Barthuli & Associates Insurance Services is a highly reputable and customer-oriented insurance broker based in Fresno, California. With a strong focus on providing exceptional customer service and expertise, they have earned excellent ratings and reviews from their clients. Their office serves a diverse clientele throughout Mississippi, catering to clients of all sizes, ranging from large corporations to midsize and small businesses. One notable example of their outstanding work is their partnership with Central California Faculty Medical Group, an esteemed employer in the offices of physicians industry. Barthuli & Associates Insurance Services collaborated closely with the HR and finance team of this 590-member organization to develop tailored insurance solutions. They successfully established a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the group's members. In addition to their collaboration with Central California Faculty Medical Group, Barthuli & Associates Insurance Services has worked with other notable employer clients, including Fresno Valves & Castings Health & Welfare Plan, Netafim Irrigation Inc, and Sunshine Raisin Corporation Health & Welfare Plan. These partnerships showcase the breadth of their expertise and experience across various industries, such as miscellaneous manufacturing, paint, coating, and adhesive manufacturing, as well as offices of physicians. Barthuli & Associates Insurance Services has built a solid reputation in the industry, particularly in the realm of self-funded employers. Their extensive knowledge and track record have contributed to a strong M Score, reflecting their ability to effectively serve clients of different sizes and industries. With their local presence and commitment to exceptional service, Barthuli & Associates Insurance Services continues to be a trusted partner for businesses seeking comprehensive insurance solutions in Fresno and beyond

Allpointe Insurance Services provides employee benefits and group health insurance to all sizes of employers in the San Francisco-Oakland-Hayward, CA Metro Area. The cost and quality of group health benefits are driven by who is hired as an insurance broker. The San Francisco-Oakland-Hayward, CA market employs 2,167,500 people who depend on their employer for many benefits, including healthcare. Allpointe Insurance Services San Francisco is a local insurance broker serving the greater San Francisco region.

At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

When you think of HUBInternational, Inc., you think of an insurance broker with a national and international reach. With their local office located in the Riverside region and with their headquarters in Chicago, Illinois, they provide products and services that protect people across the country. They offer both property and casualty insurance as well as life and health products and services. As a full-service broker, their goal is to provide peace of mind for those looking for insurance on what matters most by offering tailored products to businesses as well as individuals. With their M Score of 5, it's obvious there is a wide range of experience among those who work for Hub.

Fickewirth Benefits Advisors is a reputable insurance broker serving a diverse clientele of large and midsize employers. With a local office situated in Ventura, California, they have established themselves as a trusted partner within the industry. One notable example of their expertise is their collaboration with Rapattoni Corporation, an employer in the computer systems design and related services sector with 80 members. Fickewirth Benefits Advisors worked closely with Rapattoni Corporation's HR and finance team to tailor a comprehensive PPO plan that precisely catered to the unique needs of their members. While Fickewirth Benefits Advisors has encountered a few negative reviews from some customers, it is essential to thoroughly evaluate this aspect when considering potential partnerships. Notwithstanding this feedback, Fickewirth Benefits Advisors has displayed considerable proficiency in working with HMOs and assisting clients in identifying the most suitable solutions to meet their requirements. The company boasts a commendable M Score, indicative of their broad experience and expertise across industries and client sizes, excluding public administration. Fickewirth Benefits Advisors' client base primarily encompasses various organizations such as AFSCME Local 2076, Board of Trustees L.A. Co. Fire Fighters Local 1014, Long Term Care Workers Health Trust Fund, and Rapattoni Corporation. Their extensive range of services caters to relief services, business, professional, labor, political, and similar organizations throughout California. When considering potential insurance brokers, Fickewirth Benefits Advisors' local presence, industry experience, and dedication to understanding clients' unique needs make them a noteworthy contender in the market. Evaluating their customer feedback will be vital in making an informed decision regarding a potential partnership.

Pentarisk's Sacramento office stands as a formidable hub within the insurance brokerage landscape, boasting a robust portfolio and an enviable reputation. Their prominence lies in their adept handling of diverse employer needs, leveraging extensive expertise in catering to both local and regional businesses. This larger office is a cornerstone of Pentarisk's operations, thriving on its comprehensive understanding of employer benefits, particularly in medical and ancillary domains. Renowned for their tailored solutions, Pentarisk's success stories feature impressive collaborations with key industry players like Blossom Ridge Home Health Agency, Ecosense Lighting, and Golden State Dermatology Management. With a track record of servicing companies spanning industries such as offices of physicians, home health care services, and electric lighting equipment manufacturing, they exhibit unparalleled mastery across varied sectors. As part of a regional insurance broker firm, this office embodies a commitment to personalized service, showcasing specialized prowess in assisting midsize and small employers. Their demonstrated experience in navigating the intricacies of these market segments underscores their adaptability and knack for tailoring solutions to meet specific employer needs. Pentarisk's Sacramento base serves as a beacon of expertise, offering a comprehensive suite of solutions that resonate with the diverse demands of employers across sectors, showcasing a commitment to excellence in the realm of insurance brokerage.

Western Growers exists for one reason only: to ensure the future viability of its members – the hard-working, salt-of-the-earth farmers who grow the fruits, vegetables and tree nuts that feed our nation and nourish our bodies. But their way of life, their ability to pass their multi-generational farms and family legacies on to their children and grandchildren, is being jeopardized by a host of threats, many of them beyond their control. They face a growing litany of laws and regulations that make it increasingly difficult and expensive to do business. Our members depend on us to help them remain competitive and profitable in spite of these trying circumstances, which we do by fighting – heart and soul – for them every single day. We passionately advocate for them in the halls of Congress and on the steps of the state capitol. We actively facilitate the advancement of technology designed to help them become more efficient and less dependent on diminishing resources. We diligently provide health insurance to their farm workers, as well as other insurance solutions tailored to the unique business. We do all of this, and more, from a position of leadership in the agriculture industry, which requires a team of intelligent, inquisitive and innovative individuals committed to our common purpose. Western Growers was founded in 1926 and is headquartered in Irvine, California with offices in Bakersfield, Fresno, Imperial, Modesto, Sacramento, Salinas and Santa Maria, California along with offices in Phoenix and Somerton, Arizona, and Washington, D.C.

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.