At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Gowrie Group is a local insurance broker headquartered in Westbrook, Connecticut, catering to clients of large and midsize employers. Renowned for their exceptional customer service and expertise, Gowrie Group has received high ratings from satisfied clients. With a focus on self-funded employers, they have extensive experience in designing insurance solutions that meet the unique needs of their clients. An excellent illustration of their capabilities is showcased in their collaboration with Colliers Project Leaders USA Ne LLC, an employer in the architectural, engineering, and related services industry. Gowrie Group worked closely with the HR and finance team of Colliers Project Leaders USA Ne LLC to establish a comprehensive self-funding arrangement, as well as a PPO plan, pharmacy benefits management (PBM), and drug plan tailored to the specific requirements of their 90-member workforce. Gowrie Group boasts a diverse range of expertise, particularly in the fields of information, miscellaneous manufacturing, and other industries. Their extensive knowledge enables them to provide specialized insurance solutions tailored to the unique risks and challenges faced by businesses in these sectors. With a solid M Score, Gowrie Group demonstrates their exceptional performance and competence across various client sizes and industries. Their reputation is built on their commitment to understanding client needs and their ability to effectively work with clients and PPOs to ensure members receive optimal coverage and benefits. Moreover, Gowrie Group has developed strong relationships with pharmacy benefit managers (PBMs) and other specific pharmacy providers, enhancing their ability to deliver comprehensive healthcare solutions. Serving clients in Connecticut and Kansas, Gowrie Group's Westbrook office extends their professional services to esteemed organizations such as Star Distributors, Inc., The Lee Company, American Republican Inc, and Colliers Project Leaders USA Ne LLC. Businesses seeking a reliable insurance partner with a wealth of industry expertise can confidently turn to Gowrie Group for tailored and top-quality insurance solutions.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

HUB International, a renowned national insurance consultant, operates a successful office in Fairfield, Connecticut, providing exceptional services to clients in various states including New York, New Jersey, Connecticut, Alabama, Minnesota, Florida, Tennessee, Virginia, Arkansas, Pennsylvania, Delaware, Georgia, and Michigan. With a strong foothold in the Bridgeport, CT market, HUB International stands as one of the top brokerages in terms of experience and expertise. Despite some lower reviews from customers, the office location has proven its capabilities through notable partnerships such as Bear Mountain Healthcare LLC, a prominent employer in the health care and social assistance industry. Collaborating closely with Bear Mountain's HR and finance teams, the HUB International office designed a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan to cater to the unique needs of the company's 2400 members. HUB International boasts an extensive client portfolio, encompassing large, midsize, and small employers. Notable clients include AvePoint Richmond, Birmingham Health & Rehab LLC, and Blue Prism Software Inc. The company's wide range of experience and expertise across industries, client sizes, and products has earned them one of the highest M Scores possible. With a specialized focus on health care and social assistance, computer systems design, and related services, as well as management, scientific, and technical consulting services, HUB International showcases a deep understanding of these industries. Their proven track record includes successful collaborations with self-funded employers, efficient management of HMOs, tailored solutions for PPOs, and valuable partnerships with PBMs and other pharmacy providers. While it's important to consider the lower reviews when evaluating potential partners, HUB International's overall experience, expertise, and commitment to meeting client needs make them a strong candidate for insurance brokerage services.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

People's United Insurance Agency provides employee benefits and group health insurance to small to mid size employers in the Hartford-West Hartford-East Hartford, CT Metro Area. Group health benefits are an important part of total compensation for employees. People's United Insurance Agency's Hartford office has an M Score of 2; which means their range of experience from our research is limited. People's United Insurance Agency Hartford is a part of a regional insurance brokerage firm serving several areas with a local office in the Hartford region. Peoples Insurance Agency is an independent insurance agency headquartered in Waverly, Iowa that is committed to finding their clients the best.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

Viator International is a regional insurance broker located in Glastonbury, Connecticut. With a strong focus on meeting the unique needs of their clients, Viator International has established itself as a trusted partner in the insurance industry. One notable example of their work is their collaboration with Education Development Center, a prominent employer in the educational services industry. Viator International worked closely with the HR and finance team at Education Development Center to set up a comprehensive self-funding arrangement, including a tailored PPO plan, a pharmacy benefit management (PBM) plan, and a drug plan. This partnership showcases Viator International's expertise in working with self-funded employers and their ability to design insurance solutions that meet specific member needs. In addition to their work with Education Development Center, Viator International has a wide range of clients, including large employers such as Arconic Corporate Center and Hanesbrands Inc. Their office in Glastonbury serves clients not only in Connecticut but also across Massachusetts and Pennsylvania. With their extensive experience and expertise, Viator International excels in various industries, including aerospace product and parts manufacturing, educational services, and apparel, piece goods, and notions merchant wholesalers. This breadth of knowledge has earned them a strong reputation and a high customer rating for their exceptional customer service and expertise. Overall, Viator International is a reputable insurance broker known for their ability to understand and meet the insurance needs of their clients across different industries and company sizes.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Employee Family Protection is not just our name – it’s what we do. We assist employees in protecting themselves and their families with informed benefit decisions. Our clients value their employees benefit enrollment process, therefore, we are committed to offering valuable benefit advisement, cutting edge enrollment and billing technology, administrative support, proprietary billing solutions, and enrollment services to each client as needed. Our clients are assigned a dedicated team of experts equipped for their workforce’s needs before, during, and after the enrollment process. Over the last 43 years our growing staff has been devoted to holding a place as a national leader in the benefit service industry. Employee Family Protection provides innovative solutions for a better benefit experience.

Lindquist Insurance Associates is a local insurance broker operating from their office in Farmington, Connecticut. With a specialized focus on serving clients of large employers, they have established themselves as experts in the insurance industry. One notable example of their expertise lies in their partnership with GCR Acquisition Company LLC, a prominent employer in the architectural, engineering, and related services sector. Lindquist Insurance Associates collaborated closely with the HR and finance team of GCR Acquisition Company LLC to develop a tailored self-funding arrangement, pharmacy benefit management (PBM), and drug plan to cater to the unique needs of the company's 250 members. Recognized for their proficiency, Lindquist Insurance Associates possesses a deep understanding of various industries, including architectural, engineering, and related services, professional, scientific, and technical services, as well as electronic component manufacturing. Their extensive knowledge allows them to deliver comprehensive insurance solutions that meet the specific requirements of clients operating in these sectors. With a strong presence in Louisiana, Lindquist Insurance Associates serves a diverse range of employers in the region. Among their esteemed clients are GCR Acquisition Company LLC, GCR Incorporated, and Prime Materials Recovery, further underscoring their trusted reputation in the business community. With a commitment to providing personalized service and tailored insurance solutions, Lindquist Insurance Associates continues to solidify their position as a leading insurance broker in their local market.