XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

Barkley Risk Management & Insurance, based in San Francisco, California, stands out as a leading firm in the region, particularly known for its strong, forward-thinking culture. This office location distinguishes itself by harnessing the skills and abilities of its employees to build success. Established on principles two decades ago, Barkley continuously challenges the status quo, investing in innovation, resources, and thought leadership to actively partner with every client, regardless of industry. This approach underscores their commitment to enhancing the overall health, safety, and wellness of each client. Their proactive approach to risk management is notable, differing from the standard reactionary strategies of most brokerage firms. Barkley takes a holistic view of a company, considering both company culture and coverage structures, thus actively contributing to business improvement. They are part of the Beyond Insurance Global Network™, enabling them to adopt a unique approach to risk management. This includes creating long-term sustainable plans, identifying exposures, analyzing program effectiveness, developing risk-minimizing strategies, implementing programs while negotiating costs, and monitoring these plans year-round. Additionally, Barkley Risk Management & Insurance in San Francisco offers free, interactive workshops through their Academy of Risk Management. These workshops cover essential topics like employee benefits, labor laws, workplace safety programs, legislative updates, and human resource issues, benefiting both existing clients and any businesses interested in best practices in risk management. Their expertise in working with local and regional employers, especially in medical and ancillary benefits, is well-established. They have significant experience across various industries, with notable clients such as Quinn Emanuel Urquhart & Sullivan in the legal services industry, serving over 390 participants. This expertise and their status as a local brokerage firm position them as a knowledgeable and reliable choice for employer benefits buyers evaluating their services.

Morgan & Franz, located in Riverside, CA, stands out as a premier insurance broker with a strong focus on serving local and regional employers. Specializing in medical and ancillary benefits, they bring a wealth of expertise to the table. One notable example of their proficiency lies in their partnership with Jginger Masonry Lp, a prominent player in the foundation, structure, and building exterior contractors industry in CA. Handling benefits for over 200 participants, Morgan & Franz has demonstrated their commitment to delivering tailored solutions for businesses in this sector. The Riverside office of Morgan & Franz is an integral part of a local brokerage firm, leveraging its deep understanding of the community and its unique business landscape. Their client portfolio showcases their comprehensive knowledge across various industries, particularly excelling in the foundation, structure, and building exterior contractors sector. With a client-centered approach, they go beyond conventional insurance services, providing strategic insights that align with the specific needs of each employer. Employers seeking a trusted partner in navigating the complexities of employee benefits in Riverside can rely on Morgan & Franz for their local expertise, industry knowledge, and commitment to delivering tailored solutions.

InterWest was founded in 1992 as a result of the merger of three large successful insurance brokerage firms located in Northern California. Our aggressive entrepreneurial and acquisition efforts have extended our footprint into Central California and the San Francisco Bay Area. Our unyielding commitment to reinvesting in our staff, diversified products & services and innovative technology consistently places us among the top performing insurance and consulting brokerages in the country. We offer unparalleled expertise in all lines of property and casualty, workers’ compensation, employee benefits and personal insurance coverages, as well as a full range of surety products. Although we operate principally in California, we are licensed to write business in all 50 states and staffed to service clients with locations throughout the nation.

The San Diego, CA office of AssuredPartners, a significant player in the national insurance brokerage landscape, stands out for its proficiency in serving local and regional employers, particularly in medical and ancillary benefits. This office's expertise is notably strong in the computer systems design and related services industries, with key clients such as Alvaria, a prominent name in this sector from Massachusetts, engaging over 170 participants. This location, previously known as Wateridge Insurance Services, prides itself on offering a broad spectrum of insurance solutions, including coverage for home, auto, life, health, and business. The team of insurance professionals here is renowned for their friendly service, positive attitude, and a client-centric approach. Their process involves a thorough understanding of client needs, leading to tailored advice and customized insurance plans that align with both requirements and budget. This client-focused strategy is underscored by an ongoing dialogue with clients, ensuring a deep understanding of their unique vulnerabilities and needs. The San Diego office's commitment to customized and affordable insurance solutions, combined with its specialized knowledge in key industries, positions it as an attractive choice for employer benefits buyers looking for reliable and expert insurance services.