Who We Are The expert advocates for mid- and large-sized organizations looking for a better way to manage the complex challenges posed by their employer-sponsored retirement plans. We can help make your life easier. By helping to simplify complex fiduciary oversight, plan design, and employee advice, we provide you with the guidance and forward thinking strategies that work. Our strategies aim for straightforward solutions and corporate protection while enhancing overall retirement success for your employees. Who Do We Serve We work best with professional services firms, non-profit organizations and trade associations, manufacturing firms, and other companies who truly care about having a worthwhile retirement benefit for their employees. Securities and Advisory Services offered through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser (www.finra.org / www.sipc.org). This communication is strictly intended for individuals residing in the states of AL, CA, CO, CT, DC, DE, FL, MA, MD, NC, NJ, NV, NY, PA, TN, TX, VA, VT. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Please see our Terms of Use here: www.commonwealth.com/termsofuse.html.

Kroger Prescription Plans is dedicated to providing pharmacy benefit management services and innovative clinical programs that focus on engagement, choice, and cost savings. Built on personalized care solutions that simplify health, wellness and nutrition, Kroger Prescription Plans is the catalyst to combining a full suite of Kroger Health entities to improve health and deliver savings. The company provides pharmacy benefit management services to a wide range of employers across the United States, including The Kroger Co., the 4th-largest employer in the United States. Access Beings with Our Core Services: Network Management Evidence Based Formulary Management Pharmacy Benefit Design Specialty Care Clinical Program Management Member Services We are integrated with the Kroger Health and Wellness system to support patients along their entire healthcare journey: 65,000+ Pharmacies 8,000+ Pharmacists and Providers 2,200+ Kroger National Retail Pharmacy Locations 500 Board Certified Nurse Practitioners 200 Kroger Walk-In Clinics 90 Limited Distribution Drug Networks 87 Kroger Account Service Consultants 11 Exclusive Specialty Pharmacy Networks 3 Kroger Home Infusion Center Networks 2 Kroger Mail Order Fulfillment Centers

The Sentry Companies: Sentry Hospitality Sentry Knowledge Centers Sentry Development Partners Sentry Asset Partners The Sentry Companies are recognized as the leading developers and management specialists in the upscale segment of the boutique resort and conference class segment of the hotel industry. Sentry owns and operates conference centers throughout the New York Metropolitan area, providing top quality service and technology for some of the biggest names in business.

The University of Virginia Foundation supports the University of Virginia in its efforts to maintain the distinction of being one of the top public universities in the nation by providing innovative, yet prudent management of financial and real estate assets on behalf of the University. Specifically, the Foundation uses and administers gifts, grants, and bequests for the benefit of the University; provides administrative and financial services to University entities, University-related foundations, or other entities involved in activities that support the University; and engages in matters pertaining to real property for the benefit of the University.

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The New York City Office of the Actuary (NYCOA), a non-mayoral agency, provides actuarial information and services for the five major actuarially-funded New York City Retirement Systems and Pension Funds, collectively called the NYCRS, resulting in an annual determination of New York City’s contributions to these retirement systems and pension funds. This information is provided to the Boards of Trustees and staff of the NYCRS, to the City and other employers and labor organizations whose employees participate in the NYCRS, to fiscal oversight entities, to City and State legislators, and to other parties interested in the NYCRS. Actuarial information and services are also provided to the City’s nine Variable Supplements Funds (VSFs), two Tax Deferred Annuity (TDA) Programs, six Group Life Insurance Funds, three closed pension funds, and the New York City Health Benefits Program. The Office of the Actuary also certifies the benefits for employees who retire from the NYCRS. When changes in the structure and benefits associated with the NYCRS are being enacted through required legislative action, the Office of the Actuary provides actuarial information and determines the costs of the potential changes. Consistent NYCOA involvement in the mechanics and management of the City’s retirement plans safeguards them, ensuring their sustainability and preservation. The five major actuarially-funded New York City Retirement Systems and Pension Funds are: the New York City Employees’ Retirement System (NYCERS), the Teachers’ Retirement System of the City of New York (TRS), New York City Board of Education Retirement System (BERS), New York City Police Pension Fund, and the New York City Fire Pension Fund.

EOS Hospitality is a full-service management company that operates a portfolio of 40+ thoughtfully selected hotels and resorts across the United States.

The Sherry-Netherland – an iconic New York City luxury boutique hotel. Discover a privileged five-star NYC luxury hotel on Fifth Avenue across from Central Park.

About Sotherly Hotels Inc.: Headquartered in Williamsburg, Virginia, Sotherly Hotels Inc. is the owner of a portfolio of high-quality, full-service hotels primarily located in the high-growth markets of the Southern United States. Sotherly Hotels is a self-managed and self-administered real estate investment trust (REIT) traded on the NASDAQ under the symbol SOHO. Sotherly Hotels is the next generation in a long history of companies built on a foundation of service, integrity, and hospitality--characteristics instilled by our founder, Edgar Sims, in 1958. The Sotherly Portfolio: The Sotherly Hotels Inc. portfolio consists of investments in twelve wholly-owned hotel properties that comprise 3,009 rooms. The company's properties operate under the Preferred Hotels and Resorts, Hilton Worldwide, Starwood Hotels and Resorts, and InterContinental Hotels Group brands.

WILLARD HOTEL is a hospitality company based out of 1401 Pennsylvania Ave NW, Washington, District of Columbia, United States.

Star Hospitality Group is the premier provider of outsourced staffing services to the hospitality industry. Our ambitious approach to staffing is based on an appreciation that our people are brand ambassadors of every client that they serve. At Star Hospitality, we don’t merely search for the required hospitality experience and skill set; we take the time to understand your organization’s culture and vision, enabling us to connect you to candidates who match both your on-paper requirements and your environment. We deliver customized solutions for clients in a variety of market segments including boutique, luxury, middle market, and full size/resort properties. We can connect you to premier hospitality candidates for your staff augmentation, contract and contract-to-hire needs while taking ownership of all the recruitment processes and the stress that can distract you from your core business. We put a huge amount of effort into allocations, so it is in our role to know every candidate’s individual strengths and where their levels of skill and confidence begin and end what type of events they are most suited to, which clients’ team they complement best.

Worked with 95 boys on cultivating qualities such as leadership, integrity, and selflessness. Coached over 25 boys on advanced diving techniques as head of the diving program. Led various five-day expeditions in the White Mountains involving trail working and backpacking.