On June 1st, 2010, Cody Ritchie assumed the role of President of the newly formed Crest Insurance Group with a vision to develop the firm to be the top agency based in Arizona. Crest Insurance has grown to include offices in Tucson, Phoenix, Scottsdale, Sierra Vista, Flagstaff and San Diego, California. We have experienced producers writing policies for clients throughout the United States. We pride ourselves on being the best at what we do. We provide access to many national carriers and markets yet remain a true local agency with face to face service and deep ties to our community. It has always been our philosophy to give back and support charitable causes and programs whenever possible. We believe serving our community means being a trusted business partner and also sharing our success with those who strive to make our community better. “If we do well, we will do good.”

Located in Craig, CO, Marsh McLennan Agency stands out as a leading insurance broker with a strong focus on serving local and regional employers in the medical and ancillary benefits sector. With a wealth of expertise tailored to the unique needs of businesses in the offices of physicians industry, this branch excels in delivering comprehensive insurance solutions. One of their notable achievements lies in their successful collaboration with Staar Surgical Company, an industry leader based in CA with over 410 participants. The agency's adept handling of the specific challenges within the offices of physicians industry showcases their commitment to understanding and addressing the nuances of diverse client needs. This Craig-based office is a vital component of the larger national insurance brokerage firm, leveraging the extensive resources and industry insights of the parent company to provide clients with cutting-edge solutions. Their commitment to excellence and a client-centric approach is evident in the seamless integration of local knowledge and national expertise. Employer benefits buyers will find in Marsh McLennan Agency a trusted partner, capable of navigating the intricacies of the insurance landscape and delivering tailored solutions that meet the unique requirements of businesses in Craig and beyond.

HUB International is a national insurance consultant with a prominent office situated in Colorado Springs, Colorado. With a wide-ranging portfolio, HUB International caters to clients of varying sizes, including large, midsize, and small employers. While the company has received some mixed reviews from customers, it serves as an opportunity to further evaluate potential partners. HUB International has garnered considerable expertise in working with self-funded employers, HMOs, and PPOs to best meet the unique needs of their clients. Moreover, the company possesses strong experience in collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. Notably, HUB International's Colorado Springs office stands as a prime example of their capabilities. They have successfully collaborated with Tekworks Inc, an information industry employer with 170 members. In close partnership with the HR and finance teams of Tekworks Inc, HUB International assisted in establishing a comprehensive self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan tailored to the specific needs of the members. As one of the leading brokerages in the Colorado Springs market, HUB International boasts an exceptional M Score, reflecting their extensive experience and expertise across diverse client sizes, industries, and product offerings. The company's strong competency extends to industries such as depository credit intermediation, educational services, and lessors of real estate. With an extensive client base spanning Colorado, New Mexico, California, Nevada, Arkansas, and Idaho, HUB International's Colorado Springs location serves notable employers such as American Furniture Warehouse, Arkansas Valley Regional Medical Center, Premier Mortgage Resources, and Prospect Education.

USI Insurance Services, a national insurance broker with an office in Colorado Springs, Colorado, specializes in working with clients of large employers. With their extensive experience, they have developed a strong understanding of the unique needs and challenges faced by self-funded employers. The team at USI Insurance Services excels in collaborating with health maintenance organizations (HMOs) and clients to ensure the best possible coverage solutions. Notably, this office has successfully partnered with Pacific Coast Companies, Inc., a prominent employer in the building material and supplies dealers industry. Working closely with their HR and finance team, USI Insurance Services facilitated the establishment of a comprehensive self-funding arrangement, HMO plan, preferred provider organization (PPO) plan, pharmacy benefit management (PBM), and drug plan tailored specifically to meet the needs of Pacific Coast Companies, Inc.'s 3070 members. As one of the leading brokerages in the Colorado Springs, CO market, USI Insurance Services boasts an impressive M Score, a testament to their extensive expertise across various client sizes and industries. Their knowledge and proficiency extend beyond building material and supplies dealers to include the automobile dealers industry. Servicing clients throughout Colorado, this USI Insurance Services location has successfully catered to the insurance needs of prominent employers like Summit Automotive Partners LLC. Their commitment to providing tailored solutions and leveraging their broad industry expertise sets them apart as a reliable and trusted insurance broker in the region.

Greenway & Associates, a trusted local insurance broker based in Pueblo, Colorado, is dedicated to providing exceptional insurance solutions to midsize employers. Renowned for their expertise and commitment to customer service, they have garnered high ratings from satisfied clients. With a focus on the automobile dealers industry, Greenway & Associates possesses strong expertise in serving clients within this sector. Their understanding of the unique insurance needs and challenges faced by automobile dealers enables them to deliver tailored solutions. Operating primarily in the Pueblo, CO market, Greenway & Associates has established itself as one of the top brokerages in the region. Their extensive experience in the local market has given them valuable insights into the specific requirements of clients in this area. Catering to midsize employers, this office of Greenway & Associates serves a diverse range of organizations. Notable employer clients include R.N. Motors Inc and Red Noland Cadillac, showcasing their ability to work with businesses within the automobile dealers industry. Operating exclusively in Colorado, Greenway & Associates is well-versed in the insurance landscape and regulations of the state. Their localized approach allows them to provide personalized service to clients in Colorado. Clients consistently praise Greenway & Associates for their exceptional customer service and expertise. Their dedication to meeting client needs and providing tailored insurance solutions has earned them a reputation as a highly rated insurance broker in the industry. Greenway & Associates' presence in Pueblo, combined with their deep industry knowledge and commitment to client satisfaction, positions them as a reliable and trusted partner for midsize employers seeking comprehensive insurance coverage.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

BOK Financial's Denver office stands as a prominent insurance broker, demonstrating extensive expertise in catering to a diverse range of clients, particularly in the self-funded sector. Their proficiency in managing stop-loss and limits, along with a keen understanding of pharmacy costs and HR consulting, positions them as a valuable resource for businesses seeking comprehensive insurance solutions. This large office distinguishes itself through its work with a variety of industries, showcasing its ability to adapt to different business needs. Notable clients include Aduro Advisors from the management, scientific, and technical consulting services industry, with over 260 participants; All American Pet Proteins in the animal food manufacturing sector, serving over 170 participants; and Breckenridge-Wynkoop in the restaurants and eating places industry, catering to around 60 participants. These collaborations underscore their capacity to handle diverse client requirements with efficiency and expertise. Moreover, BOK Financial's Denver location has demonstrated significant experience across several other industries, such as architectural, engineering, and related services, dry cleaning and laundry services, and the management of companies and enterprises. Their ability to offer tailored insurance solutions across these varied sectors further establishes their versatility and depth of knowledge. Being part of a regional insurance broker firm, this office has shown notable proficiency in dealing with employers of various sizes, ranging from small to large enterprises. Their adeptness in understanding the unique insurance needs of each business size makes them a go-to choice for employers looking for a broker that can align with their specific requirements and expectations. In summary, BOK Financial in Denver, CO, with its broad industry expertise and a strong focus on meeting the distinct needs of businesses of all sizes, presents itself as a robust and versatile insurance brokerage for employer benefits buyers.

Integrated Benefits Company in Fort Collins, CO, stands out as a trusted insurance broker with a strong focus on providing comprehensive employee benefits solutions to local and regional employers. Their extensive expertise in medical and ancillary benefits makes them a valuable partner for businesses seeking tailored insurance solutions. This Fort Collins-based branch of Integrated Benefits Company has successfully served a diverse range of clients, including Fort Collins Radiologic Associates PC and Tender Care Pediatric Services and Medical Supply. Notably, they have demonstrated proficiency in industries such as home health care services and offices of physicians. With a track record of managing benefits for businesses like Fort Collins Radiologic Associates PC, boasting 120+ participants, and Tender Care Pediatric Services and Medical Supply, with 130+ participants, they showcase their ability to handle varying scales of employee coverage. As a part of a local brokerage firm, Integrated Benefits Company brings a unique understanding of the specific needs and challenges faced by businesses in the Fort Collins area. Their demonstrated experience with midsize employers further underscores their ability to provide tailored solutions that align with the distinct requirements of businesses in this market. For employer benefits buyers seeking a reliable and locally informed insurance broker, Integrated Benefits Company in Fort Collins, CO, stands out as a strategic choice with proven expertise in crafting effective benefits packages.