Advisors near New Hampshire, New Hampshire
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CLARK & LAVEY BENEFITS SOLUTIONS, INC. - MANCHESTER, NH
Merrimack, New Hampshire
Clark & Lavey has been an innovator in the employee benefits market space for more than twenty years, providing clients with effective, long-term solutions to meet their health plan needs. We work with clients to control their health plan spending and provide resources that play a critical role in their success, including best-in-class HR services for compliance, technology, employee development and retention, regulatory assistance, and much more.
At Clark & Lavey, our dedicated team provides a wide array of impactful resources while maintaining the personalized attention of a small agency. Through the years, we have stayed true to that vision while collectively servicing over 10,000 employers and nearly 9 million employees, representing all major market segments. As a member of Hilb Group, Clark & Lavey provides the best of both worlds: local, personal service, and the national resources of a large broker.
Clark & Lavey's benefits professionals often find ways to facilitate pricing advantages that other firms miss, especially through our group health captive solution. InCap®, Clark & Lavey’s proprietary group health captive, allows firms to band together in purchasing their employee health insurance, while still maintaining their individual control. There is safety in numbers, and the risk is spread across a much larger census, driving down renewal rates and reducing exposure to the disruption of big claims. Investment and underwriting profits are also returned to their bottom lines, a bonus unavailable to those in the fully-insured marketplace.
The results have consistently been positive for InCap participants. In fact, one InCap participant had both lower renewal rates and received $368,848 back to its bottom line from the most-recent pool return of more than $1.5 million.
In today's fast-paced global environment, you have more challenges and demands on your time than ever before. Clark & Lavey has your benefits solutions.
SPRING CONSULTING GROUP - BOSTON, MA
Boston, Massachusetts
Spring Consulting Group is a highly regarded insurance broker with a local office based in Boston, Massachusetts. Their services extend to clients across several states, including Massachusetts, New York, Maryland, Texas, Florida, and New Jersey. Known for their diverse expertise and extensive experience, they have established a strong reputation in the industry.
One notable success story for this office location is their collaboration with Spring Healthcare Cooperative Inc, an employer in the insurance-related activities industry with 550 members. Spring Consulting Group worked closely with their HR and finance team to develop a customized insurance package that included a HMO plan, PPO plan, as well as a PBM and drug plan, tailored specifically to the unique needs of their members.
The office of Spring Consulting Group boasts an impressive client portfolio that includes companies such as Ctca Global Inc, Phillips 66, Physicians Organization At Childrens Hospital Inc, and Spring Healthcare Cooperative Inc. Their ability to serve clients of varying sizes, from large to midsize and small employers, contributes to their strong M Score, which reflects their breadth of experience and expertise across different client sizes and industries.
Spring Consulting Group excels in providing insurance solutions in industries such as health care and social assistance, offices of physicians, and office administrative services. Their deep understanding of these sectors enables them to deliver tailored insurance plans that effectively address the unique risks and requirements of businesses in these industries.
With a wealth of experience in working with self-funded employers, as well as a strong track record in collaborating with HMOs and clients to meet their specific needs, Spring Consulting Group stands as a trusted partner in the insurance industry. Their expertise extends to PBMs and other specific pharmacy providers, ensuring comprehensive coverage for their clients.
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SPRING CONSULTING GROUP - BOSTON, MA
Boston, Massachusetts
Spring Consulting Group is a highly regarded insurance broker with a local office based in Boston, Massachusetts. Their services extend to clients across several states, including Massachusetts, New York, Maryland, Texas, Florida, and New Jersey. Known for their diverse expertise and extensive experience, they have established a strong reputation in the industry.
One notable success story for this office location is their collaboration with Spring Healthcare Cooperative Inc, an employer in the insurance-related activities industry with 550 members. Spring Consulting Group worked closely with their HR and finance team to develop a customized insurance package that included a HMO plan, PPO plan, as well as a PBM and drug plan, tailored specifically to the unique needs of their members.
The office of Spring Consulting Group boasts an impressive client portfolio that includes companies such as Ctca Global Inc, Phillips 66, Physicians Organization At Childrens Hospital Inc, and Spring Healthcare Cooperative Inc. Their ability to serve clients of varying sizes, from large to midsize and small employers, contributes to their strong M Score, which reflects their breadth of experience and expertise across different client sizes and industries.
Spring Consulting Group excels in providing insurance solutions in industries such as health care and social assistance, offices of physicians, and office administrative services. Their deep understanding of these sectors enables them to deliver tailored insurance plans that effectively address the unique risks and requirements of businesses in these industries.
With a wealth of experience in working with self-funded employers, as well as a strong track record in collaborating with HMOs and clients to meet their specific needs, Spring Consulting Group stands as a trusted partner in the insurance industry. Their expertise extends to PBMs and other specific pharmacy providers, ensuring comprehensive coverage for their clients.
PACIFIC RESOURCES - BOSTON, MA
Boston, Massachusetts
Pacific Resources is a local insurance broker with an office located in Boston, Massachusetts. They specialize in serving clients of large and midsize employers, offering a wide range of insurance solutions. With a strong M Score, Pacific Resources demonstrates their extensive experience and expertise in various industries, including health care and social assistance, heavy and civil engineering construction, as well as grocery and convenience retailers.
One notable example of their work in their Boston office is their partnership with Bechtel Global Corporation, a prominent employer in the heavy and civil engineering construction industry. Collaborating closely with Bechtel's HR and finance team, Pacific Resources successfully established a self-funding arrangement, HMO plan, as well as a pharmacy benefit management (PBM) and drug plan customized to meet the unique needs of Bechtel's 8,980 members.
Pacific Resources expands its services beyond Boston, catering to clients across Ohio, North Carolina, Arizona, and Kentucky. This regional presence allows them to have a deep understanding of the insurance landscape in these states and tailor their offerings to local regulations and requirements. Their diverse client base includes notable employers such as Harris Teeter, Inc., King's Daughters Medical Center, and Aultman Health Foundation.
With a focus on self-funded employers and a dedication to designing comprehensive insurance solutions, Pacific Resources has earned a reputation for their expertise and ability to meet the specific needs of their clients. As you evaluate insurance brokers, their strong industry knowledge, client-focused approach, and proven track record make Pacific Resources a reliable partner to consider.
DKG INSURANCE & FINANCIAL SERVICES - BOSTON, MA
Boston, Massachusetts
Dkg Insurance & Financial Services, situated in Boston, MA, stands out as a knowledgeable and reliable broker in the field of employer benefits. Their expertise particularly shines in dealing with local and regional employers, focusing on providing comprehensive medical and ancillary benefits. This proficiency is underscored by their association with a local brokerage firm, enhancing their ability to cater to specific regional needs and market dynamics.
One of their notable clients is Thought Industries, a prominent player in the professional, scientific, and technical services industry based in Massachusetts. With over 220 participants, this relationship highlights Dkg Insurance & Financial Services' capacity to manage significant accounts effectively. The breadth of their services extends beyond just employer benefits, delving into a wide array of personal and commercial insurance offerings. These include auto, health, life, renters, and umbrella insurance for individual clients, as well as specialized commercial policies such as business liability, cyber liability, and workers compensation insurance.
Their licenses in multiple states (AZ, CA, CT, FL, GA, MD, NJ, NY, PA, TX, WA) further demonstrate their expansive reach and capability to serve a diverse client base. This geographical spread ensures that they can offer tailored solutions that meet the regulatory and market-specific requirements of different regions.
In summary, Dkg Insurance & Financial Services in Boston is a versatile and adept broker, capable of addressing a wide range of insurance needs for both individual and corporate clients, backed by a strong regional focus and a proven track record with substantial clients like Thought Industries.
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FAQs
How can I find an insurance broker near New Hampshire, New Hampshire
Mployer lets you search for New Hampshire, New Hampshire-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.
How are insurance brokers in New Hampshire, New Hampshire paid?
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
Can I compare insurance brokers in the New Hampshire, New Hampshire area?
It can feel overwhelming to sift through the many brokers in the New Hampshire, New Hampshire area. It's why Mployer provides a free comprehensive list of all New Hampshire, New Hampshire insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
What is the difference between an insurance broker, agent, and a consultant in New Hampshire, New Hampshire?
Insurance brokers, agents, and consultants in New Hampshire, New Hampshire all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part, they sell that insurance company's products. Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants. You can use Mployer to find New Hampshire, New Hampshire based insurance brokers and consultants.
Should I hire an independent New Hampshire, New Hampshire insurance broker?
Finding the best insurance for your business can feel intimidating, as there are a lot of options in New Hampshire, New Hampshire. For most organizations, it's beneficial to hire an independent broker.
An insurance broker local to the New Hampshire, New Hampshire area will have familiarity to the New Hampshire, New Hampshire healthcare systems and insurance plans. This gives New Hampshire, New Hampshire insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
How do I choose a benefits broker in New Hampshire, New Hampshire?
It can feel overwhelming to sift through the many brokers in the New Hampshire, New Hampshire area. That is why Mployer provides a free comprehensive list of all New Hampshire, New Hampshire insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.
Can I change my insurance broker?
If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate New Hampshire, New Hampshire-based insurance brokers often.
If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer provides a free list of New Hampshire, New Hampshire based insurance brokers and consultants for you to review including customer ratings and independent scores.
Will my insurance broker handle my insurance claims?
Insurance brokers in New Hampshire, New Hampshire do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.
Do all New Hampshire, New Hampshire brokers have an M Score?
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most New Hampshire, New Hampshire-based brokers and more are being added every day.
When is the best time to shop for a new insurance broker?
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new New Hampshire, New Hampshire-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer to evaluate broker options.