Brown & Brown, located in the bustling heart of Minneapolis, MN under the guidance of Julia Bertrand, stands out as a prominent insurance brokerage firm, particularly esteemed for its expertise with local and regional employers. This office has carved a niche in delivering comprehensive medical and ancillary benefits solutions, a testament to its profound understanding of employer needs and industry demands. One of the hallmark features of this Brown & Brown branch is its proficiency in serving the offices of real estate agents and brokers industries. A shining example of their client success stories is the collaboration with Collopy Real Estate, a Minnesota-based firm. Here, Brown & Brown has demonstrated its capability to manage complex insurance needs, catering to over 180 participants, which highlights their ability to handle substantial and intricate employer benefit programs. The firm’s strength lies in its dual focus: an intimate knowledge of local business landscapes coupled with the resources and reach of a large national insurance brokerage firm. This unique combination enables them to offer tailored, effective solutions that resonate with the specific needs of each client. Brown & Brown’s Minneapolis office, led by Julia Bertrand, is not just about numbers and contracts; it's about building lasting relationships and ensuring the financial safety and wellness of its clients and their employees. Their approach is holistic, considering not just the immediate insurance needs but also the long-term implications and opportunities for their clients. This office's commitment to excellence and its adeptness in navigating the complex world of employer benefits make it an excellent choice for businesses seeking reliable, insightful, and comprehensive insurance brokerage services.

With over 120 offices and nearly 7,000 associates throughout the U.S., CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the recipient of several national recognitions: • 2020 Best Workplaces in Consulting & Professional Services by Great Place to Work® • 2020 Workplace Excellence Seal of Approval by the Alliance for Workplace Excellence • Top 101 2020 Best and Brightest Companies to Work For in the Nation • 2020 Healthiest 100 Workplace in America • 2021 Top Workplaces USA We are one of the nation's leading: - Accounting Providers - Employee Benefits Specialists - Property & Casualty Brokerage and Risk Consulting Firms - Valuation Firms - Retirement & Investment Specialists CBIZ is associated with Mayer Hoffman McCann P.C. (MHM)*, a national, independent CPA firm. Through this association, we offer audit and attest services.

We believe that everybody deserves a workplace culture that supports their total well-being through benefits. Since 2006, Empyrean has provided hundreds of employers of varying size, industry, and benefit plan complexity with the innovative technology and best-in-class service necessary to accelerate their benefits strategies and bring their benefits programs to life. Empyrean’s platform and services are designed to create connected employee benefit experiences that enrich lives, strengthen employer brands, and improve workplace cultures for over 5 million people. With our +YOU solution, clients can deliver a holistic employee experience to help HR and benefit leaders simplify the work technology stack for all of the HR initiatives designed to improve employee productivity, well-being, and retention. Visit us at goempyrean.com.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Nelson Woodis & Sullivan Inc., nestled in the heart of Minneapolis, MN, stands as a trusted insurance broker with a local touch and a regional impact. Specializing in employer benefits, their seasoned team boasts impressive expertise tailored to the needs of both local and regional businesses. This office has cultivated a deep understanding of the medical and ancillary benefits landscape, offering valuable insights to employers seeking comprehensive coverage. Distinguished by their commitment to excellence, Nelson Woodis & Sullivan Inc. has forged partnerships with notable entities, including Southdale Pediatric Associates Ltd and Wold Architects. These partnerships underscore their prowess in serving diverse industries, from the offices of physicians to architectural, engineering, and related services. Notably, they cater to midsize employers, showcasing a nuanced understanding of the challenges and opportunities specific to this segment. As an integral part of a local brokerage firm, this Minneapolis-based office brings a personalized touch to the insurance landscape. Their client roster attests to their proficiency, with Southdale Pediatric Associates Ltd and Wold Architects, among others, benefiting from tailored solutions. With over 150 participants in the offices of physicians sector and 250+ participants in architectural, engineering, and related services, Nelson Woodis & Sullivan Inc. in Minneapolis exemplifies a broker with the local insight and regional impact that discerning employers seek.

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.

AssuredPartners: Your Trusted Insurance Broker in Minnesota and South Dakota Located in Roseville, Minnesota, AssuredPartners is a national insurance broker dedicated to serving clients across Minnesota and South Dakota. With a strong focus on meeting the unique needs of employers, AssuredPartners has established itself as a reliable partner for businesses of all sizes. One noteworthy example of their expertise lies in their collaboration with White House Custom Colour, a leading employer in the professional, scientific, and technical services industry. AssuredPartners worked closely with their HR and finance team to develop a tailored self-funding arrangement and a specially designed HMO plan that catered to the specific requirements of their 250 employees. AssuredPartners boasts an impressive portfolio of employer clients, including Usic LLC, Vinco Inc, Bell International Laboratories, and White House Custom Colour. Their wide-ranging experience and extensive knowledge across various industries contribute to their stellar reputation and solid M Score, making them a go-to choice for large and midsize employers alike. With a particular focus on professional, scientific, and technical services, nonresidential building construction, as well as pharmaceutical and medicine manufacturing industries, AssuredPartners offers specialized expertise in these sectors. Their experience in working with self-funded employers further demonstrates their commitment to providing comprehensive insurance solutions tailored to the unique needs of their clients. Choose AssuredPartners as your insurance broker, and rest assured knowing that their dedicated team will work tirelessly to protect your business and provide you with the peace of mind you deserve

Mayer Insurance Agency, a local insurance broker headquartered in Apple Valley, Minnesota, is renowned for its exceptional customer service and expertise. With a strong presence across the state, this office of Mayer Insurance Agency caters to a diverse range of clients, providing comprehensive insurance solutions tailored to their unique needs. Among their esteemed employer clients, Tealwood Senior Living and Senior Care Communities LLC stand out as prime examples. Mayer Insurance Agency has demonstrated its commitment to excellence by working closely with Tealwood Senior Living, a prominent employer in the health care and social assistance industry. Collaborating with their HR and finance team, Mayer Insurance Agency set up a customized self-funding arrangement designed specifically to address the unique needs of Tealwood's 700 members. The expertise of Mayer Insurance Agency extends beyond their work with Tealwood Senior Living. They possess in-depth knowledge of the health care and social assistance industries, enabling them to offer specialized insurance coverage and risk management solutions. Their strong understanding of the intricacies of these sectors allows them to effectively navigate the challenges faced by their clients and provide tailored insurance plans. With their office located in Apple Valley, Mayer Insurance Agency has established itself as a trusted partner in the local business community. Their commitment to customer satisfaction and their ability to deliver personalized insurance solutions have garnered high praise from clients across the state. Whether working with large or midsize employers, Mayer Insurance Agency is dedicated to providing top-notch service and expertise in meeting their clients' insurance needs.

Associated Financial Consultants & Investor Services is dedicated to the creation and conservation of lifetime assets. We provide financial solutions to complex situations and challenges that are easy to digest, understand, strategize from and most importantly execute, track and adapt to. Our clientele consists of a wide variety of individuals, who are both well-established or establishing themselves, and companies of all sizes, both local and national. We believe that every individual and company is unique – such as ourselves – with a wide array of goals and challenges throughout multiple stages, whether it’s finding success, during success or with continuing success. Therefore, every solution needs to be tailored and customized with a unique approach. Associated prides itself on being independent for over 40 years, and it’s our goal to continue helping others remain unique and independent for many generations to come. ### Please see my website for additional information and disclosures. Third party comments may not be representative of all customer experiences. Securities by licensed Individuals Offered Through Securities America, Inc. A Registered Broker/Dealer Member FINRA, SIPC The accuracy and authenticity of the information is reliant solely on the author and/or third parties and not by Securities America, Inc. nor its affiliates. Any information represented should be for illustrative and educational purposes only and not to be considered investment advice.