Wheeler Associates, a local insurance broker with an office located in Duluth, Minnesota, is dedicated to providing exceptional insurance services to clients across the state. With extensive experience and expertise in the Duluth market, Wheeler Associates is recognized as one of the top brokerages in the area. Specializing in serving large and midsize employers, this office has successfully collaborated with notable clients such as Stellis Health, a prominent 180-member employer in the offices of physicians industry. Wheeler Associates takes pride in their ability to understand and address the unique needs of their clients. Their collaboration with Stellis Health is a testament to their commitment to tailor insurance solutions to fit their clients' requirements. By working closely with Stellis Health's HR and finance team, Wheeler Associates successfully implemented a self-funding arrangement, as well as a personalized pharmacy benefit management (PBM) and drug plan. This tailored approach ensures that Stellis Health's members receive comprehensive coverage that meets their specific healthcare needs. The expertise of Wheeler Associates extends beyond the offices of physicians industry. They have a strong track record working with self-funded employers and possess deep knowledge of PBMs and other specific pharmacy providers. Additionally, Wheeler Associates has established partnerships with a range of employer clients, including Granicus, Inc, L & M Supply Inc, Miner's Inc, and Amsoil Inc, showcasing their versatility across different industries. With their wide-ranging experience and a strong M Score, Wheeler Associates stands out as a trusted insurance broker in Duluth, MN. Employers can rely on their comprehensive expertise and dedicated service to navigate the complex world of insurance and find the best coverage options for their organizations and employees.

Mayer Insurance Agency, a local insurance broker headquartered in Apple Valley, Minnesota, is renowned for its exceptional customer service and expertise. With a strong presence across the state, this office of Mayer Insurance Agency caters to a diverse range of clients, providing comprehensive insurance solutions tailored to their unique needs. Among their esteemed employer clients, Tealwood Senior Living and Senior Care Communities LLC stand out as prime examples. Mayer Insurance Agency has demonstrated its commitment to excellence by working closely with Tealwood Senior Living, a prominent employer in the health care and social assistance industry. Collaborating with their HR and finance team, Mayer Insurance Agency set up a customized self-funding arrangement designed specifically to address the unique needs of Tealwood's 700 members. The expertise of Mayer Insurance Agency extends beyond their work with Tealwood Senior Living. They possess in-depth knowledge of the health care and social assistance industries, enabling them to offer specialized insurance coverage and risk management solutions. Their strong understanding of the intricacies of these sectors allows them to effectively navigate the challenges faced by their clients and provide tailored insurance plans. With their office located in Apple Valley, Mayer Insurance Agency has established itself as a trusted partner in the local business community. Their commitment to customer satisfaction and their ability to deliver personalized insurance solutions have garnered high praise from clients across the state. Whether working with large or midsize employers, Mayer Insurance Agency is dedicated to providing top-notch service and expertise in meeting their clients' insurance needs.

Direct Benefits, Inc is a highly regarded local insurance consultant, operating out of their office in Saint Paul, Minnesota. With a focus on serving clients of all sizes, including large, midsize, and small employers, they offer comprehensive insurance solutions tailored to meet their specific needs. A notable example of their expertise can be seen through their partnership with Cliff Viessman Trucking, Inc, a leading employer in the general freight trucking industry, boasting 380 members. Direct Benefits worked closely with Cliff Viessman Trucking's HR and finance team to establish a self-funding arrangement, as well as a tailored Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and drug plan that catered specifically to the unique requirements of their members. Direct Benefits, Inc demonstrates a wealth of experience in working with self-funded clients, highlighting their expertise in managing such programs effectively. Additionally, they have a strong track record of collaborating with clients to meet their needs and achieve optimal results, particularly in the realm of PPO plans. Their partnerships with PBMs and other pharmacy providers further underscore their commitment to delivering comprehensive healthcare solutions. Operating across multiple states, including Minnesota, North Dakota, South Dakota, Nebraska, Iowa, Oregon, Michigan, Georgia, and Colorado, Direct Benefits, Inc serves a diverse client base. Some of their notable employer clients include American Bancor, Ltd., Cliff Viessman Trucking, Inc, Crosscountry Courier Inc, and Kaeding Management Group. Direct Benefits, Inc prides itself on their

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Nestled in the heart of St. Cloud, Minnesota, CBIZ stands tall as a trusted ally in navigating the complex realm of employee benefits. With a commitment to local businesses like Advantage Auto Group, CBIZ brings forth tailored solutions that prioritize both employer and employee needs. Their seasoned team of professionals boasts an intricate understanding of the ever-evolving landscape of benefits, ensuring clients receive comprehensive guidance and support every step of the way. From crafting competitive health plans to streamlining administrative processes, CBIZ excels in delivering personalized strategies that foster employee satisfaction and organizational success. With a steadfast dedication to integrity and excellence, CBIZ remains a beacon of reliability for businesses seeking to optimize their employee benefits offerings in the bustling community of St. Cloud and beyond.

America’s TPA has merged with HealthEZ to form the new HealthEZ, the simple solution to employer health benefits. When our founder created HealthEZ's simplified medical statement and payment system in 1997, we knew we had a great new service with a great name. And now – after receiving such positive feedback for such a long time about the way HealthEZ simplifies the medical payment process – we've come to the conclusion that HealthEZ is not just an additional service provided by America's TPA, but rather a completely different approach to the way health benefits are administered.

We believe that everybody deserves a workplace culture that supports their total well-being through benefits. Since 2006, Empyrean has provided hundreds of employers of varying size, industry, and benefit plan complexity with the innovative technology and best-in-class service necessary to accelerate their benefits strategies and bring their benefits programs to life. Empyrean’s platform and services are designed to create connected employee benefit experiences that enrich lives, strengthen employer brands, and improve workplace cultures for over 5 million people. With our +YOU solution, clients can deliver a holistic employee experience to help HR and benefit leaders simplify the work technology stack for all of the HR initiatives designed to improve employee productivity, well-being, and retention. Visit us at goempyrean.com.

Ellingson Insurance Group is a broker of insurance located in Rochester, MN. Ellingson Insurance Group has been helping its clients with their insurance plans since 1977. The company strives to provide great service and is dedicated to giving its clients individualized, quality care and excellent rates. The knowledgeable agents at Ellingson Insurance Group in Rochester work with a wide range of industries and businesses throughout the greater Minnesota area.

North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

With over 120 offices and nearly 7,000 associates throughout the U.S., CBIZ (NYSE: CBZ) delivers top-level financial and employee business services to organizations of all sizes, as well as individual clients, by providing national-caliber expertise combined with highly personalized service delivered at the local level. CBIZ has been honored to be the recipient of several national recognitions: • 2020 Best Workplaces in Consulting & Professional Services by Great Place to Work® • 2020 Workplace Excellence Seal of Approval by the Alliance for Workplace Excellence • Top 101 2020 Best and Brightest Companies to Work For in the Nation • 2020 Healthiest 100 Workplace in America • 2021 Top Workplaces USA We are one of the nation's leading: - Accounting Providers - Employee Benefits Specialists - Property & Casualty Brokerage and Risk Consulting Firms - Valuation Firms - Retirement & Investment Specialists CBIZ is associated with Mayer Hoffman McCann P.C. (MHM)*, a national, independent CPA firm. Through this association, we offer audit and attest services.