Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.

For over 175 years, we've been helping people put love into action. As a mutual company we hold ourselves to the highest standards of transparency, objectivity, and integrity. We’re committed to improving local communities through a culture of giving and volunteerism, supported by our own New York Life Foundation. Join a company that values development, career growth, collaboration, innovation, and diversity & inclusion. Through various resources and programs, you can grow your career while developing personally and professionally. We invite you to bring your talents here, so we can continue the good to help families and businesses “Be Good at Life.” New York Life is an Equal Opportunity Employer M/F/Disability/Veteran/Sexual Orientation/Gender Identity Read our disclaimers: http://nyl.co/socialmedia

Central Insurance Services is a reputable insurance broker based in Lexington, Kentucky, with a focus on serving clients throughout Pennsylvania. With their commitment to exceptional customer service and extensive expertise, they have earned high ratings from satisfied clients. One notable example of their outstanding work is their collaboration with Commerce Lexington Inc, a prominent employer in the insurance-related activities industry, boasting 970 members. Central Insurance Services partnered with Commerce Lexington Inc's HR and finance team to establish a tailored PPO plan, PBM, and drug plan, specifically designed to meet the unique needs of their members. At Central Insurance Services, their client portfolio includes esteemed organizations such as Central Bank & Trust Co., Winterwood Inc., and Bluegrass Orthopaedics, in addition to Commerce Lexington Inc. They cater to a wide range of clients, from large corporations to midsize employers, earning them a favorable M Score indicative of their extensive experience and expertise across different client sizes and industries. Notably, Central Insurance Services possesses strong proficiency in insurance-related activities, health practitioners, and depository credit intermediation industries. With a proven track record of working closely with clients and PPOs to address member needs, Central Insurance Services excels in developing comprehensive insurance solutions. Their local presence in Lexington, Kentucky, coupled with their wide-ranging experience and commitment to excellence, positions them as a trusted insurance broker dedicated to providing effective coverage solutions for their diverse clientele.

Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

Ash Group, based in Louisville, KY, stands out as a prominent insurance broker with a focus on employer benefits. This larger office, part of a local brokerage firm, specializes in providing medical and ancillary benefits, demonstrating significant expertise with midsize employers in the region. Their proficiency is notably strong in the water transportation industry, as evidenced by their successful partnership with James Marine, a key player in this sector, with over 320 participants. The Ash Group's Louisville office, located at 9509 US Highway 42 Ste 200, Prospect, KY 40059-9290, is well-positioned to serve local and regional businesses seeking tailored insurance solutions. Their hands-on approach and deep understanding of industry-specific challenges make them a reliable choice for businesses like James Marine, seeking comprehensive and customized insurance coverage. This description provides an insight into the capabilities and specialties of the Ash Group's Louisville location, highlighting their role as a significant player in the insurance brokerage landscape, particularly for employers looking for adept handling of their insurance needs in specific industries like water transportation.

Bryne Wiseman, based in Bowling Green, Kentucky, operates under the umbrella of Houchens Benefits. As the President of Houchens Benefits, Wiseman leads a team that specializes in providing medical and ancillary benefits to local and regional employers. This office, located at 1750 Scottsville Rd, Suite 4 in Bowling Green, KY 42104, has established a reputation for its expertise in serving industries such as offices of physicians and automobile dealers. Key clients include Imac Holdings in the offices of physicians industry, located in Tennessee, with over 90 participants, and Nacarato Trucks General Partnership, a player in the automobile dealers industry, also based in Tennessee, with more than 260 participants. These relationships underscore the firm's deep knowledge and experience in these sectors. Being a part of a local brokerage firm, Bryne Wiseman's office provides personalized and regionally focused services, ensuring a deeper understanding of the local market dynamics and client needs. This aspect is particularly beneficial for employer benefits buyers who are seeking specialized knowledge and a tailored approach to benefits planning and management in the Bowling Green region.

Alday Insurance Agency is an insurance company based out of P.O. BOX 1124, Blountstown, Florida, United States.

Independant Insurance Agency specializing in commercial property and casualty insurance and risk management products and services; personal lines products such as home and auto insurance; sport specific insurance for sports facilities, amateur sports teams, leagues and tournaments. Client base throughout the United States.

Havens & Company, Inc. ranks among the top insurance brokers and consultants for Fortune 1000 employers seeking the finest life, accident, disability, dental, vision, and executive benefits programs. Our team of carefully selected lawyers, underwriters, account managers, and producers from the carrier and consultant side brings decades of direct, specialized large case expertise and experience to our clients. We strive to understand our clients'​ strategic business goals and objectives and to design, negotiate, and implement benefits programs that will meet those goals in the most cost-effective way through our transparent, procurement-based process. We are committed to yielding programs for our clients that make the best use of corporate dollars to provide meaningful, competitive benefits to their employees. Our business model sets the standard for employee benefit consultants and brokers, a model that puts power and leverage back in the hands of our clients – where it belongs. We have been certified as a women-owned business with the National Women Business Owners Corporation (“NWBOC”) and the Women’s Business Enterprise National Council (“WBENC”). As a certified WBE, Havens & Company, Inc. is formally positioned to align with corporate clients and insurers in fulfilling their strategic supplier diversity base goals.