Adirondack Trust Co. Financial Services, situated in the vibrant heart of Albany, NY, offers a comprehensive suite of employee benefits solutions tailored to meet the diverse needs of local businesses. With a client roster that includes respected organizations such as SARATOGA CARE INC., Adirondack Trust Co. demonstrates a strong commitment to enhancing employee welfare and satisfaction. Their expertise spans a wide range of services, from health insurance to retirement planning, all designed to support the financial well-being of employees while addressing the strategic goals of employers. The firm prides itself on its personalized approach, ensuring that each client receives customized advice and solutions that align with their unique requirements. By fostering strong relationships and a deep understanding of the local business landscape, Adirondack Trust Co. Financial Services positions itself as a trusted partner in the pursuit of comprehensive and effective employee benefits strategies.

Basketball’s point guard is one of the most recognizable positions in all of sports. The point guard leads the team on the court, recognizing when a play is not working and guides the team in running a new play to adjust to changing conditions. Point Guard was founded to bring together many companies and professionals servicing all aspects of personal and business financial services and to guide our clients to success. We offer our clients access to elite advisors through our nationwide network. The founding members of Point Guard are experienced in helping individuals and businesses to achieve their financial goals. Wealth-Rx is a diversified insurance and investment firm specializing in serving high net worth individuals and businesses. Ashe & Klinetop CPAs are experts in business valuations and complex tax strategies for businesses and individuals. Point Guard was founded to unite these and other professional firms to provide you elite personal and corporate insurance and financial services.

As part of the Arrow Family of Companies, Upstate Agency, LLC has been insuring individuals and businesses across the region for more than 50 years. Through our offices in Warren, Washington, Clinton, Essex and Saratoga counties, we provide our customers with high-level service that maximizes insurance protection for their personal, auto and home needs. Our experienced staff understands insurance and can find the right coverage for you. In addition, we provide customized business insurance as well as group health and employee benefits. We look forward to connecting with you on LinkedIn! We're here M-F 8 a.m. - 4 p.m. ET. For security purposes, please do not send account or personal information. Insurance products are offered through Upstate Agency LLC (South Glens Falls, NY). This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.

Harding Brooks Insurance, an independent agent, is an established agency offering a complete spectrum of quality insurance. Paired with a team of skilled and dedicated staff providing superior customer service, Harding Brooks Insurance is a front-runner in the industry. If we do say so ourselves….. Our corporate office is located in Binghamton, New York with a second location in Syracuse, New York. We continue to provide competitive rates to a multitude of industries and are proud to be endorsed by the American Recovery Association.

Marshall & Sterling Insurance, Inc., founded in 1864, is among the largest privately owned insurance agencies in the United States, with total written premiums in excess of $1 billion. An employee-owned company with more than 550 insurance specialists, Marshall & Sterling maintains a national presence, is licensed throughout the nation* and the U.S. Virgin Islands, and is well positioned to serve the requirements of international clients. Marshall & Sterling is a leading broker for all lines of business and personal insurance, specialty risks including bonds, and employee group benefits, specializing in public entities, schools, campgrounds, the hospitality industry, manufacturers, professional and directors and officers liability, health care, construction, specialty programs, workers’ compensation and crime/bond. Marshall & Sterling has direct and preferred relationships with the leading insurance companies, providing clients with the broadest and most competitive programs available in the industry. According to a ranking by the Insurance Journal, Marshall & Sterling is currently ranked 32nd among more than 40,000 privately-held insurance agencies in the U.S. and is ranked among the top performers in the annual Best Practices Study conducted by the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) and Reagan Consulting. Follow Link to View Disclaimer: www.marshallsterling.com/linkedin-disclaimer

KGK Agency Inc is a local insurance broker based in Jericho, New York, providing comprehensive insurance solutions to clients across the state. With a focus on servicing midsize employers, they have built a reputation for their expertise in the securities and commodity contracts intermediation and brokerage industries. Their office location in Jericho has successfully partnered with prominent companies like David Lerner Associates, Inc., a leading employer in the industry. KGK Agency Inc collaborated closely with the HR and finance team at David Lerner Associates, Inc. to develop a tailored HMO plan that met the unique needs of their 180 members. While KGK Agency Inc has received some lower reviews from certain customers, it presents an opportunity for potential partners to evaluate and address any areas of concern. However, the success story of their collaboration with David Lerner Associates, Inc. stands as a testament to their ability to provide effective insurance solutions. Their expertise in understanding the specific requirements of the securities and commodity contracts intermediation and brokerage industries allows KGK Agency Inc to deliver comprehensive and customized coverage options. As a reliable insurance broker, KGK Agency Inc aims to provide exceptional service and tailored insurance solutions to meet the needs of their clients. With a strong presence in New York and their specialization in the aforementioned industries, they are well-equipped to assist midsize employers and ensure their insurance needs are met with professionalism and expertise.

Bond Financial Network, a local insurance consultant with an office in Pittsford, New York, is highly regarded for their exceptional customer service and expertise. They proudly serve clients in New York and Ohio, offering comprehensive insurance solutions tailored to the needs of large, midsize, and small employers. An excellent example of their expertise can be seen in their work with Faac Inc/Arotech, a 390-member employer in the architectural, engineering, and related services industry. Bond Financial Network collaborated with their HR and finance team to establish a self-funded arrangement, HMO plan, and PBM and drug plan, specifically designed to meet the unique needs of Faac Inc/Arotech's members. With a diverse portfolio of employer clients, including 2495 Bonadent Dr, AmeriCU Credit Union, Buffalo Medical Group, and Faac Inc/Arotech, Bond Financial Network demonstrates their ability to serve a wide range of industries and client sizes. Bond Financial Network has earned one of the highest M Scores possible, showcasing their extensive experience and expertise across various industries and insurance products. Their strong knowledge base extends to sectors such as health care and social assistance, services (except public administration), and architectural, engineering, and related services. Although specific details about ratings or other aspects are not provided, Bond Financial Network's positive client reviews attest to their commitment to delivering excellent service and industry-leading insurance solutions. Whether it's working with self-funded employers, navigating PPO plans, or collaborating with PBMs and pharmacy providers, Bond Financial Network's expertise and experience make them a trusted partner for businesses seeking comprehensive insurance coverage and tailored solutions.

Welcome to Lavoro Group—an employee benefits broker and human resources consulting firm for the Rochester and Syracuse region. Lavoro, in Italian, means to work. We work hard to help small to mid-size businesses find solutions for their employee benefit needs, including group medical, life, dental and disability insurance. Ask us today how we can put your precious insurance dollars to work.

Whitmore Group Ltd is a highly rated insurance broker specializing in serving large and midsize employers. With a strong emphasis on customer service and expertise, they have earned a solid reputation among their clients. Their office is conveniently located in Garden City, New York, and they cater to a wide range of industries and client sizes. One notable example of their work is their partnership with Bio-Botanica Inc, a 170-member employer in the agriculture, construction, and mining machinery manufacturing industry. Whitmore Group Ltd collaborated closely with the company's HR and finance team to establish a customized self-funding arrangement, PPO plan, pharmacy benefit management (PBM), and drug plan. This tailored solution effectively addressed the unique needs of Bio-Botanica Inc's members. With extensive experience in various industries, including school and employee bus transportation, insurance carriers, agriculture, construction, and mining machinery manufacturing, Whitmore Group Ltd offers a breadth of knowledge and expertise to their clients. They have successfully served employer clients such as Board of Trustees Local 812 Health Fund, Guardian Bus Company Inc, Neri's Bakery Products Inc, and Special and Superior Officers Benevolent Association. As a local insurance broker in New York, Whitmore Group Ltd is well-positioned to provide personalized service and support to their clients in the region. Their commitment to understanding the specific requirements of each industry and client size, along with their strong track record of delivering comprehensive solutions, has earned them a notable M Score. Overall, Whitmore Group Ltd stands out as a trusted partner for businesses seeking expert guidance and tailored insurance solutions.