XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

Sierra Benefit Solution Insurance is a group of professional insurance brokers that serves the Sacramento-Roseville-Arden-Arcade, CA, Metro Area. They offer health insurance, voluntary benefits, and other services for mid-to-large employers.

Heath Benefit Partners, Inc. Agency is a reputable local insurance broker with its office conveniently situated in Mission Viejo, California. Clients consistently rate them highly for their exceptional customer service and industry expertise. One of their notable achievements at this office location is their collaboration with Lenox Financial Mortgage Corporation dba WesLend Financial, a prominent employer in the nondepository credit intermediation industry. The team at Heath Benefit Partners, Inc. Agency worked closely with Lenox Financial Mortgage Corporation's HR and finance team to establish a tailored self-funding arrangement. They also developed a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, specifically designed to cater to the unique needs of their 160 members. Catering to midsize employers, Heath Benefit Partners, Inc. Agency serves a diverse client base across various industries. Their expertise spans wholesale trade agents and brokers, as well as nondepository credit intermediation industries. This allows them to offer specialized insurance solutions that effectively address the specific risks associated with these sectors. In addition to Lenox Financial Mortgage Corporation dba WesLend Financial, their roster of employer clients includes Aviation Consultants Inc, Belshire Environmental Services, and FMH Material Handling Solutions Inc, further showcasing their ability to serve a wide range of businesses. With their extensive experience and expertise across client sizes and industries, Heath Benefit Partners, Inc. Agency has earned a good M Score. This reflects their commitment to delivering exceptional insurance solutions and personalized service to their clients. Located in Mission Viejo, California, they are a trusted local insurance broker serving clients in California and Colorado.

HUB International is a leading national insurance consultant with an office based in Roseville, California. With a wide range of expertise and extensive experience, they cater to clients of all sizes, from large corporations to midsize and small employers. Their exceptional knowledge in working with self-funded clients sets them apart, as does their proficiency in designing HMO and PPO plan models. Moreover, HUB International excels in carving out drug and pharmacy plans, making them a standout choice among other brokers in the market. At the Roseville office, HUB International has successfully collaborated with various organizations, including Micro Precision Calibration Inc. This particular partnership involved a 100-member employer from the professional, scientific, and technical services industry. HUB International worked closely with the client's HR and finance team to establish a customized self-funding arrangement, along with tailored HMO, PPO, PBM, and drug plans to address the unique needs of their members. This office of HUB International stands out in the Sacramento, CA market, as they rank among the top brokerages in terms of experience and expertise. Their impressive track record and proficiency extend to industries such as offices of physicians, healthcare and social assistance, and eating places. With a client base spanning across California, Washington, Utah, and Florida, HUB International's Roseville location proudly serves notable employers like Acec Life/Health Insurance Trust Benefit Consortium, All Environmental Inc, Anduril Industries, and AWI Management Corporation. Combining their deep industry knowledge, extensive product offerings, and a commitment to delivering exceptional service, HUB International's Roseville office is a trusted partner for businesses seeking comprehensive insurance solutions.

Invensure Insurance Brokers, Inc. is a highly reputable insurance broker with a strong presence in multiple states across the United States. With their office located in Newport Beach, California, they cater to clients throughout Texas, California, Tennessee, Hawaii, Utah, Maryland, and Oregon. Renowned for their exceptional customer service and expertise, Invensure Insurance Brokers, Inc. has received stellar reviews from satisfied clients. One outstanding example of their exceptional work can be seen through their partnership with Advanced Payroll Solutions Inc., a prominent employer in the real estate industry with 410 members. Invensure Insurance Brokers, Inc. collaborated closely with their HR and finance team to establish a tailored self-funding arrangement, an HMO plan, a pharmacy benefit management (PBM) system, and a drug plan specifically designed to address the unique needs of the members. Invensure Insurance Brokers, Inc. serves a diverse client base, ranging from large corporations to small businesses, showcasing their wide-ranging experience and expertise across different industries. Notably, they have established themselves as leaders in nonmetallic mineral mining and quarrying, as well as activities related to the real estate sector. Their proficiency in working with HMOs and other specific pharmacy providers is a testament to their commitment to ensuring optimal coverage for their clients. With a comprehensive understanding of the insurance landscape, Invensure Insurance Brokers, Inc. leverages their extensive knowledge to provide tailored solutions that best meet their clients' needs. Employer clients such as Advanced Payroll Solutions Inc. and Southwest Boulder & Stone Inc. attest to the exceptional service provided by Invensure Insurance Brokers, Inc. Their outstanding M Score, reflecting their expertise and experience across various client sizes and industries, positions them as a trusted partner in the insurance brokerage realm.

ERM Insurance Brokers, a local insurance broker headquartered in Santa Ana, California, is renowned for its exceptional services in the insurance industry. With a focus on meeting the diverse needs of large and midsize employers, ERM Insurance Brokers has established a strong reputation for its expertise and customer-centric approach. One exemplary case highlighting their competence in the Santa Ana region is their collaboration with Pankl Holdings Inc, a prominent employer in the fabricated metal product manufacturing industry. ERM Insurance Brokers worked closely with the HR and finance team of Pankl Holdings Inc to design a comprehensive insurance package, including a self-funding arrangement, HMO plan, and PPO plan, tailored to the specific requirements of their 370 employees. With considerable experience in serving self-funded employers and a deep understanding of the intricacies of insurance plans, ERM Insurance Brokers is well-equipped to provide customized solutions that align with the needs of their clients. Operating primarily in California, ERM Insurance Brokers caters to a diverse clientele, including notable companies like Pankl Holdings Inc and CG Landscape. Their comprehensive range of services extends to sectors such as services to buildings and dwellings, as well as fabricated metal product manufacturing. Renowned for their exceptional customer service and expertise, ERM Insurance Brokers consistently receives high ratings from satisfied clients. Their commitment to delivering tailored insurance solutions, combined with their deep industry knowledge, has made them a trusted partner for employers seeking reliable and comprehensive insurance coverage. With their office in Santa Ana, ERM Insurance Brokers is strategically positioned to serve the insurance needs of businesses throughout California, ensuring that clients receive the highest level of service and expertise.

Bowermaster Insurance Brokers is a third generation firm founded in 1954. In 2020 we joined the Patriot Growth Insurance Services family in order to broaden our growth, opportunities, and client capabilities. We specialize in Business Insurance, Employee Benefits, and Personal Insurance. We love our team and we love our clients.

The Liberty Company Insurance Brokers is an independently owned insurance broker handling the commercial, personal and employee benefits insurance needs of businesses, non-profits, and individuals for more than 35 years. The company was founded in 1987 by our Chairman and CEO, Bill Johnson, who currently leads the firm along with our President, Jerry Pickett. Licensed to operate in all 50 states, Liberty has grown consistently and, in recent years, exponentially by attracting talented and entrepreneurial people into an energetic and collaborative culture which focuses on our team’s happiness, well-being, and growth. Liberty has expanded nationally by partnering with agency owners and experienced producers who fit our culture, are driven by our mission of Promoting Peace of Mind with Great Care and demonstrate our core values of Integrity, Excellence, Caring, Kindness, Fairness, Teamwork, Good Feelings and Fun! Liberty has consistently been recognized as one of the most dynamic, fastest growing companies as well as one of the best places to work in the insurance industry, including being recognized as the #1 Fastest Growing Privately Held Insurance Broker in the U.S. over the past four year by the Hales Report. Liberty is not your typical insurance broker: We are a culture-first organization, and believe "If you put people first, good business will follow." We are very collaborative, creative, entrepreneurial, and wellness-focused. We believe that the true Wealth of our Organization is dependent upon the Holistic Health of each member. We can serve our clients most powerfully when we are at our best mentally, physically, and spiritually. To that end, our goal is to clear the path of political and administrative distractions so our team members can focus on their Highest And Best Use (HABU), which is what they love to do, what they do best, and therefore, is best for all of us.

HUB International, a national insurance consultant with an office based in Carlsbad, California, is a reputable insurance broker catering to clients of various sizes, including large, midsize, and small employers. While some customers have expressed lower reviews, it is worth investigating these concerns when evaluating potential partners. However, HUB International boasts extensive experience working with self-funded clients and has excelled in designing HMO and PPO plan models for their clients. They are particularly renowned for their proficiency in carving out drug and pharmacy plans, setting them apart from other brokers in the market. Notably, HUB International's Carlsbad office has made significant contributions within the insurance landscape, showcasing their expertise and commitment to their clients. For instance, they collaborated with Bridge Home Health, a prominent employer in the home health care services industry, to establish a customized self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to the unique needs of their 580 members. This successful partnership demonstrates HUB International's ability to deliver tailored solutions. The Carlsbad office of HUB International has solidified its position as one of the top brokerages in the San Diego, CA market, boasting a wide range of experience and expertise across various client sizes, industries, and products. Additionally, their strong acumen spans industries such as professional, scientific, and technical services, depository credit intermediation, computer systems design, and related services. Servicing clients across multiple states, including California, Arizona, Nevada, Oklahoma, Colorado, South Carolina, Georgia, Florida, Missouri, Illinois, Pennsylvania, Massachusetts, Texas, Washington, Minnesota, and Michigan, this location of HUB International has fostered partnerships with notable employer clients like Acadia Pharmaceuticals Inc, Ace Parking, Alphatec Spine, Inc, and Angel View Resale Store