Heritage Benefit Solutions, based in the vibrant hub of New York, NY, boasts a substantial and adept team at their larger office. Specializing in insurance solutions, their focus on medical and ancillary benefits positions them as a reliable partner for local and regional employers. With a notable clientele, including industry leaders like Ferrandino & Son, Monday Properties Services, and Storage Deluxe Mgt, Heritage Benefit Solutions has consistently served businesses in the nonresidential building construction, activities related to real estate, and lessors of real estate sectors. What sets this office apart is its deep-rooted expertise across diverse industries, evident in their successful collaborations with clients spanning real estate, construction, and property management. As part of a respected local brokerage firm, Heritage Benefit Solutions brings both a local touch and a broader network to the table. Their demonstrated experience with midsize employers reflects a nuanced understanding of the unique challenges and opportunities faced by businesses of this scale. Employers seeking comprehensive and tailored insurance solutions will find Heritage Benefit Solutions' New York office to be a strategic partner, leveraging its regional knowledge and industry-specific acumen to enhance employee benefits and overall business performance.

Our company designs and administers employee benefit plans for small and medium size businesses. We service group health, dental, life, and disability insurance programs, as well as, design and administer 401K and pension plans. Our other specialty is to design financial and estate plans to meet the client's specific situation.

American Corporate Benefits is a trusted local insurance broker situated in the heart of New York, New York. With a solid track record of delivering exceptional services, they have established themselves as a reliable partner in the insurance industry. One remarkable example of their expertise is their collaboration with the Board of Trustees of The Ibew Local 25 Health & Benefit Fund, a prominent employer in the building equipment contractors industry, boasting a membership of 1720 individuals. American Corporate Benefits demonstrated their commitment to their clients by working closely with the HR and finance team of The Ibew Local 25 Health & Benefit Fund to develop a tailored PPO plan, meticulously designed to address the unique needs of their members. In addition to their specialization in creating customized solutions, American Corporate Benefits has extensive experience working with self-funded employers, providing them with valuable insights and support. Catering to a diverse range of clients, American Corporate Benefits serves large and midsize employers across various industries. Notable clients of their New York office include Elderserve Health Inc, Hebrew Home For The Aged At Riverdale, and New York Proton Center. Furthermore, they extend their services to clients throughout Virginia, ensuring a wide geographic reach. With their deep expertise in the healthcare and social assistance, outpatient care centers, and building equipment contractors industries, American Corporate Benefits brings unparalleled knowledge to the table. Clients consistently praise their high-quality customer service and industry expertise, as reflected in their exceptional client ratings.

Whitmore Group Ltd is a highly rated insurance broker specializing in serving large and midsize employers. With a strong emphasis on customer service and expertise, they have earned a solid reputation among their clients. Their office is conveniently located in Garden City, New York, and they cater to a wide range of industries and client sizes. One notable example of their work is their partnership with Bio-Botanica Inc, a 170-member employer in the agriculture, construction, and mining machinery manufacturing industry. Whitmore Group Ltd collaborated closely with the company's HR and finance team to establish a customized self-funding arrangement, PPO plan, pharmacy benefit management (PBM), and drug plan. This tailored solution effectively addressed the unique needs of Bio-Botanica Inc's members. With extensive experience in various industries, including school and employee bus transportation, insurance carriers, agriculture, construction, and mining machinery manufacturing, Whitmore Group Ltd offers a breadth of knowledge and expertise to their clients. They have successfully served employer clients such as Board of Trustees Local 812 Health Fund, Guardian Bus Company Inc, Neri's Bakery Products Inc, and Special and Superior Officers Benevolent Association. As a local insurance broker in New York, Whitmore Group Ltd is well-positioned to provide personalized service and support to their clients in the region. Their commitment to understanding the specific requirements of each industry and client size, along with their strong track record of delivering comprehensive solutions, has earned them a notable M Score. Overall, Whitmore Group Ltd stands out as a trusted partner for businesses seeking expert guidance and tailored insurance solutions.

Goetzmann & Associates, located in Syracuse, NY, stands out as a premier insurance broker, specializing in tailoring comprehensive employee benefits solutions for local and regional employers. With a strong emphasis on medical and ancillary benefits, this office boasts a deep understanding of the unique needs of businesses in Syracuse and its surrounding areas. One of their notable achievements is their successful partnership with Weitsman Recycling, a prominent player in the waste management and remediation services industry. This collaboration has resulted in tailored benefit plans that cater to the well-being of over 260 participants within the organization. Goetzmann & Associates' proficiency extends beyond their collaboration with Weitsman Recycling, showcasing a broad spectrum of expertise across the waste management and remediation services sectors. What sets this office apart is its affiliation with a local brokerage firm, emphasizing a commitment to the community and a nuanced understanding of the local business landscape. The team at Goetzmann & Associates demonstrates a proactive approach, staying abreast of industry trends to provide innovative and effective benefit solutions. For employers seeking a reliable partner in navigating the intricacies of employee benefits, this Syracuse-based office is a trusted ally with a proven track record of delivering tailored and effective solutions for businesses of all sizes.

There are two types of employers: those that know they are paying too much for health insurance and those in denial. There is only one thing standing in the way of this becoming a reality - unwillingness to explore alternative strategies. Two decades of managed care has sheltered employers and the their members from the truth. A lack of transparency and access to the cost and quality of healthcare has contributed to the problem. Simply put, employers have been lead to believe their insurers are negotiating the best prices. We can assure you that network 'discounts' are nothing more than a charade. In fact, employer sponsored health plans are a guarantee your company is paying 50% to 75% too much for prescriptions. Where does that money go? Right back to your Pharmacy Benefit Manager who is owned or owns your insurance carrier. This is unreported income for your insurer and it can be eliminated. This isn't a surprise to most but the extent of the problem is and until now, there was no ability for most employers to see the data. We changed that too. BritePath is our benefit strategy and our name. We help employers and their members forever change the trajectory of the cost and quality of their benefits. Ask yourself this question; Do we have a health insurance problem today? Let's assume for a second you say 'No'. Ok, five years from now the cost of your insurance increases 50% and the quality of your benefits deteriorates. Do you have a problem then? What has that done to your bottom line? What has that done to your ability to attract and retain the best talent? Don't wait five years to find out. Contact BritePath today and get a second opinion that with provide Insights, Analytics, Engagement and Elevate your plan and your people.