Frandsen Financial Corporation is an interstate bank holding company that owns full-service community banks in Minnesota, Wisconsin, and North Dakota. With over $3 billion in assets, FFC currently operates Frandsen Bank & Trust offices in over thirty-five locations (Member FDIC), along with Bank of Zumbrota and Pine Island Bank, which were purchased in December 2021. FFC was founded in 1982 when Dennis Frandsen purchased Fidelity State Bank in Luck, Wisconsin. Since then, the company has concentrated on acquiring and operating high-quality community banks that provide a wide array of services to their clients. FFC supports its banks by providing data processing, accounting, regulatory reporting, auditing, human resources, policy management, marketing, and other services that allow bankers to spend more time developing relationships with customers. FFC works with its banks to provide excellent service to their customers, to play vital roles within the communities they serve, and to utilize the resources of FFC to develop new business connections. All products and services are provided in a true community banking environment where the customer is cared for in a way that nurtures a long-term relationship.

First State Bank and Trust is a community owned bank that has been serving the St. Croix Valley since 1914. With three locations in Minnesota - Bayport, Oak Park Heights, and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio. Connect with us: www.fsbt.com www.facebook.com/firststatebank1 www.instagram.com/firststatebankandtrust/ www.youtube.com/channel/UCR1NJMcJ5ZX8bq5XGerw0eg plus.google.com/105334292009321433069/about Member FDIC. Equal Housing Lender.

Founded in 1987 by three Minnesota credit unions, The Servion Group partners with hundreds of community banks and credit unions across the country. We support our partner financial institutions by providing solutions for mortgage, business lending, realty, title and financial advisory. We are more than a financial services company; we’re an organization dedicated to breathing life into the endeavors of financial institutions and users of our services. With products and services ranging from mortgage, title, and realty, to investments and insurance, to commercial title and underwriting, we're in your corner, eager to help you reach your objectives.

Since 1935, Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28,000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services to meet the demands of today's hectic lifestyles. Today, Minnco Credit Union members have easy access to six branch locations. In addition to our original site in downtown Cambridge, MN, we have an office in Isanti, Cambridge Cub Food store, North Branch, Andover and Big Lake. All offices are open Monday through Saturday. Even when the convenient locations and hours do not fit your busy schedule, you have access to your accounts through our online and mobile banking products!

Dairy State Bank is a banking company based out of 16 S MAIN ST, Rice Lake, Wisconsin, United States.

Lake Elmo Bank has been serving the banking and financial needs of businesses and residents in the East Metro Area for more than 100 years. A community bank, offering full-service offices in Lake Elmo, Stillwater and Oakdale - Lake Elmo Bank is committed to a tradition of providing personal service. Our hours at all three branches are: Lobby hours: Monday-Friday 9:00am - 5:00pm Saturday 9:00am - 12:00pm Drive up hours: Monday-Friday 7:00am - 6:00pm Saturday 9:00am - 12:00pm Walk-up (Lake Elmo Office Only): Monday-Friday 7:00am - 6:00pm Saturday 9:00am - 12:00pm Saturdays Planning a visit to the Bank on Saturday? Call ahead to find out which office can best meet your needs.

AGILE LOCAL DECISION MAKING We understand your challenges, because we, too, are a growth-oriented business. Our business-savvy professionals offer advice and insights that you will likely find unique to the business banking world. You know your business better than anyone, and Platinum Bank respects and appreciates this. At Platinum, you’ll get fast, straightforward answers because our decisions are made locally. By collaborating with you to completely understand your goals, we can assist you more efficiently while getting to ‘yes’ faster. A STRATEGIC BUSINESS PARTNER Your bank should have specific knowledge of what makes your operation unique, who your competition is, and the challenges and opportunities you face. Platinum is more than an outside extension of your business – we are your strategic business partner, ready to assist you and your business with a portfolio of resources, products, and services that you won’t find anywhere else in the industry. Platinum’s capabilities rival those of the large, national banking institutions whose focus and personal attention to your needs may go neglected. CREATIVE BANKING SOLUTIONS Whether you have a new idea waiting to be developed, or you have a successful business needing a successful and honest bank to better serve you, Platinum Bank is here with strategic advice and a product portfolio to help you achieve your business goals and dreams. • Working Capital Credit Lines • SBA Loans • Real Estate Finance • Commercial Construction Loans • Equipment Finance • Tailored Business Checking Accounts • Money Market Accounts • Remote Deposit & Mobile Remote Deposit • Online & Mobile Banking • Full Suite of Cash Management Products & Services Member FDIC/Equal Housing Lender

On August 29, 1913, Citizens State Bank opened its doors for business in beautiful Ouray, Colorado. We also have locations in Ridgway, Silverton and Naturita, Colorado. Citizens State Bank is proud to have always been locally owned and operated. We are dedicated to excellent customer service and we pledge to continue to remain competitive while providing the highest quality banking products and services to our communities. As a small town community bank, we are proud to know our customers by name

First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.

Hiawatha National Bank is a financial services company based out of Hager City, WI, United States.

At Village Bank, we believe you're a neighbor, not a number. Our dedication to serve shows in everything we do and say. From the uniquely personal attention we give every individual and business to the time we spend volunteering in our communities, we far more than just another bank. Village Bank is a place where the power of friendship, community, and people working together toward a common goal is alive and prospering. A place where everyone really does know you by name. We have nine branches throughout Greater Richmond and Williamsburg to serve all your banking and financing needs. Visit us today! VillageBank.com | 804.897.3900 Member FDIC and Equal Housing Lender.

Novation Financial is a member-owned, not-for-profit credit union offering a full suite of financial solutions to those affiliated with 3M, Solventum, McLeod County (MN), and the Novation Foundation.