XL Benefit Insurance Services offers a full service stop loss and self funded solution for brokers and third party administrators (TPAs). Many brokers and TPAs are busy with their core business and do not have the time or the expertise to focus on medical stop loss. XL Benefits simplifies the process by providing outsourced stop loss marketing, contract negotiation, streamlined disclosure, policy issuance, and claim assistance for your client's stop loss needs. Whether behind the scenes or on the front line, XL Benefits is ready to help bring the best possible stop loss solution to your clients both in terms of price and contract provisions.

We are a unique and innovative retail risk management and employee benefits insurance brokerage and consulting firm founded in San Francisco, California, in 2007 with offices and leadership across the country. EPIC Insurance Brokers & Consultants has a depth of industry expertise across key lines of insurance, including risk management, property and casualty, employee benefits, unique specialty program insurance and private client services. Check out our other links for all things EPIC: https://linktr.ee/epicbrokers.

AP Keenan provides innovative insurance and financial solutions for schools, public agencies and health care organizations. We serve those who support our communities. Our high quality, cost-effective programs exceed our customers’ expectations. We are the experts you can rely on when it comes to employee benefits, risk management, claims services, and technology.

Nestled in the vibrant business landscape of Sacramento, CA, Tom D Ellis emerges as a distinguished insurance broker, specializing in crafting tailored benefit solutions for local and regional employers. With a focus on medical and ancillary benefits, this broker has honed its expertise to address the unique needs of diverse businesses in the area. Among Tom D Ellis's notable clientele is Community Solutions, a cornerstone in the individual and family services industry with over 270 participants. This collaboration underscores the broker's ability to navigate the intricacies of the healthcare landscape, providing comprehensive coverage for organizations dedicated to serving the community. As an integral part of a local brokerage firm, Tom D Ellis is deeply embedded in the fabric of Sacramento's business community. This affiliation ensures that clients benefit from a nuanced understanding of the local market, enabling the broker to offer insightful and personalized solutions. Tom D Ellis has a proven track record of successfully partnering with midsize employers, demonstrating a keen understanding of the challenges and opportunities unique to businesses of this scale. For employers seeking a seasoned and community-oriented insurance partner, Tom D Ellis stands as a reliable choice with a commitment to delivering tailored benefits that meet the distinct needs of Sacramento's dynamic workforce.

The Clifford Group, stationed in Sacramento, CA, stands as a substantial and adept insurance broker, exemplifying the qualities of a larger office with a keen focus on local and regional employers, particularly in the domains of medical and ancillary benefits. This office's size speaks to its capability in meeting the diverse needs of businesses in the California area. Prominent among their esteemed clientele are industry leaders like Lancaster-Burns Construction in nonresidential building construction, Salveo in home health care services, and Timberworks Construction in foundation, structure, and building exterior contractors. These partnerships feature 120+, 80+, and 150+ participants respectively, illustrating The Clifford Group's depth of expertise in addressing the unique challenges of organizations in the nonresidential building construction, foundation, structure, and building exterior contractors, and home health care services industries. Affiliated with a local brokerage firm, The Clifford Group benefits from an intimate understanding of the local business landscape. This association allows them to deliver personalized and tailored solutions, emphasizing their demonstrated experience with midsize and small employers in the Sacramento area.

Wraith, Scarlett & Randolph is one of the oldest and largest independently owned insurance agencies, serving the Northern California region since 1917. Wraith, Scarlett & Randolph is a full-service independent insurance Agency dedicated to providing its clients with the highest quality insurance products and services whether it is on a local, regional or national level.

Claremont Insurance Services is a leading General Agency serving employee benefits brokers and agents throughout California. Claremont helps clients increase revenue, reduce operational costs and reduce risk by truly understanding the California market, then sharing that insight with brokers and agents to ensure they can best serve their clients. Claremont focuses on building their clients’ businesses through market analysis, product education, and a comprehensive portfolio of competitive health, dental, and ancillary insurance plans.

Lockton's Santa Rosa, CA office stands out as a robust hub within the larger national insurance brokerage firm. Boasting a significant presence, this office is adept at catering to the insurance needs of local and regional employers, particularly excelling in the realm of medical and ancillary benefits. What sets this office apart is its demonstrated expertise across diverse industries, including automobile dealers, fruit and tree nut farming, and management, scientific, and technical consulting services. This versatility positions Lockton as a valuable partner for businesses of varying profiles and needs. The office has proven its mettle with midsize employers, showcasing a nuanced understanding of their unique challenges and requirements. Notable among their clientele are industry leaders such as Atlas Vineyard Management, Crimson Wine Group Ltd, and Good Earth Natural Foods. With a focus on client satisfaction, Lockton has successfully navigated the insurance landscape for these organizations, all based in California, and tailored solutions that meet the diverse needs of their workforces. Being part of a larger national insurance brokerage firm adds another layer of reliability and resources to the services provided by Lockton's Santa Rosa office. Employers seeking a trusted partner with local insight, a strong track record, and a broad industry portfolio will find Lockton's Santa Rosa office a compelling choice.