There are two types of employers: those that know they are paying too much for health insurance and those in denial. There is only one thing standing in the way of this becoming a reality - unwillingness to explore alternative strategies. Two decades of managed care has sheltered employers and the their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.

American Corporate Benefits is a trusted local insurance broker situated in the heart of New York, New York. With a solid track record of delivering exceptional services, they have established themselves as a reliable partner in the insurance industry. One remarkable example of their expertise is their collaboration with the Board of Trustees of The Ibew Local 25 Health & Benefit Fund, a prominent employer in the building equipment contractors industry, boasting a membership of 1720 individuals. American Corporate Benefits demonstrated their commitment to their clients by working closely with the HR and finance team of The Ibew Local 25 Health & Benefit Fund to develop a tailored PPO plan, meticulously designed to address the unique needs of their members. In addition to their specialization in creating customized solutions, American Corporate Benefits has extensive experience working with self-funded employers, providing them with valuable insights and support. Catering to a diverse range of clients, American Corporate Benefits serves large and midsize employers across various industries. Notable clients of their New York office include Elderserve Health Inc, Hebrew Home For The Aged At Riverdale, and New York Proton Center. Furthermore, they extend their services to clients throughout Virginia, ensuring a wide geographic reach. With their deep expertise in the healthcare and social assistance, outpatient care centers, and building equipment contractors industries, American Corporate Benefits brings unparalleled knowledge to the table. Clients consistently praise their high-quality customer service and industry expertise, as reflected in their exceptional client ratings.

Bond Financial Network, a local insurance consultant with an office in Pittsford, New York, is highly regarded for their exceptional customer service and expertise. They proudly serve clients in New York and Ohio, offering comprehensive insurance solutions tailored to the needs of large, midsize, and small employers. An excellent example of their expertise can be seen in their work with Faac Inc/Arotech, a 390-member employer in the architectural, engineering, and related services industry. Bond Financial Network collaborated with their HR and finance team to establish a self-funded arrangement, HMO plan, and PBM and drug plan, specifically designed to meet the unique needs of Faac Inc/Arotech's members. With a diverse portfolio of employer clients, including 2495 Bonadent Dr, AmeriCU Credit Union, Buffalo Medical Group, and Faac Inc/Arotech, Bond Financial Network demonstrates their ability to serve a wide range of industries and client sizes. Bond Financial Network has earned one of the highest M Scores possible, showcasing their extensive experience and expertise across various industries and insurance products. Their strong knowledge base extends to sectors such as health care and social assistance, services (except public administration), and architectural, engineering, and related services. Although specific details about ratings or other aspects are not provided, Bond Financial Network's positive client reviews attest to their commitment to delivering excellent service and industry-leading insurance solutions. Whether it's working with self-funded employers, navigating PPO plans, or collaborating with PBMs and pharmacy providers, Bond Financial Network's expertise and experience make them a trusted partner for businesses seeking comprehensive insurance coverage and tailored solutions.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

United Benefit Solutions, LLC is a local insurance broker located in Rockville Centre, New York, dedicated to providing comprehensive insurance solutions. With a strong focus on self-funded arrangements, they excel in tailoring insurance plans to meet the unique needs of their clients. Notably, they have successfully collaborated with Planned Companies, a prominent 100-member employer in the services to buildings and dwellings industry, assisting them in establishing a self-funding arrangement. United Benefit Solutions, LLC's expertise in working with self-funded employers is a testament to their knowledge and proficiency in the insurance industry. Operating across a diverse clientele, United Benefit Solutions, LLC caters to employers of varying sizes, from large corporations to midsize and small businesses. Their impressive portfolio includes esteemed clients such as Spectrum Automotive Holdings LLC, A. I. G. Trucking Inc, Abrams Fensterman, LLP, and Allegiance Trucks LLC. This particular office of United Benefit Solutions, LLC extends its services to clients throughout New York, New Jersey, Missouri, Connecticut, Colorado, and Florida, demonstrating their commitment to providing comprehensive coverage across multiple states. With a strong emphasis on personalized service, United Benefit Solutions, LLC is well-versed in various industries, including personal services, healthcare and social assistance, as well as motor vehicle and motor vehicle parts and supplies merchant wholesalers. This extensive experience and expertise contribute to their excellent M Score, which reflects their ability to cater to a wide range of clients and industries. Whether it's assisting with self-funded arrangements or offering tailored insurance solutions, United Benefit Solutions, LLC is a trusted insurance broker dedicated to providing exceptional service and comprehensive coverage to their clients.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Westchester Benefit Group is a New York-based independent insurance broker serving the greater Valhalla region. With an M Score of 4, one of the highest scores possible, representing an extensive range of experiences and positive customer feedback, Westchester Benefit Group has been providing medical insurance, voluntary benefit programs and other services to employers in the Metro Area for over 20 years. Westchester Benefit Group is one of the leading insurance brokers in the United States. For more than 40 years, they have been serving businesses and individuals with their comprehensive insurance services. The agency has offices in Valhalla, New York, Summit, New Jersey, and Atlanta, Georgia.

Relph Benefit Advisors is a reputable national insurance consultant, serving clients across New York, Pennsylvania, and Wisconsin. While some customers have expressed lower reviews, it presents an opportunity to address any concerns when evaluating potential partners. A noteworthy example of their work at this office location is their collaboration with Lactalis American Group, Inc., a prominent employer in the dairy product manufacturing industry. By collaborating closely with Lactalis American Group, Inc.'s HR and finance team, Relph Benefit Advisors successfully established a self-funding arrangement, along with a PPO plan, PBM, and drug plan tailored to the unique needs of the company's 1400 members. This demonstrates their ability to provide customized solutions that address the specific requirements of their clients. Relph Benefit Advisors caters to a wide range of clients, including large, midsize, and small employers. Their diverse client portfolio at this Rochester, NY location includes Access: Supports for Living, Alfred University Human Resources Services, Allegany Arc Welfare Benefits Plan, and Arc of Rockland. As a leading brokerage in the Rochester, NY market, Relph Benefit Advisors has earned an excellent reputation, thanks to their extensive industry experience and expertise across various client sizes, industries, and products. They possess deep knowledge in individual and family services, educational services, and the health care and social assistance sectors. Relph Benefit Advisors stands out for their exceptional capabilities in working with self-funded clients and their proficiency in collaborating with clients and PPOs to meet member needs. Moreover, their expertise in carving out drug and pharmacy plans sets them apart from other brokers in the market. When searching for a reliable insurance consultant, consider Relph Benefit Advisors' comprehensive expertise, high client satisfaction, and commitment to delivering tailored solutions.

A Far From Ordinary Approach To Risk® We’re always testing the limits of insurance agency-ness. As your long-haul strategic partner, our goal is simple: To be as invested in your success as you are. And with a 98% retention rate, our clients clearly think we’re doing things right. Our people do too. It’s one of those no-duh things, but it’s true: the happier we are, the harder we work. We’ll let a few of our awards speak for themselves: “Top Insurance Employer" (2022), "#1 Best Place to Work in New York State" (2010), and acknowledgement from the American Heart Association as a fit and friendly workplace. See? Big hearts, and healthy ones, too. We could go on… To learn more visit gkgrisk.com Disclaimer: All information on this site is solely intended to provide an overview of our services and is for informational purposes only. The contents of this site do not create any warranty of any kind, express or implied regarding the accuracy, completeness or reliability of any information contained therein or relative to any services or products offered by the company. We do not endorse any views and are not responsible for any content posted by third parties or contained on linked third party websites. To view full disclaimer, visit http://gkgrisk.com/gkg/terms-and-conditions/