At Richard S. Bernstein & Associates, Inc., we understand the importance of selecting an insurance agency that has your best interest in mind. Clients can rely on us to deliver competitive insurance solutions and personalized service. Richard Bernstein is a leader in the insurance industry with over 40 years in business. A+ Better Business Bureau ranking was awarded. Full-service, independent insurance firm offering a diverse range of insurance products and carriers designed to meet the needs of our individual, corporate and charitable organization clients. Richard S. Bernstein & Associates, Inc. is committed to providing the utmost level of service with our dedicated account management team, extensive resources and strategic relationships. We are made up of experienced team of professionals providing trusted estate planning and insurance expertise that surpasses industry standards.

Commercial Insurance Producer

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

Insurance Office of America (IOA) is the fourth largest privately held insurance brokerage in the United States. Founded in 1988, IOA is a recognized leader in providing property and casualty, employee benefits, and personal lines insurance and risk management solutions as well as insurtech innovation. Headquartered in Longwood, Florida, part of the greater Orlando community, IOA has more than 1,300 associates located in over 60 offices in the U.S. and United Kingdom. For more information, visit www.ioausa.com.

Since its founding in 1912, LassiterWare has been dedicated in providing the highest level of service to businesses and families throughout the country. In addition to our corporate headquarters in Leesburg, we have expanded our presence to six office locations (Hernando, Jacksonville, Leesburg, Maitland, Ocala, Tampa) throughout the state of Florida, making LassiterWare one of the largest privately-held, independent insurance agencies in the U.S. Our growth is in direct correlation to our founders'​ slogan - Serving You First. This simple phrase that was first put to print by Paul Lassiter and G.G. Ware has been the focus of our business model for over a century. That focus has allowed us to remain free of the demands imposed on other organizations by Wall Street and enables us to re-invest in resources that empower our team of professionals to better serve you - our customer. We sincerely appreciate your interest in LassiterWare and our team is excited about the opportunity to serve you! To speak with one of our many experts please contact us at (800) 845-8437.

HUB International, a national insurance consultant, operates an office in Miami, Florida, catering to a diverse range of clients across the state. Their expertise and experience are reflected in their partnership with Homecare Partners Management LLC, a prominent employer in the health care and social assistance industry, comprising 450 members. HUB International collaborated closely with the HR and finance team at Homecare Partners Management LLC to develop a comprehensive suite of insurance plans, including HMO, PPO, PBM, and drug plans, tailored to meet the unique needs of their members. With a proven track record in serving self-funded employers, HUB International excels in partnering with clients to ensure optimal satisfaction and coverage through HMOs. Additionally, their extensive experience with PPOs enables them to effectively address member requirements. Furthermore, HUB International has established a reputation for excellence in working with PBMs and other specialized pharmacy providers, delivering tailored solutions. Beyond their affiliation with Homecare Partners Management LLC, HUB International serves a wide range of employers, including CDR Maguire Inc. (Corporate Office), City National Bank of Florida, Gaumard Scientific, and Global Textile Alliance, Inc. Their client base spans across large, midsize, and small employers, reflecting their ability to meet the needs of diverse businesses. This Miami office of HUB International has garnered one of the highest M Scores attainable due to their vast expertise and extensive portfolio in serving clients of varying sizes, industries, and products. Notably, HUB International possesses deep knowledge in industries such as architectural, engineering, and related services, as well as depository credit intermediation, making them a reliable and versatile partner for businesses in these sectors.

HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

Rogers Benefit Group is a specialty marketing organization with a long history of developing niche markets. Our predecessor organizations date back in the late 1940’s when RBG’s founder, Pat Rogers, decided to enter the small employer group insurance business. Being an agent himself, he also knew that agents were going to need a marketing organization to help them bring specialized knowledge and service to their clients in the increasingly complex area of health benefits. Our first insurance carrier relationship began with Principal Financial Group. This relationship thrives today. Regionally, we enjoy strategic relationships with Aetna, certain Blue Cross and Blue Shield plans, HealthNet, United Health Care, Humana, and Assurant Health. Today Rogers Benefit Group helps agents service more than 40,000 groups who pay more than $2.5 billion in annual premium. Rogers Benefit Group is committed to fast, accurate response to an agent or employer when addressing their group insurance needs. It is from our Midwest roots that one can expect a no-nonsense, straightforward, competent approach to groups of any size. Our Geography We are currently located in over 30 states with 40 offices. This geographic spread lends itself well to the opportunity of assisting agents with groups having multiple locations. It also makes us the oldest and largest General Agent in the United States as measured by locations and, more importantly, premium in force. What’s Really Important Agents tell us that our greatest value is in the quoting and underwriting processes. Our mission is to help agents get business, get groups rated correctly, get them enrolled efficiently and accurately, and to help reduce their efforts in underwriting. We do this by close individual contact with the agent and employer while minimizing unknowns in these steps. Our specialized knowledge of the quoting, enrollment, and underwriting maze brings unique value to all parties involved.