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Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,500 industry-leading professionals across approximately 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Nelson Insurance Agency Inc., located in the bustling city of Louisville, KY, operates a substantial office equipped with a seasoned team of professionals. Known for their expertise in employer benefits, this larger office specializes in serving local and regional employers, particularly excelling in the realm of medical and ancillary benefits. Boasting a diverse clientele, Nelson Insurance Agency Inc. has established itself as a trusted partner for businesses of varying sizes. Noteworthy among their top clients are Commerce Lexington Professional Services, a key player in the agencies, brokerages, and insurance-related activities industry in KY with a substantial participant base of 1760+, as well as Gli Finance Insurance and Real Estate Sub-Association Ltd and Gli Mining Construction & Manufacturing Sub-Association Ltd, each with participant counts exceeding 500 and 2000 respectively. The agency's proficiency extends to the building equipment contractors industries, reflecting their comprehensive understanding of specific business needs. As an integral part of a local brokerage firm, Nelson Insurance Agency Inc. brings a blend of local insight and broader industry knowledge to the table. With a demonstrated track record of serving large employers, this office stands out for its commitment to providing tailored insurance solutions, making them a strategic choice for employers seeking reliable and experienced partners in navigating the complexities of employee benefits.

Green And Halliburton's Louisville, KY office stands as a prominent player in the insurance brokerage landscape. Boasting a sizable team and extensive experience, they specialize in catering to a diverse clientele, with a particular focus on self-funded clients. This larger office is adept at supporting both local and regional employers, showcasing a nuanced understanding of the unique challenges faced by businesses in the area. With a proven track record, Green And Halliburton has successfully served an array of clients, including notable names like Abound Federal Credit Union, Magnolia Bank, and Gli Professional Services Sub-Association Ltd. These partnerships underscore the broker's versatility across industries, notably excelling in depository credit intermediation and ship and boat building. Being a vital component of a local brokerage firm, this office brings forth localized insights and a community-oriented approach. Demonstrating proficiency across the spectrum, from midsize to small employers, Green And Halliburton showcases a commitment to tailoring insurance solutions that align with the unique needs of each client. This experience is a testament to their adaptability and ability to navigate the intricacies of diverse business landscapes, making them a compelling choice for employers seeking comprehensive and customized insurance solutions in the Louisville, KY region.

At Business Benefits we look forward to learning about you, your organization, and your employees. Our team is ready to be your preferred resource for all of your employee-benefit needs. Business Benefits counsels regional employers in the development of employee benefit packages. We collaborate with clients to devise and determine the most cost-effective and competitive packages for any circumstance. Business Benefits also guides clients through the ever-changing landscape of healthcare reform and employee benefits. Specialties: Group medical, life, disability, dental, and voluntary insurance products. HSA, HRA, FSA, S125, and COBRA solutions.

Snowden & Associates, Inc. is a locally owned agency which has been serving the Kentucky area for over 35 years. We understand that when selling an intangible product, we must differentiate with exceptional service, professionalism and attention to detail. We have built a strong book of business using the “old school” principles of being accessible, knowledgeable, responsive and ethical.

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.