220 to over 3220. This demonstrates their capacity to manage extensive and varied employee benefit programs effectively. Moreover, their expertise isn't limited to specific sectors. They have shown great skill in industries such as hospitals, ship and boat building, and drugs and druggists' sundries merchant wholesalers. Being part of a regional insurance broker firm, they combine local understanding with a broad network of resources, ensuring clients receive tailored, comprehensive insurance solutions that align with their specific business needs and objectives. This office of Custom Benefit Plans is a reliable partner for employer benefits, adeptly managing a range of client requirements with professionalism and expertise.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.

Hafetz & Associates is an independent insurance agency, specializing in employee health benefits and offering superior customer and broker services. We offer CE Courses, sales training, a fully-licensed staff, and over 25 years of award-winning experience. As a client you will have your own personal representative who will work on all of your health insurance solutions. Our experts will handle all of your billing and claim inquiries directly with your carrier, and we will make any employee additions and deletions from our offices. As one of a handful of Master Brokers for Horizon Blue Cross Blue Shield of New Jersey, we can develop customized solutions to fit your health insurance needs. Our ideas can improve your present group health insurance coverage and make sure you are getting the best plan for your money. Our commitment is to use our experience and knowledge to provide quality protection and personal service at an excellent value to individuals and groups.