Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Insurance Solutions for Today's World Avery Hall’s impeccable reputation in the community and insurance industry makes us the ideal agency for those with every type of insurance need. Our knowledge and services relate to almost every kind of insurance, including employee & individual benefits, individual insurance, and business insurance. Our qualified staff has the skills and experience to protect and provide peace of mind to our clients throughout the Delmarva and the Mid-Atlantic region, as we have since 1925. Avery Hall is the go-to insurance agency for those who want quality service with a personal touch. We can serve as a mentor and advisor to individuals and local businesses, both big and small, and work towards fostering a relationship of trust and reliability with every client. “Insurance Solutions for Today’s World" isn't just our slogan: it represents our commitment to our clients and encapsulates our core values. We strive to provide reliable counsel for our clients. We will provide the same level of quality care when dealing with a small business or individual as we do with a multi-divisional corporation.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Mccarty Insurance, located in the vibrant business hub of Baltimore, MD, operates from a spacious and dynamic office, reflecting the scale of their operations. This larger office is a testament to their commitment to delivering comprehensive insurance solutions. With a focus on serving the needs of both local and regional employers, Mccarty Insurance has amassed valuable experience in catering to a diverse range of clients. The office boasts a track record of successfully partnering with self-funded clients, showcasing their prowess in managing complex insurance portfolios. Notably, their expertise extends across the computer systems design and related services industries, with standout clients such as Index Analytics and Next Phase Solutions and Services. Index Analytics, a major player in the industry, trusts Mccarty Insurance to oversee the insurance needs of their 190+ participants, while Next Phase Solutions and Services relies on their expertise for their 80+ participants. Mccarty Insurance is an integral part of a local brokerage firm, reinforcing their commitment to the community. Their demonstrated experience with midsize and small employers underscores their versatility, ensuring tailored solutions for businesses of varying scales. With a proven track record and a focus on local engagement, Mccarty Insurance stands out as a reliable partner for employers seeking comprehensive and customized insurance solutions in the Baltimore area.

RCM&D's Cleveland office, a formidable presence in the insurance brokerage landscape, specializes in serving local and regional employers with a keen focus on delivering comprehensive medical and ancillary benefits. With a deep-rooted understanding of the needs of businesses in Cleveland, this office is a trusted partner for employers seeking tailored insurance solutions. One of the standout qualities of RCM&D Cleveland is their impressive track record, exemplified by successful collaborations with notable clients such as Geo Specialty Chemicals. This prominent player in the chemical product and preparation manufacturing industry, headquartered in Illinois, relies on RCM&D for its benefits program catering to over 370 participants. This noteworthy association underscores the office's prowess in catering to diverse industries, solidifying their reputation as a reliable partner in employee benefits. Being an integral part of a regional insurance broker firm, RCM&D Cleveland combines local expertise with the resources of a larger network, providing clients with a unique advantage. The office is committed to delivering value-driven solutions, leveraging their experience to navigate the complexities of the insurance landscape for the benefit of their clients. In the heart of Cleveland, RCM&D stands as a beacon of insurance excellence, offering unparalleled service and expertise to employers seeking robust and tailored benefits packages.

Full service insurance brokerage, helping our clients design and implement progressive and scalable insurance programs that help contain costs, provide exceptional benefits and properly inform employees about their wonderful benefit programs.

The L. Warner Company is a reputable insurance broker located in Timonium, Maryland, serving clients across Maryland, Virginia, Pennsylvania, New York, Georgia, Florida, and the District of Columbia. With a diverse portfolio of clients ranging from large to midsize to small employers, they have earned a stellar reputation as local insurance consultants. The office's standout partnership with Connections Education, an educational services employer with more than 2,500 members, exemplifies their commitment to providing tailored insurance solutions. Collaborating closely with the HR and finance teams, The L Warner Company ensured that Connections Education received optimal coverage. Their extensive experience and expertise across various client sizes, industries, and products have earned them one of the highest M Scores attainable. Notably, The L Warner Company possesses strong proficiency in educational services, services (except public administration), and legal services industries. They have proven themselves adept at working with self-funded employers, HMOs, and PPOs to fulfill their clients' unique requirements. Additionally, their expertise extends to collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. With an impressive roster of employer clients such as Advanced Radiology, The Y in Central Maryland, Association of Maryland Pilots and Sun Automation Group, The L. Warner Company continues to demonstrate their commitment to delivering comprehensive insurance solutions tailored to the specific needs of each client.

Franklin Financial Group (FFG) is a financial services firm with veteran leadership that assists businesses and individuals with solving complex employee benefits, insurance and other financial needs.

Carefirst BC/BS's Baltimore, MD office, located in the Canton Tower at 1501 South Clinton Street, is a prominent insurance brokerage firm with a strong focus on serving local and regional employers. They specialize in providing comprehensive medical and ancillary benefits, leveraging their deep expertise to cater to a diverse client base. A notable example of their clientele is Ngk-Locke Section 125 Plan, a player in the electrical equipment and component manufacturing industry based in Virginia, which boasts over 100 participants. This Carefirst office stands out for its strategic location and operational hours, which are from 10 a.m. to 6 p.m., Monday through Friday, making it accessible for business consultations and client engagements. The Baltimore office is part of CareFirst's broader network that extends throughout Maryland, Washington, D.C., and Northern Virginia, indicating a strong regional presence and a commitment to offering tailored insurance solutions to a varied spectrum of businesses and organizations【8†source】. This description gives an employer benefits buyer a comprehensive overview of Carefirst BC/BS's Baltimore office, highlighting their specialized services, client diversity, and operational specifics, which are crucial for informed decision-making.