Capstone, an insurance broker based in New York, NY, offers a comprehensive range of services focusing on risk management, employee benefits, and insurance brokerage. Established in 2013, Capstone stands out in the mature insurance industry for its client-centric approach and technically sound risk management strategies. Their mission is to deliver results-driven solutions that surpass the expectations typically associated with traditional insurance and benefits brokers. The firm excels in serving local and regional employers, particularly in the medical and ancillary benefits sectors. They demonstrate significant expertise in the outpatient care centers industry, with notable clients such as Bright Harbor Healthcare in New Jersey, which has over 230 participants. This expertise is a testament to their ability to manage complex employee benefits programs effectively. Capstone's approach to employee benefits emphasizes productivity, growth, and a strong workplace culture, aiming to improve the overall health and wellbeing of employees. This focus on enhancing the bottom line through employee wellness is a cornerstone of their service offering, reflecting their commitment to ensuring the best possible outcomes for both employers and employees. Incorporating these elements into a business description for Capstone's New York location provides a comprehensive overview for potential employer benefits buyers, highlighting Capstone's strengths and specialized areas of service.

Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Centerstone, based in Philadelphia, PA, is a notable presence in the local and regional employer benefits landscape, particularly known for its expertise in medical and ancillary benefits. This nonprofit health system specializes in mental health and substance use disorder treatments for individuals across various age groups. Their services extend beyond Pennsylvania, with operations in Florida, Illinois, Indiana, North Carolina, and Tennessee, encompassing outpatient clinics, residential programs, school-based services, telehealth, and an inpatient hospital. A significant aspect of Centerstone's operations includes tailored programs for the military community and children's services, like therapeutic foster care. Their commitment to leveraging research and technology to guide best evidence-based practices is evident in their work, as emphasized by Centerstone’s Institute. This dedication aligns with their mission of delivering care that changes lives, underlining their commitment to community well-being. Centerstone has a substantial impact, as reflected in their service numbers: over 107,000 people served and more than 2.1 million services provided. They maintain a robust presence with over 3,000 employees and more than 170 locations nationwide, including an Inpatient Behavioral Hospital & Addiction Center. This extensive network and diverse range of services make Centerstone a prominent and reliable partner for employers seeking comprehensive employee benefits solutions. Their clientele includes prominent businesses like Scott Imports in the automobile dealers industry, a testament to their proficiency in catering to industry-specific needs. With over 350 participants from Scott Imports alone, Centerstone demonstrates a strong capability to manage large-scale employee benefits programs effectively.

NationalHR Rbn Associates, located in Philadelphia, PA, operates as a prominent insurance broker with a robust presence in the region. Boasting a sizable office, this location is characterized by its commendable proficiency in serving both local and regional employers, particularly excelling in crafting tailored insurance solutions for medical and ancillary benefits. Their expertise spans various industries, including veneer, plywood, and engineered wood product manufacturing, advertising, public relations, and related services, as well as religious, grantmaking, civic, professional, and similar organizations. The office's track record includes successfully catering to diverse clientele, with notable examples such as Fessenden Hall 2021, a key player in the veneer industry based in NJ, National Industries For the Blind in VA, and The Artcraft Group in NJ. These partnerships underscore their versatility and effectiveness in meeting the needs of businesses across different sectors. Being an integral part of a local brokerage firm, NationalHR Rbn Associates in Philadelphia brings forth a wealth of experience in serving midsize and small employers. This showcases their commitment to delivering tailored solutions, backed by a deep understanding of the unique challenges faced by businesses of varying sizes in the region. With a proven track record and a focus on client-centric service, this office stands out as a reliable partner for employers seeking comprehensive and effective insurance solutions.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Exude Benefits is a prominent insurance broker with a local office based in Philadelphia, Pennsylvania. Their services extend across multiple states, including Pennsylvania, Connecticut, Virginia, New York, Colorado, Maryland, and New Jersey. This particular office of Exude Benefits showcases its exemplary work with various clients, such as Play & Learn, a renowned employer in the educational services industry. At Exude Benefits, they collaborate closely with their clients' HR and finance teams to devise tailor-made insurance solutions. For Play & Learn, they successfully established a self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan, all specifically designed to address the unique needs of its 240 members. With a diverse client portfolio, Exude Benefits caters to large, midsize, and small employers. Their extensive experience and expertise across industries and products have earned them one of the highest M Scores attainable in the industry. Exude Benefits particularly excels in serving clients in educational services, offices of physicians, and services (except public administration) industries. They possess extensive knowledge and hands-on experience in handling self-funded clients, working with HMOs to ensure optimal coverage, assisting clients with PPO plans to meet member requirements, and collaborating with PBMs and other specialized pharmacy providers. Employers such as Acme Corrugated Box Co., Inc., Association of Community Service Agents Inc., Boston Insurance Employee Benefit Trust - Dfe, and Children's Crisis Treatment Center (CCTC) rely on Exude Benefits for their comprehensive insurance solutions. With their local presence and industry-leading expertise, Exude Benefits remains a trusted insurance consultant dedicated to meeting the diverse needs of employers across the region

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Executive Financial Group, Inc., based in the vibrant city of Philadelphia, PA, stands out as a reputable insurance broker specializing in employer benefits. With a robust focus on both medical and ancillary benefits, this office location excels in providing tailored solutions to local and regional employers. Their seasoned team boasts exceptional expertise, ensuring that clients receive comprehensive coverage that aligns with their unique needs. One notable achievement is their successful partnership with Unified Door and Hardware Group, a prominent player in the wood product manufacturing industry located in NJ. Executive Financial Group has demonstrated its prowess by serving this client with dedication, managing benefits for over 350 participants. This achievement underscores their ability to handle the complexities of large-scale operations while delivering personalized service. Being an integral part of a local brokerage firm, Executive Financial Group, Inc. distinguishes itself through a commitment to understanding the specific challenges faced by businesses in the region. Their hands-on approach, coupled with a deep understanding of the intricacies of employer benefits, positions them as a trusted partner for companies seeking reliable and effective insurance solutions in the Greater Philadelphia area.

For over 30 years, clients have relied on the professionals at Katz/Pierz to design and manage benefit programs that meet their unique needs while providing exceptional service to benefit administrators, employees, and their families every day. Katz/Pierz is now a division of World. Katz/Pierz provides strategic benefit advice supported by technology and backed by a team of knowledgeable professionals. Our programs help clients attract and retain valued employees, and our enthusiastic staff is always available to help those employees and their families navigate today’s complex healthcare system.

Lamberti & Associates, located in the vibrant business hub of Boston, MA, stands out as a trusted insurance broker specializing in employer benefits. With a strong focus on medical and ancillary benefits, this office has established itself as a go-to resource for local and regional employers. Boasting a wealth of expertise, they have demonstrated their prowess across diverse industries, with a notable presence in bakeries and tortilla manufacturing. One of Lamberti & Associates' key strengths lies in their commitment to understanding the unique needs of midsize employers. This is exemplified by their successful partnership with Piantedosi Baking Company, a prominent player in the bakeries and tortilla manufacturing industry. Handling the insurance needs of this Massachusetts-based company with over 180 participants showcases their ability to tailor solutions for businesses of varying sizes. As part of a local brokerage firm, Lamberti & Associates brings a personalized touch to their services. Their track record underscores a deep understanding of the intricacies within the regional business landscape. Employers seeking a reliable partner for comprehensive benefits solutions can confidently consider Lamberti & Associates in Boston, where their expertise, industry knowledge, and dedication to client satisfaction converge to create a valuable resource for optimizing employer benefits.