America’s TPA has merged with HealthEZ to form the new HealthEZ, the simple solution to employer health benefits. When our founder created HealthEZ's simplified medical statement and payment system in 1997, we knew we had a great new service with a great name. And now – after receiving such positive feedback for such a long time about the way HealthEZ simplifies the medical payment process – we've come to the conclusion that HealthEZ is not just an additional service provided by America's TPA, but rather a completely different approach to the way health benefits are administered.

Nestled in the heart of Minneapolis, MHS Insurance Agency stands as a trusted beacon for companies seeking comprehensive employee benefits solutions. With a focus on serving the local community, MHS prides itself on personalized care and attention to detail. Their expertise shines particularly in the realm of self-funded employers, where they've garnered invaluable experience and insight. At MHS, clients aren't just numbers on a spreadsheet; they're partners in a journey towards optimized employee benefits packages. From UPPER LAKES FOODS, INC. to HANDI MEDICAL SUPPLY, INC., MHS has earned a reputation for reliability and innovation in crafting tailored solutions that meet the unique needs of each organization. Visitors to mhsinsurance.com are greeted with a wealth of resources and information, reflecting the agency's commitment to transparency and education. Whether navigating the complexities of self-funding or exploring new avenues for employee wellness initiatives, MHS guides clients with expertise honed over years of dedicated service. In a landscape where trust is paramount, MHS Insurance Agency stands as a steadfast ally for businesses looking to prioritize their employees' well-being while navigating the intricacies of benefits administration.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

HUB International, a national insurance broker with an office located in Maplewood, Minnesota, extends its exceptional services to clients throughout Florida. Among their notable clients in this office location is Eco Finishing Company, a prominent employer in the coating, engraving, heat treating, and allied activities industry, employing a workforce of 90 individuals. HUB International collaboratively partnered with Eco Finishing Company's HR and finance team to establish a tailored PPO plan, PBM, and drug plan specifically designed to address the unique needs of their members. This branch of HUB International caters to a diverse array of employer clients, including Cooperative Plating Company, while primarily focusing on midsize and small employers. Their extensive expertise and knowledge in the coating, engraving, heat treating, and allied activities industries empower them to deliver comprehensive insurance solutions that cater to the distinct requirements of these sectors. With a client-centered approach, HUB International prides itself on providing exceptional insurance brokerage services. Their team of experienced professionals collaborates closely with clients, understanding their specific needs and challenges to deliver customized insurance solutions. By leveraging their national presence and industry knowledge, HUB International consistently delivers superior insurance strategies that enable clients to mitigate risks, protect their assets, and ensure the well-being of their employees. Whether it's developing robust PPO plans, implementing effective PBMs, or designing tailored drug plans, HUB International's Maplewood office in Minnesota stands as a reliable partner for employers in Florida, consistently delivering insurance solutions that prioritize client satisfaction and peace of mind.

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

BLS Consulting is a reputable insurance broker that specializes in providing comprehensive services to midsize employers. With a strong focus on self-funded employers, they have amassed valuable experience in tailoring insurance solutions to meet their clients' unique needs. Located in Plymouth, Minnesota, BLS Consulting's local office is known for its exceptional work with North Memorial Health Hospital, a prominent employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, BLS Consulting successfully implemented a customized self-funding arrangement, ensuring optimal coverage for their 180 members. With extensive expertise in the health care and social assistance sectors, BLS Consulting offers invaluable insights and tailored solutions to their clients. Their dedication to understanding the intricacies of these industries enables them to provide comprehensive insurance strategies that address the specific challenges and risks faced by employers in these sectors. Operating primarily in Mississippi and Tennessee, BLS Consulting's Plymouth office extends its exceptional services to a wide range of employer clients, including notable organizations like Maple Grove Hospital and North Memorial Health Hospital. Through their diligent approach and commitment to excellence, BLS Consulting has established itself as a trusted partner for midsize employers, offering reliable insurance brokerage services that help businesses navigate the complex insurance landscape effectively.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.

OneDigital's Minneapolis office stands as a robust hub within the insurance brokerage landscape, catering to a diverse array of clients. This larger office boasts significant expertise in servicing self-funded clients, offering tailored support to both local and regional employers. Their clientele showcases a spectrum of industries, highlighting their versatility and depth of knowledge. Among their notable clients are Interim Healthcare of the Twin Cities, a home health care services leader with over 140 participants, Schwegman Lundberg & Woessner PA, a prominent legal services firm boasting 240+ participants, and Wagner Spray Tech Corporation, a major player in fabricated metal product manufacturing with over 450 participants. These partnerships illustrate OneDigital's adeptness across varied sectors, spanning vegetable and melon farming, home health care services, and legal services industries. Part of a national insurance brokerage firm, this office offers the advantage of both local insights and the resources of a larger entity. Their track record with midsize employers signifies a tailored approach catering specifically to the needs and challenges of this market segment. Combining a wealth of experience with a client-centric approach, OneDigital's Minneapolis office emerges as a reliable partner for businesses seeking comprehensive insurance solutions. Their commitment to understanding industry nuances and delivering personalized services positions them as a go-to choice for employers navigating the complex landscape of employee benefits.

King and Companies is an employee group benefit firm and independent insurance agency. We are a minority-owned women business, founded in 2002. With over 20 years of experience, our expertise provides high- quality and knowledgeable service, delivering trustworthy performance that meets the needs of each individual client. King and Companies provides guidance in finding the right insurance coverage for your business by working with a variety of programs and plans. Locally based in Burnsville, Minnesota, we provide the human touch to insurance and financial services through innovation and client satisfaction. We take care of their clients and are there for them, whether its to assist with a claim, provide rates, or just answer questions. Our goal is to build long-term rewarding relationships to effectively achieve our clients goals. King and Companies was one of the first, if not the only, insurance consultant business to create our own benefit portal technology. We did not PURCHASE a human resource and benefit software program, we CREATED one. We work with high-tech, low-tech and no-tech clients. Yes....no-tech clients still exist. We're passionate about what we do, and we're good at it!