United Insurance Group Agency, Inc. (UIG) is considered one of the premier marketing organizations in the country. It's been a national leader in the senior insurance market since 1983 and offers Life & Health Insurance Professionals a one-source solution for carrier contracts and service by partnering with the country's leading insurance providers. UIG's product portfolio is one of the most comprehensive and includes: Medicare Advantage, Medicare Supplements, Part D, Life Insurance, Hospital Indemnity, Critical Illness Care, Dental/Vision/Hearing, Senior Group Insurance, and Long Term Care. UIG's team of professionals combines in-depth knowledge with personalized service to successfully help independent agents and brokers reach their professional goals. UIG is we are one of the few agencies in the country with both Career and Brokerage divisions: CAREER DIVISION - Extensive agent support and VIP service, leads, and pre-set appointments to help grow your book of business. For more information, contact Amy Chason, Recruiting Director, at 1-800-551-0080 Ext. 4502 or visit www.agentcareer.com. BROKERAGE DIVISION - Competitive commissions and personalized assistance to increase your client base and expand your business, whether one independent agent or an agency with hundreds. Let our know-how make your life a little easier. For more information, call: 1-800-878-1058 Ext. 1380 or visit www.uigbrokerage.com Discover the Advantages of UIG: • Once central access point for contracting with carriers • An extensive and comprehensive line of products • A competitive commission schedule (based on Career & Brokerage levels) • Knowledgeable support team • Innovative online tools • Complimentary access to an online Medicare quoting tool • Qualified lead program • Ongoing training To learn more about how UIG can help you start growing your business, visit: http://www.uiginc.com.

Northern Benefits, located in the vibrant business hub of Portland, ME, boasts a substantial and seasoned team, making it a pivotal player in the insurance brokerage landscape. This larger office has successfully catered to a diverse clientele, showcasing adeptness in working with self-funded clients and extending support to both local and regional employers. With an impressive portfolio, Northern Benefits has secured partnerships with industry leaders such as Everett J Prescott, a prominent player in the miscellaneous durable goods merchant wholesalers sector, Health Access Network in the offices of physicians industry, and HO Bouchard in the general freight trucking industry. Notably, these collaborations encompass a range of participant sizes, highlighting the broker's versatility in addressing the needs of businesses with 90 to over 130 participants. Northern Benefits' expertise spans various sectors, including activities related to real estate, printing, and related support activities, as well as individual and family services. As part of a regional insurance broker firm, this office excels in navigating the nuances of the insurance landscape for midsize, large, and small employers alike, showcasing a comprehensive and nuanced understanding of the varying needs within the business spectrum. Their demonstrated experience across employer sizes underscores their adaptability and commitment to delivering tailored insurance solutions.

HUB International, a national insurance consultant, operates an office in Manchester, New Hampshire, catering to clients throughout New Hampshire, Massachusetts, and New York. While some customers have expressed lower satisfaction, it presents an opportunity to scrutinize their services when evaluating potential partners. Notably, this office has successfully collaborated with Worldwide Tech Services, a prominent employer in the computer systems design and related services industry. They worked closely with the HR and finance team to establish a customized self-funding arrangement, HMO plan, PBM, and drug plan tailored to the unique needs of their 1080 employees. In addition to their work with Worldwide Tech Services, HUB International's Manchester office serves esteemed employer clients like Cantor Fitzgerald, Elliot Health System, Henry Heywood Memorial Hospital, and Microdesk. The office has garnered extensive experience in the local market, making them one of the top brokerages in the Manchester, NH area. With a wide range of expertise across different client sizes, industries, and products, HUB International boasts one of the highest M Scores attainable. HUB International excels in various sectors, including health care and social assistance, computer systems design and related services, and offices of real estate agents and brokers. Their strong experience in working with self-funded employers, expertise in HMOs and customized client solutions, as well as their proficiency with PBMs and specialized pharmacy providers, further demonstrate their capabilities in delivering tailored insurance solutions. As you assess potential partners, HUB International's extensive experience, industry expertise, and commitment to meeting unique client needs make them a compelling choice for insurance brokerage services in the New Hampshire, Massachusetts, and New York markets.

Insurance Trust, located in Portland, ME, boasts a robust and expansive office, positioning itself as a prominent player in the insurance brokerage landscape. With a keen focus on serving local and regional employers, their expertise in the realm of medical and ancillary benefits stands out. The firm's extensive experience is evident in their diverse client portfolio, including notable names like Five County Credit Union, Insurance Trust, and Synergent, all leaders in the depository credit intermediation industry within Maine. With over 450 participants in their client base, Insurance Trust has established itself as a trusted partner in providing comprehensive insurance solutions. The firm's proficiency extends beyond mere numbers; they showcase a deep understanding of the unique challenges faced by depository credit intermediation industries. As a key player in a local brokerage firm, Insurance Trust leverages its regional insights to deliver tailored services that meet the specific needs of midsize employers. This larger office location underscores their commitment to excellence and signifies their capacity to handle the complex demands of employer benefits. Insurance Trust emerges as a reliable choice for businesses seeking a seasoned insurance broker with a proven track record in navigating the intricacies of the insurance landscape for midsize enterprises in the vibrant market of Portland, ME.

CGI Business Solutions is a strategic business partner offering a broad array of services. We provide a full spectrum of employee benefit planning, design and administration, customized business insurance solutions, wellness programs, technological resources, Human Capital Management and Human Resources support. CGI Business Solutions supports companies in a way that allows them to focus on what they do best - their core business.

Csone is a highly experienced regional insurance consultant based in Concord, New Hampshire. They have a wide range of expertise working with clients of all sizes, including large, midsize, and small employers. Known for their exceptional knowledge and proficiency, Csone specializes in self-funded clients, HMOs, PPOs, and carving out drug and pharmacy plans. An excellent example of their work in the Concord market is their collaboration with Marquis Management, a building finishing contractors employer with 250 members. Csone partnered with their HR and finance team to develop a comprehensive insurance package that included a self-funding arrangement, HMO plan, PPO plan, and PBM and drug plan tailored to meet the unique needs of their members. Csone is recognized as one of the top brokerages in the Concord, NH market due to their extensive experience and expertise across different client sizes, industries, and insurance products. They consistently achieve one of the highest M Scores possible, reflecting their exceptional track record and commitment to providing outstanding service. With their office in Concord, Csone serves clients across multiple states, including Vermont, New Hampshire, Maine, Massachusetts, Wisconsin, Kentucky, Florida, Tennessee, Michigan, Missouri, and Georgia. They have established relationships with a range of notable employers, such as Afscme Council 93, Blue Cross & Blue Shield of Vermont, Brattleboro Memorial Hospital, and Brattleboro Retreat. Csone's strong expertise extends to various industries, including health care and social assistance, insurance-related activities, and individual and family services. Their vast knowledge and understanding of these sectors enable them to offer tailored insurance solutions that effectively address the unique challenges and requirements of their clients.

Combined Insurance Services, located in Concord, NH, stands out as a prominent and very large office within the regional insurance broker industry. Their expertise is notably diverse, covering a range of employer sizes from small to large, with a particular emphasis on midsize employers. This versatility allows them to adeptly handle the unique needs of various businesses. One of their key strengths lies in their substantial experience with self-funded clients. They offer invaluable insights into stop loss and limits, alongside a deep understanding of pharmacy costs and other HR consulting aspects. Such expertise makes them an excellent resource for employers seeking to navigate the complexities of these areas. The office's client portfolio is equally impressive, featuring top customers from various industries. Airmar Technology Corporation, a leader in the navigational, measuring, electromedical, and control instruments manufacturing industry based in NH, is one of their notable clients, with over 320 participants. Alene Candles, operating in the miscellaneous manufacturing sector and also based in NH, is another significant client, encompassing more than 490 participants. Additionally, they serve Amoskeag Health in the outpatient care centers industry, catering to over 240 participants in NH. Their broad expertise extends to individual and family services, educational services, and outpatient care centers industries, demonstrating their ability to provide tailored insurance solutions across different sectors. This Concord-based office of Combined Insurance Services is a strong contender for employers looking for a knowledgeable and experienced insurance broker that can offer specialized and comprehensive services tailored to a wide range of industries and employer sizes.

New England’s leading provider of employee benefits education, resources and networking opportunities The New England Employee Benefits Council (NEEBC) is the definitive leader in advancing knowledge and facilitating networking for employee benefit practitioners, consultants and service providers. NEEBC’s 1,250 members manage benefits for an estimated 2.5 million employees nationally. Member companies span multiple industries and range from small businesses to organizations with 50,000+ employees. NEEBC's programs help members stay current and compliant with changing regulations; optimize employee benefits programs to attract talent and improve health and wellness; and collaborate with other professionals. More than 2,000 individuals and 100 speakers participate in over 30 cutting-edge employee benefits programs annually. WHAT CAN NEEBC DO FOR YOU? Provide resources for you to become a successful expert and thought leader in your field Improve your company’s bottom line, policies and practices Share best practices and emerging trends in healthcare, technology, business, retirement, employee engagement and wellness Keep you abreast of laws, regulations and compliance issues Enhance your company’s ability to meet fiduciary responsibilities Empower more informed decision making to solve workplace issues quickly and accurately Offer opportunities for networking, professional development, mentoring, and collaborating with peers Get inspired – connect, learn, advance, succeed!

We understand that you are confronted with a vast selection of insurance providers and we are committed to being your final solution. We vow that our levels of service, knowledge and care will never waiver. Our experienced staff members will always guide you along your journey, one step at a time. Once a Rowley client, always a Rowley client. We promise quick and thorough problem solving, and guarantee our availability.

Clark Insurance, A Marsh & McLennan Agency LLC Company, is a highly reputable insurance broker serving clients in Maine and Kentucky. With an office located in Portland, Maine, they have established themselves as one of the top brokerages in the area. Known for their exceptional customer service and expertise, they have garnered a strong reputation among their clients. One notable example of their outstanding work is their partnership with GVS Filtration, a prominent motor vehicle parts manufacturing employer with 330 members. Clark Insurance collaborated closely with GVS Filtration's HR and finance team to develop a tailored self-funding arrangement. They designed a comprehensive healthcare plan that includes both HMO and PPO options, specifically catered to the unique needs of the company's members. In addition to GVS Filtration, Clark Insurance serves a diverse range of employer clients, including Rarebreed Veterinary Partners, Wolak Management Group LLC, and Avesta Housing. Their extensive experience spans across large and midsize employers, positioning them as a trusted insurance consultant for businesses of all sizes. Clark Insurance, A Marsh & McLennan Agency LLC Company boasts exceptional expertise in various industries, including real estate, insurance-related activities, and food manufacturing. They have a proven track record of working with self-funded employers and possess extensive knowledge in HMOs and PPOs, ensuring they can effectively meet the unique needs of their clients and their members. With their broad range of experience and deep understanding of the Portland, ME market, Clark Insurance, A Marsh & McLennan Agency LLC Company is a reliable and trusted partner for businesses seeking comprehensive insurance solutions. Their dedication to providing superior service and their commitment to meeting client needs make them a preferred choice among employers in the region.