The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

Ellingson Insurance Group is a broker of insurance located in Rochester, MN. Ellingson Insurance Group has been helping its clients with their insurance plans since 1977. The company strives to provide great service and is dedicated to giving its clients individualized, quality care and excellent rates. The knowledgeable agents at Ellingson Insurance Group in Rochester work with a wide range of industries and businesses throughout the greater Minnesota area.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.

America’s TPA has merged with HealthEZ to form the new HealthEZ, the simple solution to employer health benefits. When our founder created HealthEZ's simplified medical statement and payment system in 1997, we knew we had a great new service with a great name. And now – after receiving such positive feedback for such a long time about the way HealthEZ simplifies the medical payment process – we've come to the conclusion that HealthEZ is not just an additional service provided by America's TPA, but rather a completely different approach to the way health benefits are administered.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

HNI Risk Services, an Acrisure company located in Duluth, MN, stands as a prominent and sizeable office within the expansive network of this national insurance brokerage firm. Specializing in employer benefits, their team exhibits extensive expertise tailored for local and regional employers, with a keen focus on medical and ancillary benefits. This larger office boasts a track record of successfully serving midsize employers, exemplifying their proficiency in navigating the intricate landscape of employee benefits. Noteworthy is their diverse client portfolio, which includes industry leaders such as Russ Davis Wholesale, a grocery and related product merchant wholesaler in MN with over 460 participants; Avfuel Corporation, a petroleum and petroleum products merchant wholesaler in MI with 360+ participants; and BMW Kar Wash DBA Jax Kar Wash, an oilseed and grain farming entity in MI with 190+ participants. HNI Risk Services, Acrisure, has carved out a niche for itself by demonstrating remarkable acumen in sectors like grocery and related product merchant wholesaling, petroleum and petroleum products merchant wholesaling, and oilseed and grain farming. Leveraging the robust resources of its parent company, this office in Duluth positions itself as a reliable partner for employers seeking comprehensive and tailored insurance solutions.

Mahowald Insurance Agency is a reputable local insurance consultant, headquartered in St. Cloud, Minnesota. With a strong focus on serving large and midsize employers, they have gained a solid reputation for their exceptional customer service and expertise. The office in St. Cloud serves as a hub for their operations, delivering tailored insurance solutions to clients across various industries. One notable example of their successful collaboration is with Royal Tire Inc, an automotive parts, accessories, and tire retailer with 190 employees. Mahowald Insurance Agency worked closely with their HR and finance team to develop a customized self-funding arrangement, PPO plan, and comprehensive pharmacy benefits management (PBM) and drug plan. This demonstrates their ability to meet the unique needs of their clients and design solutions that align with their specific requirements. Mahowald Insurance Agency has a diverse client portfolio, including companies such as Bayer Built Woodworks Inc., Dezurik Inc, Foundation For Health Care Continuums, and Housing First Minnesota. This showcases their expertise in serving clients across various industries, including health care and social assistance, services (except public administration), and professional and commercial equipment and supplies merchant wholesalers. With their wide-ranging experience and expertise, Mahowald Insurance Agency has earned one of the highest M Scores possible, emphasizing their ability to deliver exceptional service to clients of different sizes, industries, and product offerings. Their strong presence in the St. Cloud, MN market further reinforces their reputation as one of the top brokerages in the area. Client reviews consistently highlight Mahowald Insurance Agency's commitment to customer satisfaction, praising their high-quality service and industry knowledge. These positive reviews validate their status as a trusted insurance partner, offering clients peace of mind and reliable coverage for their insurance needs.

Willis, anchored in Minneapolis, MN, stands as a prominent insurance broker, distinguished by its adept handling of employer benefits, specializing in medical and ancillary coverage. Within the expansive realm of local and regional employers, Willis has cultivated a reputation for delivering comprehensive solutions. Their proficiency extends notably to the architectural, engineering, and related services industry, where they boast an impressive client roster. Among their esteemed clientele, Pace Analytical Services, an industry leader based in MN, exemplifies Willis' commitment to excellence. With over 5350 participants, this collaboration underscores Willis' capacity to navigate the intricacies of diverse workforce structures. Willis' expertise isn't merely confined to serving Pace Analytical Services; it radiates across the architectural, engineering, and related services sectors, showcasing a nuanced understanding of the unique needs within these industries. Operating as part of a local brokerage firm, Willis embodies a commitment to the community and a deep understanding of the regional business landscape. Through a blend of industry-specific knowledge and a local touch, Willis' Minneapolis office emerges as a strategic partner for employers seeking tailored and effective benefit solutions.

Sometimes, a secure tomorrow requires a bit of imagination. Over the better part of a century, we've learned where to get to creative and where to play the numbers. Our independence allows us to leverage this specialized knowledge to get ahead of your risks and plan for the future you envision. Once we understand the nuances of your story we can bend the ear of our carriers to design and refine a solution that will deliver for you, your business, and the employees who make your success possible.

We are excited to celebrate our 90th anniversary this year, and through those nine decades this has always remained true...“Caring for Your Unique Potential Is Our Soul Purpose.” That statement is the core of how we do business. We ask the tough questions, avoid the easy path, believe fully in caring for the unique challenges of our clients, and leverage our greatest assets — the hearts and minds of our people — to advocate on behalf of our clients. That’s our approach to risk management and benefits consulting, and it’s worked for us since our inception in 1932. As an independent brokerage, we serve clients in every industry and of almost every size, with the ultimate goal of providing exceptional service and caring for our clients’ unique potential. For more information, visit www.holmesmurphy.com. You can also follow us on Twitter.com (@holmesmurphyins), or Facebook, or Instagram.