​You’ve made the choice to build your agency on independence, but that doesn’t mean you’re alone. Join the Big "I"​ and let us do some of the heavy lifting so you can focus on what's important-- running your agency. We'll help you build, grow, thrive as independent agents and brokers.

HWP Insurance is one of the largest privately owned full service independent insurance agencies in the Mid-Atlantic. Established as Howard W. Phillips & Company over 100 years ago in Washington, D.C. we are guided by the three basic tenets of our founding partners: respect, innovation and collaboration. Their spirit remains our compass in today’s dynamic business climate. Our reputation with highly-rated national and regional carriers allows us to offer the best coverage and price to our clients. Exceptionally trained, dedicated service teams with access to cutting-edge, industry technology enable us to continually monitor and adjust to the constantly changing risk environment that our clients face. These tangible factors coupled with our philosophy of being a collaborative and innovative business partner ensures that our clients’ expectations are always met. Our Commercial Insurance Division integrated with our Benefits Division offers one of the region’s few true solutions for businesses that require a total account approach. Our Benefits Division represents nearly twenty-five percent of our staff and is comprised of personnel with over twenty-five years of broker or national carrier experience. Our ten-plus carrier Personal Lines Division equipped with a comparative rater ensures our clients that they are receiving the most value for their dollar while maintaining proper coverage. Whether insuring a traditional family home, waterfront estate, vacation home, boat, aircraft or global residences, our clients can be assured that our personal lines team has the knowledge and resources to minimize their risk and promptly and thoroughly address any claims. HWP Insurance’s commitment to fostering long-term relationships with our clients, employees and carriers makes us more than insurance agents, we are your business partner.

VIRGINIANS PROTECTING VIRGINIANS If you owned a home in the late 1800s, you lived in mortal fear of fire. Without firetrucks or running water, a stray spark or lightning strike could destroy your home and bankrupt your family. In 1896, the people of Irvington recognized that the devastating risk posed by fire didn’t have to be borne alone. A group of 37 homeowners banded together to form the Northern Neck Mutual Fire Association of Virginia. By pooling their resources, these original members gained the ability to rebuild a home leveled by fire. In the century that followed, membership in the Association expanded statewide, providing coverage for thousands of homes throughout the Commonwealth. In 1987, we changed our name to Northern Neck Insurance Company to reflect a growing list of insurance services. For all of our success, we’re still a small company by the standards of today’s insurance industry. We are Virginia-only by choice. So when we say we are protecting our neighbors, friends and family – that’s exactly what we mean. We are still a mutual insurer, which means every policyholder is a part owner of the company. Instead of passing profits to shareholders, we invest them back into the company to create better products and keep premiums low for our members.

We put people first. We’re your trusted partner - empowering you with top talent and solutions to stay competitive in today’s dynamic market. From day-to-day to endgame and everything in between, we meet you where you are and help you reach your goals. We partner with clients in financial services, healthcare & life sciences, and accounting & tax services across the US to modernize technology and help you stay competitive through data & analytics, application innovation, AI, customer engagement and talent services. Tential – empowering change that wins. #MoveForwardWithUs

Service client's professional liability needs and provide sound, reliable recommendations on insurable risk and limits of liability.

Immersion Consulting, a Service Disabled Veteran-Owned Business (SDVOSB) with headquarters in Annapolis, Maryland, provides business management and technology consulting to government, nonprofit and commercial clients. Founded in 2004, Immersion Consulting specializes in program management, financial management, technology services, logistics and training. Immersion's mission is to provide its clients with actionable business solutions that yield sustainable results.

Management Solutions Consulting Group, Inc. (MSCG) is a management consulting firm designed to support and improve the business management practices of our clients. MSCG’s goal is to be the premier international leader in management consulting services by improving the success of our clients through innovation, quality service, and cutting-edge solutions. Our nationwide resource pool of licensed and certified consultants provides a breadth and depth of program expertise that includes, but not limited in: * EEO Services * Health Care Reform and Public Health Administration * Juvenile and Criminal Justice Initiatives MSCG’s experienced staff and technological tools enable rapid deployment of our subject matter experts whenever and wherever support is needed—especially those serving rural and tribal communities requiring multi-lingual and culturally-sensitive professionals. Our staff and consultants are public health experts, such as, doctors, nurses, and other medical professionals; equal employment opportunity (EEO) attorneys, investigators and mediators; business and financial management consultants, and experts in law enforcement, and criminal and juvenile justice programs. Business leaders are responsible for managing complex programs and organizations that need a myriad of support services over and above program expertise, which is why MSCG provides wraparound services with experienced and certified professionals.

FosterThomas is a leading professional services firm that provides solutions in the areas of Human Capital Management, Employee Benefits, and Payroll Consulting. Our firm aims to focus on strategies such as cost containment and HR efficiency, while also creating custom solutions that meet the specific needs of our clients. FosterThomas was established in 1993 in Annapolis, Maryland and today serves clients across the country. Our Capabilities: -ADP Systems Implementation & Payroll Administration -Employee Benefits Brokerage & Advisory Services -Human Capital Management Solutions -Talent Acquisition & Recruiting Services -HR & Payroll Staffing -GovConHR- Government Contracting Solutions Our Team: Foster Thomas is committed to serving our clients’ ever-changing human resources needs. In doing so, we have recruited and retained top HR professionals who are committed to constantly improving client service and experience by remaining on the cutting edge of new industry innovations. Our clients can trust and rely on the advice, services, and solutions they receive from our HR professionals that hold extensive background experience, such as: -HR Consultants – SHRM Certified, HR Masters -10 + years experience -System Implementation Specialists -Payroll Processing Specialists -Employee Benefits Specialists -Recruiting & Staffing Specialists

Landmark Insurance & Financial Group has been serving customers in the Mid-Atlantic area for over 30 years. We offer our clients a wide range of products from multiple carriers. Because we are an independent agency, we don't work for an insurance company, we work for YOU to find the best product at the best price for your unique situation.

The National Association of Professional Insurance Agents (PIA) represents independent insurance agencies and their employee-agents in all 50 states, Puerto Rico, and the District of Columbia. PIA members operate cutting-edge agencies and treat their customers like neighbors, providing personal support and services. PIA represents members’ interests in state capitals and in Washington, D.C. to ensure that lawmakers and regulators understand and support the independent agency system. PIA’s grassroots campaigns; the annual PIA Advocacy Day; and our political action committee, PIAPAC, give individual agents a powerful collective voice in government. PIA works with insurance carriers and industry organizations—the National Association of Insurance Commissioners (NAIC), the National Insurance Producer Registry (NIPR), the National Council of Insurance Legislators (NCOIL), the Association for Cooperative Operations Research and Development (ACORD), and others—to ensure that the concerns of independent agents are addressed. Members have access to materials to strengthen their agencies and keep them up to date on evolving industry laws, regulations, and trends. PIA was founded with objectives that are as relevant today as they were back in 1931: Educate agency owners and staff about insurance concepts; Keep agents informed about changing company offerings; Allow agents to assist one another in proper underwriting of their business; Increase cooperation between carriers and agents; Encourage uniform policy writing and assist in proper form completion; Advocate for agents in legislative matters; Foster acquaintanceship among agents so they could support one another; Protect the American Agency System

Why Choose Us? When choosing an insurance agency, you want a company you can trust. We are an independent insurance agency. We do not work for an insurance company; we work for you! As an independent insurance agency, our duty is to our clients best interests. As your insurance agents, it is our responsibility to provide YOU the best service and the best coverage, at the best possible price. Service We are a little old fashioned, if you want something done quickly, we will do everything we can to assist. Customer service is of paramount importance to us. Our customers recommend us to their friends. Our expertise is based on well-trained experienced staff that can tailor a comprehensive insurance program for your specific needs. You will have the added benefit of working with agents who understand your needs. Finding the right policy is only the beginning. When you become our client, you will receive: Practical and accurate information about your insurance policy and your insurance company. An agent who works for your interests. Personal service. Whether you need to make a policy change, have a question about billing or need to report a claim our customer service representatives are the best in the business and will handle your request professionally and quickly. Our web site is also available 24/7 to accommodate your busy schedule. Please bookmark our website, and visit us often. We look forward to hearing from you.

Specializing in employee benefit solutions and business insurance, Insurance Force is a group insurance brokerage firm with a decidedly different approach. We earn your confidence with an extremely high level of continuing personal service and ongoing business support. Together with our clients, our Health Insurance Division works to provide the most competitive benefits packages to help with one of their biggest challenges - attracting and retaining talented employees. Our Risk Management Division works with businesses to help transfer risk to insurance carriers for property, general liability, workers'​ comp and other liability insurance products. We'll work with our clients to aggressively find them programs that provide the insurance coverage they want at drive costs down through a year long approach to risk control We pride ourselves on not only giving the clients what they need – but also listening to what they want. All too often, listening and understanding gets lost somewhere between the asking and the answering. At Insurance Force we act as a seamless extension of your organization, treating you and your business with honesty and integrity. By under-promising and over-delivering, we have developed lasting relationships with leading corporations of all sizes. We would like our next relationship to begin with you.