The Cooperative of American Physicians, Inc. (CAP), established in 1975, offers superior medical professional liability coverage through the Mutual Protection Trust (MPT). MPT has earned an A+ (Superior) rating from A.M. Best since 2006. In 2013, CAP created the CAPAssurance, a Risk Purchasing Group, allowing hospitals, facilities, and large physician groups access to top‐rated liability coverage and risk management services. CAP now supports more than 12,000 of California’s finest physicians through offices in Los Angeles, San Diego, Orange County, and Walnut Creek. CAP is licensed as a California surplus lines broker (License No. 0B72723). The insurance products provided under the CAPAssurance program are issued by a “non-admitted” or “surplus line” insurer that is not licensed by the State of California. For more information, visit www.CAPphysicians.com.

Deans & Homer was established in 1856 and is one of the oldest continuously operating companies in California. As a family-owned underwriting manager representing several A-rated admitted and non-admitted companies, we are passionate about serving the best interests of small businesses, as well as supporting the leading local independent insurance agents and brokers. We believe the most effective way to help our insureds and agents achieve their goals is to position our teams locally in each of the territories we operate. Combining efficient underwriting and claims handling with the ability to adapt our products to evolving needs in the market is vital to the trust established with our partners. Deans & Homer’s suite of products emphasizes our longstanding expertise in small commercial property insurance as well as inland marine and some personal lines.

MIEC was founded in 1975 in the depths of the malpractice crisis by physicians and their medical societies when insurance was largely unavailable to the healthcare community. As the West’s first truly physician-owned medical professional liability insurer, MIEC has always been guided by the desire to protect physicians and other healthcare professionals from malpractice risks and committed to a long-term philosophy of business conduct that ensures such a crisis never happens again. We exist to foster enduring partnerships within the healthcare community by serving members through a philosophy of vigorous protection and high value, delivered by people who care. As a member-owned exchange Headquartered in Oakland, CA, MIEC now insures more than 7.400 physicians and other healthcare professionals in 4 states, with regional claims offices in Idaho, Alaska, and Hawaii. MIEC has consistently adapted to meet the changing needs of healthcare delivery and continually seeks to reinvent medical professional liability through effective partnership, innovative insights, and dynamic risk solutions.

The California Insurance Guarantee Association (CIGA) operates under Sections §1063-1063.77 of the California Insurance Code. CIGA provides a mechanism for the payment of covered (as defined by the Insurance Code and specific case law) property, casualty, and workers'​ compensation insurance claims of insolvent insurance companies.

Nonprofits Insurance Alliance (NIA) is the nation’s leading property and liability insurer exclusively serving nonprofit organizations. Founded in 1989 in Santa Cruz, CA, NIA is a social enterprise developing the long-term sustainability of the nonprofit sector. NIA has one of the best customer retention rates in the industry. NIA members enjoy fair and equitably-priced insurance, specialized insurance coverage, dividends, and innovative risk management and member services. Our coverages include: Commercial General Liability, Directors and Officers (D&O), Flat Rate D&O, Improper Sexual Conduct, Social Service Professional, Employee Benefits Liability, Business Auto, Non-Owned/Hired Auto, Umbrella Liability, Auto Physical Damage, Employee Dishonesty, Commercial Property, and Participant/Volunteer Accident. Nonprofits Insurance Alliance is the tradename for a group of insurers — NIAC, ANI, and NANI — all of whom are public-benefit 501(c)(3) nonprofits and rated A (Excellent) by AM Best. All NIA organizations are administered by Alliance Member Services (AMS), also a 501(c)(3) nonprofit. Today, more than 25,000 nonprofit organizations in 32 states and the District of Columbia rely on NIA for liability insurance coverage. These include children’s programs, group homes, senior organizations, art programs, food banks, community groups, foster family agencies, and many others. These mission-driven organizations are essential to the health of the communities they serve and it is NIA's mission to help keep the nonprofit sector strong.

Vita's mission is to provide a level of knowledge and service unsurpassed in the employee benefits industry. -------------------------------------------------------------------- Insurance offered through Vita Insurance Associates, Inc. (CA Insurance License #058115 | DBA Vita Companies) Investment advisory services offered through Vita Planning Group LLC, a Registered Investment Adviser with the SEC. This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Karl Hansen at (650) 567-9300. Vita Planning Group LLC understands and attests that they are an ERISA fiduciary as defined in the Fiduciary Rule under the Employee Retirement Income Security Act of 1974 and the Internal Revenue Code of 1986. Vita Planning Group LLC adheres to the Impartial Conduct Standards (including the “best interest” standard, reasonable compensation and no misrepresented information). This relates to all ERISA accounts including Individual Retirement Accounts (IRAs). -------------------------------------------------------------------- Location Information: Mountain View, CA - Branch Office Portland Area -Securities business not conducted at this location.

WHAT WE DO Whether it’s Property & Casualty, Employee Benefits, Corporate Wellness, Risk Management, Risk Control or Preferred Client Insurance Services, the collective knowledge and experience of the Poms & Associates team makes us more than mere advisers. We become trusted partners in understanding your specific and unique needs and risks. Poms & Associates is committed to a belief that has proven invaluable to our clients time and time again — knowledge is the best insurance. By acting not only as your insurance broker, but also as an educator, we help you achieve a more effective and efficient level of self-administration so that you can focus on other important objectives. ABOUT POMS Recognizing a growing need within the industry for problem solvers willing and able to think outside the box, David Poms formed Poms & Associates in 1991. Since then, Poms has carefully and deliberately grown to include more than 100 employees, with branch offices strategically located to best serve our client base. Our company-wide emphasis on educating, rather than dictating to the insurance buyer has remained constant. With a determined focus on controlled growth, we are able to maintain the highest degree of customer service, which in turn fosters long and productive client relationships. We keep a critical eye on staffing to ensure that our clients’ expectations are exceeded on every level, at every turn. We are here to represent your best interests. That’s the Poms difference.

CAMICO was founded by CPAs in the 1980s, introducing a new way of approaching Accountants’ Professional Liability Insurance that focuses on helping firms reduce their malpractice risk exposure. In addition to comprehensive policy coverage, policyholders have the best practice and risk management services, expertise and tools, such as unlimited access to in-house experts, subpoena and consultation services, assistance with potential claims and reported claims, 100+ sample letter templates, loss prevention advice and more—all at no additional cost to policyholders.

Winton-Ireland, Strom & Green Insurance Agency is a team of customer-service driven professionals who care about our community. Founded in the Central Valley in 1913, we’ve been providing insurance solutions for over a hundred years. Our roots run deep in the Agriculture Industry, however, through the years we’ve established industry expertise in Food Processing, Manufacturing, Transportation, Not-for-Profit Organizations, Construction, Restaurants, Public Entities and Health Care. We know your business is different! Curated coverage and competitive pricing is made possible by maintaining sound relationships with most major insurance carriers. We recognize you have insurance options; our team offers a level of service that makes WIS&G the only option.

Established in 1957, UFCW and Employers Trust, LLC, also known as the Trust Fund Office, is one of the top 500 largest retirement funds (managing over $4.2 billion in assets) in the USA. We administer health plans and pension benefits for over 230,000 participants at 116 employers throughout Northern California and Hawaii. We serve the grocery food market and retail pharmacy industry consisting of essential workers from employers like Safeway, Save Mart, and Raley’s. The Trust Fund Office administers several multiemployer plans; an employee benefit plan maintained under multiple collective bargaining agreements. Our “Taft Hartley” plans are governed by strong Boards of Directors consisting of Union and Employer industry leaders (as Trustees) with a fiduciary focus and care for our Membership and their families. Our mission is to provide exceptional benefit administration to those we serve: our Members, Dependents, Local Unions, Employers, and Service Providers.

As Coverholder at Lloyd’s of London, Petersen International Underwriters has the authority to quote, underwrite, and issue policies on behalf of certain underwriters at Lloyd’s. The Lloyd’s market has been in existence for over 325 years. No other insurance company can match the longevity, the flexibility, and the financial stability of Lloyd’s of London. Realizing the value of the market, Petersen International Underwriters partnered with Lloyd’s and became an approved Coverholder in 1983. Since then, we have developed a series of specialty insurance products boasting the financial backing of Lloyd’s of London. Some of the specialty insurance plans include: • Specialty disability insurance including high-limit disability, Guaranteed-Issue Disability, Key Person Disability, Business Overhead Expense and Loan Indemnification Disability, impaired-risk coverage, hazardous occupation coverage, athlete coverage and international coverage; • High-limit accident insurance; • Failure to survive insurance; • Travel medical insurance; • International medical insurance; • Kidnap and ransom insurance; • Contingency insurances.

Founded in 1960, DiBuduo & DeFendis Insurance Brokers, LLC (D&D) is one of the largest independent insurance agencies in California with offices in Bakersfield, Clovis, Dinuba, Fresno, Hollister, Lodi, Modesto, Oxnard, San Luis Obispo, Santa Monica, and Taft. The firm provides all lines of insurance to a diversified group of clients throughout the United States. D&D takes a partnership approach in working with businesses by offering a number of services to help them control their insurance costs and keep their workers safe and productive while protecting their business against loss. For additional information, visit dibu.com.