We are an independent Insurance Broker that provides competitive solutions for your business, employees and your home and auto. We offer the Work Comp Navigator program that will drive down your Workers Compensation premium to the lowest amount allowable by law. We offer Health and Wellness solutions that are unique to our agency and will provide your business significant premium savings and increase employee health and morale. Our Home and Auto insurance professionals will competitively match your unique needs with the right insurance company, from the dozens of companies available to us.

Terri Yurek Insurance, a respected local insurance broker headquartered in San Diego, California, is dedicated to serving midsize employers across various industries. With a stellar reputation for exceptional customer service and expertise, they have earned high ratings from their satisfied clients. Their office in San Diego has successfully collaborated with Integrits Corporation, an esteemed employer in the architectural, engineering, and related services industry. Terri Yurek Insurance worked closely with Integrits Corporation's HR and finance team to establish a Health Maintenance Organization (HMO) plan. This plan was meticulously designed to address the unique needs of their 160-member workforce, ensuring comprehensive coverage and member satisfaction. Terri Yurek Insurance possesses a wealth of knowledge and expertise in the architectural, engineering, and related services industries. This specialized understanding enables them to provide tailored insurance solutions that effectively address the specific requirements of businesses operating in these fields. While their primary focus is in San Diego, California, this branch of Terri Yurek Insurance extends their services to clients across North Carolina, broadening their reach to offer their expertise in different regions. The San Diego office of Terri Yurek Insurance proudly serves a diverse range of employer clients, including Integrits Corporation. Their commitment to providing exceptional customer service and their deep industry knowledge have solidified their position as a trusted insurance partner in the region. Through their dedication to client satisfaction, expertise in the architectural, engineering, and related services industries, and their ability to deliver tailored insurance solutions, Terri Yurek Insurance continues to be a preferred choice for midsize employers in San Diego, California, and throughout North Carolina.

At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

Barthuli & Associates Insurance Services is a highly reputable and customer-oriented insurance broker based in Fresno, California. With a strong focus on providing exceptional customer service and expertise, they have earned excellent ratings and reviews from their clients. Their office serves a diverse clientele throughout Mississippi, catering to clients of all sizes, ranging from large corporations to midsize and small businesses. One notable example of their outstanding work is their partnership with Central California Faculty Medical Group, an esteemed employer in the offices of physicians industry. Barthuli & Associates Insurance Services collaborated closely with the HR and finance team of this 590-member organization to develop tailored insurance solutions. They successfully established a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the group's members. In addition to their collaboration with Central California Faculty Medical Group, Barthuli & Associates Insurance Services has worked with other notable employer clients, including Fresno Valves & Castings Health & Welfare Plan, Netafim Irrigation Inc, and Sunshine Raisin Corporation Health & Welfare Plan. These partnerships showcase the breadth of their expertise and experience across various industries, such as miscellaneous manufacturing, paint, coating, and adhesive manufacturing, as well as offices of physicians. Barthuli & Associates Insurance Services has built a solid reputation in the industry, particularly in the realm of self-funded employers. Their extensive knowledge and track record have contributed to a strong M Score, reflecting their ability to effectively serve clients of different sizes and industries. With their local presence and commitment to exceptional service, Barthuli & Associates Insurance Services continues to be a trusted partner for businesses seeking comprehensive insurance solutions in Fresno and beyond

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

When you think of HUBInternational, Inc., you think of an insurance broker with a national and international reach. With their local office located in the Riverside region and with their headquarters in Chicago, Illinois, they provide products and services that protect people across the country. They offer both property and casualty insurance as well as life and health products and services. As a full-service broker, their goal is to provide peace of mind for those looking for insurance on what matters most by offering tailored products to businesses as well as individuals. With their M Score of 5, it's obvious there is a wide range of experience among those who work for Hub.

Arrow Benefits Group is a trusted local insurance broker with its office based in Petaluma, California. Known for their exceptional customer service and expertise, they cater to clients of all sizes, including large, midsize, and small employers. Their high client ratings reflect the satisfaction of customers who appreciate the personalized attention and comprehensive insurance solutions provided by Arrow Benefits Group. With a focus on meeting the diverse needs of their clients, Arrow Benefits Group has developed a strong track record in working with self-funded employers. They have extensive experience collaborating with health maintenance organizations (HMOs) to ensure that clients receive the most suitable coverage options. Additionally, their expertise in working with preferred provider organizations (PPOs) enables them to deliver solutions that meet the specific needs of members. One notable example of their successful work is their partnership with Bank of Marin Headquarters (Administrative offices only), a prominent employer in the depository credit intermediation industry. Arrow Benefits Group collaborated closely with the HR and finance team of Bank of Marin Headquarters to establish a comprehensive insurance program that included self-funding arrangements, HMO plans, PPO plans, as well as pharmacy benefit management (PBM) and drug plans tailored to the unique requirements of their 270 members. Arrow Benefits Group has accumulated a solid M Score, thanks to their extensive experience and expertise across various industries and client sizes. They possess strong knowledge in sectors such as educational services, activities related to real estate, and financial investment activities, enabling them to deliver tailored insurance solutions to businesses operating in these fields. Serving clients across Massachusetts and Pennsylvania, Arrow Benefits Group has established relationships with reputable employers such as Acore Capital, Griffin Capital Company LLC, and United Cerebral Palsy of The North Bay Inc. Their commitment to exceptional service and their ability to cater to the specific needs of each client have positioned Arrow Benefits Group as a top choice for comprehensive insurance solutions.

Fickewirth Benefits Advisors is a reputable insurance broker serving a diverse clientele of large and midsize employers. With a local office situated in Ventura, California, they have established themselves as a trusted partner within the industry. One notable example of their expertise is their collaboration with Rapattoni Corporation, an employer in the computer systems design and related services sector with 80 members. Fickewirth Benefits Advisors worked closely with Rapattoni Corporation's HR and finance team to tailor a comprehensive PPO plan that precisely catered to the unique needs of their members. While Fickewirth Benefits Advisors has encountered a few negative reviews from some customers, it is essential to thoroughly evaluate this aspect when considering potential partnerships. Notwithstanding this feedback, Fickewirth Benefits Advisors has displayed considerable proficiency in working with HMOs and assisting clients in identifying the most suitable solutions to meet their requirements. The company boasts a commendable M Score, indicative of their broad experience and expertise across industries and client sizes, excluding public administration. Fickewirth Benefits Advisors' client base primarily encompasses various organizations such as AFSCME Local 2076, Board of Trustees L.A. Co. Fire Fighters Local 1014, Long Term Care Workers Health Trust Fund, and Rapattoni Corporation. Their extensive range of services caters to relief services, business, professional, labor, political, and similar organizations throughout California. When considering potential insurance brokers, Fickewirth Benefits Advisors' local presence, industry experience, and dedication to understanding clients' unique needs make them a noteworthy contender in the market. Evaluating their customer feedback will be vital in making an informed decision regarding a potential partnership.

Benefit Experts Insurance Agency, located in Palo Alto, California, is a highly rated local insurance broker servicing clients across California. With a strong focus on customer service and expertise, this office has garnered excellent reviews from satisfied clients. One standout example of their exceptional work is their partnership with C&H Enterprises, a prominent employer in the fabricated metal product manufacturing industry. Benefit Experts Insurance Agency collaborated closely with C&H Enterprises' HR and finance team to develop a tailored healthcare plan that met the unique needs of their 180 employees. This included setting up a Health Maintenance Organization (HMO) plan, a Pharmacy Benefit Manager (PBM), and a comprehensive drug plan. Benefit Experts Insurance Agency specializes in serving midsize employers and possesses extensive knowledge and experience in the fabricated metal product manufacturing sector. Their understanding of the specific challenges and requirements faced by businesses in this industry sets them apart from other insurance brokers. With a client-centric approach, Benefit Experts Insurance Agency consistently delivers customized insurance solutions that cater to their clients' specific needs and preferences. Whether it's providing expert guidance on healthcare plans, implementing cost-effective solutions, or offering ongoing support, Benefit Experts Insurance Agency ensures that their clients receive top-notch service. With their office in Palo Alto, they are conveniently situated to serve businesses throughout California. With their dedication to customer satisfaction and industry expertise, Benefit Experts Insurance Agency is a trusted partner for employers seeking comprehensive and tailored insurance coverage for their employees

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

Buettner Insurance provides employee benefits and group health insurance to small to mid size employers in the Los Angeles-Long Beach-Anaheim, CA Metro Area. With total employment in the Los Angeles-Long Beach-Anaheim, CA market nearing 5,324,000, employee benefits play an important role in choosing between employers. Buettner Insurance Huntington Beach is a local insurance broker serving the greater Huntington Beach region. Buettner Insurance Agency is a full service employee benefits insurance agency. They have over 20 years of experience and are dedicated to providing their clients with the best possible experience. Buettner Insurance Agency has been providing employee benefits insurance to corporate clients for over 20 years. In the Huntington Beach office, they offer Blue Shield of California, Cigna, Guardian plans along with other top insurance carriers. They work with employer's that include Overland, Pacific & Cutler, Western Pacific Distributing, Rj Acquisition Corporation to provide quality employee benefits.