At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Gowrie Group is a local insurance broker headquartered in Westbrook, Connecticut, catering to clients of large and midsize employers. Renowned for their exceptional customer service and expertise, Gowrie Group has received high ratings from satisfied clients. With a focus on self-funded employers, they have extensive experience in designing insurance solutions that meet the unique needs of their clients. An excellent illustration of their capabilities is showcased in their collaboration with Colliers Project Leaders USA Ne LLC, an employer in the architectural, engineering, and related services industry. Gowrie Group worked closely with the HR and finance team of Colliers Project Leaders USA Ne LLC to establish a comprehensive self-funding arrangement, as well as a PPO plan, pharmacy benefits management (PBM), and drug plan tailored to the specific requirements of their 90-member workforce. Gowrie Group boasts a diverse range of expertise, particularly in the fields of information, miscellaneous manufacturing, and other industries. Their extensive knowledge enables them to provide specialized insurance solutions tailored to the unique risks and challenges faced by businesses in these sectors. With a solid M Score, Gowrie Group demonstrates their exceptional performance and competence across various client sizes and industries. Their reputation is built on their commitment to understanding client needs and their ability to effectively work with clients and PPOs to ensure members receive optimal coverage and benefits. Moreover, Gowrie Group has developed strong relationships with pharmacy benefit managers (PBMs) and other specific pharmacy providers, enhancing their ability to deliver comprehensive healthcare solutions. Serving clients in Connecticut and Kansas, Gowrie Group's Westbrook office extends their professional services to esteemed organizations such as Star Distributors, Inc., The Lee Company, American Republican Inc, and Colliers Project Leaders USA Ne LLC. Businesses seeking a reliable insurance partner with a wealth of industry expertise can confidently turn to Gowrie Group for tailored and top-quality insurance solutions.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

HUB International, a renowned national insurance consultant, operates a successful office in Fairfield, Connecticut, providing exceptional services to clients in various states including New York, New Jersey, Connecticut, Alabama, Minnesota, Florida, Tennessee, Virginia, Arkansas, Pennsylvania, Delaware, Georgia, and Michigan. With a strong foothold in the Bridgeport, CT market, HUB International stands as one of the top brokerages in terms of experience and expertise. Despite some lower reviews from customers, the office location has proven its capabilities through notable partnerships such as Bear Mountain Healthcare LLC, a prominent employer in the health care and social assistance industry. Collaborating closely with Bear Mountain's HR and finance teams, the HUB International office designed a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan to cater to the unique needs of the company's 2400 members. HUB International boasts an extensive client portfolio, encompassing large, midsize, and small employers. Notable clients include AvePoint Richmond, Birmingham Health & Rehab LLC, and Blue Prism Software Inc. The company's wide range of experience and expertise across industries, client sizes, and products has earned them one of the highest M Scores possible. With a specialized focus on health care and social assistance, computer systems design, and related services, as well as management, scientific, and technical consulting services, HUB International showcases a deep understanding of these industries. Their proven track record includes successful collaborations with self-funded employers, efficient management of HMOs, tailored solutions for PPOs, and valuable partnerships with PBMs and other pharmacy providers. While it's important to consider the lower reviews when evaluating potential partners, HUB International's overall experience, expertise, and commitment to meeting client needs make them a strong candidate for insurance brokerage services.

Progressive Benefit Solutions, LLC is a well-established regional insurance consultant located in Branford, Connecticut. With a track record of success, they have built a strong reputation for their expertise and commitment to delivering exceptional insurance solutions. At their Branford office, Progressive Benefit Solutions, LLC collaborated with Riverside Industries Inc, a notable employer in the relief services industry with 70 members. Working closely with the HR and finance team, they implemented a self-funding arrangement, an HMO plan, and a customized PBM and drug plan tailored to meet the unique needs of Riverside Industries Inc's members. Progressive Benefit Solutions, LLC brings extensive experience in working with self-funded employers and HMOs, ensuring their clients receive optimal solutions that align with their requirements. Additionally, their expertise in collaborating with PBMs and other specific pharmacy providers further enhances their ability to deliver comprehensive insurance packages. Catering to large, midsize, and small employers, Progressive Benefit Solutions, LLC has established a diverse clientele. Pharmaceutical Product Development LLC, Ring's End, Ryders Health Management, and Altek Electronics Inc are among the valued employer clients served by their Branford office. Their services extend across Connecticut, Massachusetts, and North Carolina, underscoring their commitment to assisting businesses in multiple states. Progressive Benefit Solutions, LLC boasts an impressive M Score, reflecting their broad range of experience and expertise across different client sizes, industries, and products. Their strong proficiency in relief services, health care and social assistance, and educational services industries positions them as a top brokerage in the New Haven, CT market. While Progressive Benefit Solutions, LLC has received several positive reviews commending their customer service and expertise, it is worth noting that a few customers have shared lower ratings. Evaluating these reviews could provide valuable insights as you consider partnering with them.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.

People's United Insurance Agency provides employee benefits and group health insurance to small to mid size employers in the Hartford-West Hartford-East Hartford, CT Metro Area. Group health benefits are an important part of total compensation for employees. People's United Insurance Agency's Hartford office has an M Score of 2; which means their range of experience from our research is limited. People's United Insurance Agency Hartford is a part of a regional insurance brokerage firm serving several areas with a local office in the Hartford region. Peoples Insurance Agency is an independent insurance agency headquartered in Waverly, Iowa that is committed to finding their clients the best.

The Schuster Group is committed to providing the best possible service and value to all of their clients. They offer a full range of voluntary benefits, SEP plans and medical insurance options for employers of any size in the greater Hartford-The companyst Hartford-East Hartford, CT metropolitan area. The job market in Hartford-The companyst Hartford-East Hartford, CT is increasingly competitive and healthy employee benefits plans can be an important option for employers looking to attract and retain talent. The Schuster Group Farmington provides local small business insurance brokers serving the Farmington region. The Schuster Group's Farmington office has an M Score of 5 which is the highest M Score possible based on wide experience with business clients and positive customer feedback. Top insurance brokers can provide insight or referrals on retirement plan choices as well HR policies and more. Over the last 25 years The company have become one of the largest independent employee benefits, insurance and financial services firms in their region. The company savors their independence in its freedom from stockholder mandates or private equity profit motives that allows us to focus solely on their clients and local community. The Schuster Group Farmington is highly rated by customers based on their employer reviews.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

At Brown & Brown, our guiding principles include building our team with the highest quality people and delivering innovative solutions and superior service. If you are a highly complex multinational company, an individual or anything in between, our experienced teams can help you view, analyze and purchase insurance efficiently. You will receive the personalized, dedicated service you deserve while leveraging the exceptional capabilities and peace of mind expected from a top brokerage to help protect what you value most.