Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.

We offer a unique combination of personalized, confidential enrollment assistance, year-round benefits guidance, and benefits administration technology. Optavise unifies three of CNO’s existing Worksite brands (DirectPath, Web Benefits Design, and PMA USA) into a single go-to market brand. Optavise serves nearly 20,000 businesses and employers that include small- and medium-sized businesses and Fortune 100 companies. CNO Financial Group, Inc. (NYSE: CNO) acquired DirectPath in early 2021.

Green And Halliburton's Louisville, KY office stands as a prominent player in the insurance brokerage landscape. Boasting a sizable team and extensive experience, they specialize in catering to a diverse clientele, with a particular focus on self-funded clients. This larger office is adept at supporting both local and regional employers, showcasing a nuanced understanding of the unique challenges faced by businesses in the area. With a proven track record, Green And Halliburton has successfully served an array of clients, including notable names like Abound Federal Credit Union, Magnolia Bank, and Gli Professional Services Sub-Association Ltd. These partnerships underscore the broker's versatility across industries, notably excelling in depository credit intermediation and ship and boat building. Being a vital component of a local brokerage firm, this office brings forth localized insights and a community-oriented approach. Demonstrating proficiency across the spectrum, from midsize to small employers, Green And Halliburton showcases a commitment to tailoring insurance solutions that align with the unique needs of each client. This experience is a testament to their adaptability and ability to navigate the intricacies of diverse business landscapes, making them a compelling choice for employers seeking comprehensive and customized insurance solutions in the Louisville, KY region.

Havens & Company, Inc. ranks among the top insurance brokers and consultants for Fortune 1000 employers seeking the finest life, accident, disability, dental, vision, and executive benefits programs. Our team of carefully selected lawyers, underwriters, account managers, and producers from the carrier and consultant side brings decades of direct, specialized large case expertise and experience to our clients. We strive to understand our clients'​ strategic business goals and objectives and to design, negotiate, and implement benefits programs that will meet those goals in the most cost-effective way through our transparent, procurement-based process. We are committed to yielding programs for our clients that make the best use of corporate dollars to provide meaningful, competitive benefits to their employees. Our business model sets the standard for employee benefit consultants and brokers, a model that puts power and leverage back in the hands of our clients – where it belongs. We have been certified as a women-owned business with the National Women Business Owners Corporation (“NWBOC”) and the Women’s Business Enterprise National Council (“WBENC”). As a certified WBE, Havens & Company, Inc. is formally positioned to align with corporate clients and insurers in fulfilling their strategic supplier diversity base goals.

Ash Group, based in Louisville, KY, stands out as a prominent insurance broker with a focus on employer benefits. This larger office, part of a local brokerage firm, specializes in providing medical and ancillary benefits, demonstrating significant expertise with midsize employers in the region. Their proficiency is notably strong in the water transportation industry, as evidenced by their successful partnership with James Marine, a key player in this sector, with over 320 participants. The Ash Group's Louisville office, located at 9509 US Highway 42 Ste 200, Prospect, KY 40059-9290, is well-positioned to serve local and regional businesses seeking tailored insurance solutions. Their hands-on approach and deep understanding of industry-specific challenges make them a reliable choice for businesses like James Marine, seeking comprehensive and customized insurance coverage. This description provides an insight into the capabilities and specialties of the Ash Group's Louisville location, highlighting their role as a significant player in the insurance brokerage landscape, particularly for employers looking for adept handling of their insurance needs in specific industries like water transportation.

Going into my Senior year of high school, my mother inspired me to give back and do good in the community. Since she was a special education teacher for 15 years prior to me being born, I decided to follow in her footsteps. 1. Developed strong communication skills by supervising and directing over 20 campers from diverse backgrounds and with varying needs, including verbal and nonverbal communication methods. 2. Strengthened problem-solving abilities by adapting to unexpected situations and creating engaging and personalized activities for campers to foster their personal growth and development. 3. Demonstrated leadership and teamwork skills by collaborating with fellow counselors and camp staff to provide a safe, nurturing, and inclusive environment for all campers.

At Fifth Third Bank, everything we do is rooted in our purpose: to improve the lives of our customers and the well-being of our communities. Since our founding in 1858, we’ve been committed to creating a better financial experience by empowering our customers and clients to achieve what matters most. Our unified strength is grounded in the individual passion and diversity of more than 20,000 employees who work collaboratively to deliver a better tomorrow to everyone we serve. We offer a strong culture, opportunities for growth 401k match, wellness options, comprehensive insurance plans and additional resources you need to build a lasting and rewarding career path here. Headquartered in Cincinnati, Ohio, we are among the largest money managers in the Midwest. We operate four main businesses—Commercial Banking, Branch Banking, Consumer Lending, and Wealth & Asset Management—and a network of financial centers in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina and South Carolina. Consumers also have access to approximately 54,000 Fifth Third fee-free ATMs across the United States. Fifth Third Bancorp is a diversified financial services company and is the indirect parent company of Fifth Third Bank, National Association, a federally chartered institution. Explore Fifth Third career opportunities at: https://www.53.com/content/fifth-third/en/careers.html Fifth Third Bank, N.A., Member FDIC. Fifth Third Bank is proud to be an affirmative action/equal opportunity employer. M/F/D/V

Based in Orlando, Florida, AssuredPartners stands as a global frontrunner in the insurance brokerage landscape, with special expertise in industry-specific insurance solutions for both businesses and consumers. We offer a comprehensive range of services, including commercial insurance, risk management, and employee benefits. As strategic advisors in the insurance domain, our unparalleled expertise empowers us to deliver tailor-made solutions designed to meet the unique needs of our clients. With a team of over 10,000 professionals, we serve clients from strategically located offices across North America, England, Ireland, Belgium, and Scotland. Committed to building strong, long-lasting relationships, we foster an environment of trust, transparency, and mutual respect with our partners. This ethos is encapsulated in our guiding principle: Power through Partnership. For further information, please visit www.assuredpartners.com.

Central Insurance Services is a reputable insurance broker based in Lexington, Kentucky, with a focus on serving clients throughout Pennsylvania. With their commitment to exceptional customer service and extensive expertise, they have earned high ratings from satisfied clients. One notable example of their outstanding work is their collaboration with Commerce Lexington Inc, a prominent employer in the insurance-related activities industry, boasting 970 members. Central Insurance Services partnered with Commerce Lexington Inc's HR and finance team to establish a tailored PPO plan, PBM, and drug plan, specifically designed to meet the unique needs of their members. At Central Insurance Services, their client portfolio includes esteemed organizations such as Central Bank & Trust Co., Winterwood Inc., and Bluegrass Orthopaedics, in addition to Commerce Lexington Inc. They cater to a wide range of clients, from large corporations to midsize employers, earning them a favorable M Score indicative of their extensive experience and expertise across different client sizes and industries. Notably, Central Insurance Services possesses strong proficiency in insurance-related activities, health practitioners, and depository credit intermediation industries. With a proven track record of working closely with clients and PPOs to address member needs, Central Insurance Services excels in developing comprehensive insurance solutions. Their local presence in Lexington, Kentucky, coupled with their wide-ranging experience and commitment to excellence, positions them as a trusted insurance broker dedicated to providing effective coverage solutions for their diverse clientele.