Welcome to Rose & Kiernan. For more than 145 years Rose & Kiernan, Inc. has been a leading general insurance agency in the Northeast, highly regarded for both our insurance expertise and our community involvement. Our mission is to provide high-quality, reputable insurance products, bonds, financial services, employee benefits and risk management products and services to business and industry, individuals and public and private organizations. While New York State, Connecticut and Rhode Island are our primary market areas, we provide insurance worldwide on behalf of many of our corporate clients. Find us online and follow us on social media to stay up to date with the latest from R&K: Web: www.RKInsurance.com Twitter: www.twitter.com/RoseAndKiernan Facebook: www.facebook.com/RoseAndKiernan

HMS Agency, Inc., an esteemed insurance broker, operates an office in Albany, New York, catering to clients throughout the state. Renowned for their exceptional customer service and expertise, this office has garnered high praise from their satisfied clientele. A shining example of their capabilities is their successful collaboration with the County of Greene, a prominent employer in the public administration industry, comprising 400 members. Through close collaboration with the County's HR and finance team, HMS Agency, Inc. devised a tailored PPO plan, PBM, and drug plan specifically designed to meet the unique needs of the County's workforce. HMS Agency, Inc. boasts an impressive roster of employer clients, including County of Greene, County Waste of Virginia LLC, The Business Council Of New York State, Inc. Insurance Fund, and Mobile Air Transport. With a focus on serving large and midsize employers, the agency possesses extensive expertise across various industries, with a particular strength in public administration and general freight trucking. Throughout their tenure, HMS Agency, Inc. has demonstrated their profound understanding of client needs and an unwavering commitment to delivering optimal solutions. They have garnered significant experience in working with clients and PPOs to ensure that member requirements are met effectively. Positioned as a local insurance broker in Albany, New York, HMS Agency, Inc. is dedicated to serving their clients with professionalism and expertise, providing tailored insurance solutions that address the unique challenges faced by employers in today's dynamic business landscape.

Amsure is a local insurance broker headquartered in Albany, New York, with an office serving clients across Florida. While the company has garnered a solid client base, it is advisable to consider customer reviews that have expressed lower satisfaction levels, indicating areas that may require further attention when evaluating potential partners. One notable example of Amsure's work in Florida is their successful collaboration with The Adirondack Trust Company, a depository credit intermediation industry employer with 220 members. Amsure worked closely with their HR and finance team to design a pharmacy benefit management (PBM) and drug plan that specifically addressed the unique needs of their members. In addition to The Adirondack Trust Company, the Amsure office in Florida also serves other esteemed employer clients such as Four Winds Westchester. This showcases their commitment to providing comprehensive insurance solutions to clients across various industries. Amsure specializes in serving large and midsize employers, drawing upon their strong expertise in sectors such as health care and social assistance, as well as depository credit intermediation. Their deep knowledge of these industries allows them to understand the unique insurance requirements and challenges faced by their clients. As you evaluate potential partners, it is important to consider customer feedback and reviews that have highlighted areas of concern. This enables you to make an informed decision and select an insurance broker that best aligns with your needs and expectations. Amsure continues to leverage its local presence, industry expertise, and commitment to client satisfaction to provide comprehensive insurance services to large and midsize employers across Florida and other regions.

Adirondack Trust Co. Financial Services, situated in the vibrant heart of Albany, NY, offers a comprehensive suite of employee benefits solutions tailored to meet the diverse needs of local businesses. With a client roster that includes respected organizations such as SARATOGA CARE INC., Adirondack Trust Co. demonstrates a strong commitment to enhancing employee welfare and satisfaction. Their expertise spans a wide range of services, from health insurance to retirement planning, all designed to support the financial well-being of employees while addressing the strategic goals of employers. The firm prides itself on its personalized approach, ensuring that each client receives customized advice and solutions that align with their unique requirements. By fostering strong relationships and a deep understanding of the local business landscape, Adirondack Trust Co. Financial Services positions itself as a trusted partner in the pursuit of comprehensive and effective employee benefits strategies.

Group Life Insurance is a reputable local insurance broker headquartered in Albany, New York. With a strong focus on serving self-funded employers, they have garnered extensive experience in providing tailored insurance solutions that best meet the needs of their clients. Their expertise extends to working with HMOs, collaborating closely with clients to ensure optimal coverage. Catering to clients of varying sizes, Group Life Insurance serves large, midsize, and small employers. Their client portfolio includes esteemed organizations such as Adjuvant Health, Albany Medical Center, Arnot Ogden Medical Center, and Healthcare Association of New York State (HANYS). This diverse range of clients attests to Group Life Insurance's ability to adapt and excel in different industries. Operating from their Albany office, Group Life Insurance extends their services to clients throughout New York State. They have established a strong reputation, earning a favorable M Score attributed to their extensive experience and expertise across different client sizes and industries. Group Life Insurance specializes in the health care and social assistance sectors, demonstrating a deep understanding of the unique insurance requirements within these industries. Additionally, they possess expertise in services (except public administration), further showcasing their ability to cater to a broad range of clients. With their wealth of experience, dedication to client satisfaction, and strong industry knowledge, Group Life Insurance is a trusted insurance broker for employers in New York. Whether it's navigating self-funding arrangements, optimizing HMO plans, or collaborating with PBMs and pharmacy providers, Group Life Insurance strives to provide comprehensive and customized insurance solutions for their clients.

Insurasource 365, based in Albany, NY, stands as a prominent insurance broker offering unparalleled services to local and regional employers. With a robust focus on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the diverse needs of employers in the area. One of Insurasource 365's noteworthy strengths lies in its successful collaborations with key organizations, such as the Healthcare Association of New York State. In the religious, grantmaking, civic, professional, and similar organizations industry, Insurasource 365 has demonstrated its proficiency by serving the Healthcare Association of New York State with over 150 participants. Additionally, their impact extends to the Healthcare Association of New York State Group Insurance Trust, an industry leader with a staggering 28,480+ participants in the #N/A sector. What sets this Albany-based location apart is not just its impressive client portfolio but also its extensive understanding of diverse industries, particularly religious, grantmaking, civic, professional, and similar organizations. As part of a local brokerage firm, Insurasource 365 combines global resources with local insights, ensuring a comprehensive and tailored approach to employer benefits. With a commitment to excellence, this office is positioned as a trusted partner for businesses seeking comprehensive and effective insurance solutions in the Albany, NY region.

Nelligan's Albany, NY office stands as a prominent hub within their network, boasting a substantial presence as one of the larger offices in their regional insurance broker firm. Specializing in catering to the unique needs of employers, this location has proven expertise in servicing both self-funded clients and a diverse range of local and regional businesses. With a track record that spans across various industries, Nelligan has demonstrated prowess in supporting clients such as Apple Rubber Products, Guardian Service Industries, and Schneider Packaging Equipment Company, each representing different sectors with participant counts ranging from 30 to 150+. What sets this office apart is its extensive experience working with midsize and large employers, showcasing a nuanced understanding of the challenges and requirements unique to these organizations. Their proficiency extends across sectors such as building finishing contractors, legal services, and grocery and convenience retailers. Nelligan's commitment to excellence is evident through their ability to navigate the intricacies of employer benefits for clients of diverse scales, underlining their versatility and reliability in the competitive insurance brokerage landscape. Employers seeking a seasoned partner with a proven track record in the Albany region will find Nelligan's office to be a strategic ally in navigating the complexities of employee benefits.

Council Services Plus, a local insurance broker based in Albany, New York, specializes in providing insurance solutions to midsize employers across a range of industries. With a strong focus on meeting the unique needs of their clients, Council Services Plus has developed a reputation for their expertise in the home health care services sector. One notable example of their work is their collaboration with Consumer Directed Choices, a prominent employer in the home health care services industry with 120 members. Council Services Plus worked closely with the HR and finance team of Consumer Directed Choices to develop a tailored preferred provider organization (PPO) plan that specifically addressed the needs of their members. This customized approach ensured that employees had access to comprehensive coverage and healthcare services that met their specific requirements. Located in Albany, Council Services Plus primarily serves clients across New York, utilizing their local presence to have a deep understanding of the insurance landscape in the state. Their expertise in the home health care services industry allows them to provide valuable insights and customized solutions to employers in this sector. While Council Services Plus has a strong track record in delivering tailored insurance solutions, it is worth noting that several customers have expressed lower reviews. Evaluating customer feedback is important when considering potential partners, and it may be worthwhile to investigate these concerns further to ensure they align with your needs and expectations. Council Services Plus is committed to assisting midsize employers in securing comprehensive insurance coverage, particularly within the home health care services industry. Their local expertise, customized solutions, and dedication to meeting client needs make them a valuable partner for businesses seeking insurance solutions in Albany, New York.

HUB International, a national insurance broker, has established an office in Maryland to better serve its clients in the region. With a focus on large employers, this office has developed strong expertise in the individual and family services industries. One notable example of their work is their partnership with Life's WORC, an employer with 390 members in the same industry. Collaborating closely with Life's WORC's HR and finance team, HUB International provided comprehensive insurance solutions tailored to their specific needs. This Maryland location of HUB International is dedicated to delivering exceptional service to employer clients, including Life's WORC, by offering a wide range of insurance options and risk management strategies. By understanding the unique challenges and requirements of the individual and family services industry, HUB International ensures that their clients receive comprehensive coverage and peace of mind. With a strong presence in Albany, New York, HUB International leverages its national reach and extensive network of resources to support businesses across various industries. Their commitment to providing top-notch insurance solutions, combined with their deep understanding of the individual and family services sector, makes HUB International an invaluable partner for organizations seeking comprehensive and tailored coverage options. Whether it's protecting assets, managing risks, or navigating complex insurance regulations, businesses in Maryland can rely on the expertise and industry knowledge of HUB International to safeguard their interests and ensure long-term success.

Gallagher's Albany, NY office stands out as a formidable player in the insurance brokerage landscape, boasting a robust team and a wealth of experience. As part of a prominent national insurance brokerage firm, this larger office has established itself as a trusted partner for employers in the region. With a focus on serving both local and regional clients, they have demonstrated proficiency in catering to the unique needs of midsize and small employers. Distinguishing themselves in the market, this office showcases expertise in working with self-funded clients, offering invaluable support to organizations like AdjuvantHealth, Allied Physicians Group Pllc, Birch Wathen Lenox School, and Capital Cardiology Associates Pc. Their diverse client portfolio spans industries such as offices of physicians, educational services, individual and family services, religious organizations, grantmaking entities, civic institutions, professional organizations, and automobile dealers. The broker's proven track record underscores their ability to navigate the complexities of employer benefits. They bring a wealth of experience to the table, with a particular focus on providing tailored solutions for employers with varying participant sizes, from the expansive workforce of AdjuvantHealth to the more intimate setting of Birch Wathen Lenox School. With a commitment to excellence, this Gallagher office in Albany, NY, positions itself as a reliable and knowledgeable ally for employers seeking comprehensive insurance solutions.

Located in Bennington, VT, the HUB International office distinguishes itself as a reputable insurance broker catering to the diverse needs of local and regional employers. With a specialized focus on medical and ancillary benefits, this branch excels in delivering tailored solutions to meet the unique requirements of businesses in the area. Backed by a robust national insurance brokerage firm, this HUB International location seamlessly blends local expertise with the resources of a larger entity. Their proven track record extends to midsize employers, showcasing a nuanced understanding of the challenges and opportunities faced by businesses of this scale. One noteworthy testament to their proficiency is their successful partnership with Burr & Burton Academy, an esteemed educational institution in Vermont. Handling benefits for over 150 participants, this accomplishment underscores their prowess in the educational services industry. This is not an isolated case; the office exhibits a broad spectrum of expertise across various educational services sectors, solidifying their status as a go-to insurance broker in the region. In summary, HUB International's Bennington, VT office stands out for its localized competence, affiliation with a prominent national firm, and a successful track record of catering to the insurance needs of midsize and educational service industry employers.