LTC Custodial Care

Long-term care (LTC) custodial care refers to the type of care that is provided to an individual who needs assistance with daily living activities. This care is typically non-medical in nature and is designed to help individuals maintain their quality of life and independence as they age. Custodial care can be provided in a variety of settings, including the individual's home, assisted living facilities, or nursing homes.

An example of custodial care could include assistance with bathing, dressing, eating, toileting, and mobility. Unlike skilled nursing care, which is provided by licensed medical professionals, custodial care can be provided by non-medical personnel, such as certified nursing assistants or home health aides.

Key features of LTC custodial care may include:

• Assistance with activities of daily living (ADLs) such as bathing, dressing, toileting, and eating

• Assistance with instrumental activities of daily living (IADLs) such as managing finances, cooking, and cleaning

• Help with mobility and transferring

• Assistance with medication management

• Personal care services

• Homemaker services

• Respite care for caregivers

• Assistance with cognitive impairments

• Assistance with socialization and recreational activities

It's important to note that custodial care is not typically covered by traditional health insurance plans, but may be covered by long-term care insurance policies or Medicaid in certain circumstances.

Next Up

The latest economic release from the Bureau of Labor Statistics reports that the U.S. job market rebounded after a sluggish month in October to add 227 thousand new jobs last month as the unemployment rate ticked up slightly to 4.2%.
‍We are excited to announce the launch of Insights+, a service that enables employers to see exactly how their benefits measure up against the competition.
Each month, Mployer collects and presents some of the most relevant and most pressing recent changes in law, compliance, and policy in areas related to employee benefits, health care, and human resources.